Une chikwereti chemutoro akakambokutaurira pamusoro pekwereti chausina chokwadi chokuti chako here? Iwe une kodzero yekuvakumbira kuti vatumire uchapupu hwechikwereti ichocho. Mutemo weChechi Chekutora Chikwereti Chekuita Mutemo , mutemo wezvematongerwo enyika unotungamirira vateresi vatengesi, unobvumidza iwe kukumbira chikwereti chikwereti kutumira uchapupu hwechikwereti kuburikidza nekugadzirisa kunonzi chikwereti chekuita.
Chikonzero chekukumbira kuvimbiswa panzvimbo yekubhadhara
Iwe unogona kungobhadhara kukohwa uye kuibhadhara nayo, kunyanya kana iwe uchiziva chikwereti chacho uye iwe unofanira kuchibhadhara kuti uve nechikwereti chechikwereti chinogamuchirwa.
Zvisinei, kunze kweizvozvo, kune zvimwe zvikonzero zvakanaka kwazvo zvekushandisa kodzero yako yekukumbira kuvimbiswa kwechikwereti.
- Tarisa kuti chikwereti chako . Vateresi vatokari vave vachizivikanwa kutumira zvikwereti kana kutumira zvikwereti zvikwereti zvisina kukodzera, saka usafungidzira kuti bhiri kubva kune chikwereti mutengesi zvinoreva kuti iwe une chikwereti. Tsamba yacho inogona kutarisa yakarurama, asi munguva iyi yekuziva, zviri nyore kuunganidza ruzivo rwakakwana pamusoro pemunhu uye nezvemari yehutano kuti ape chinyorwa chekuunganidza chikwereti.
- Iva nechokwadi kuti usati watobhadhara . Ko kana iwe wakatobhadhara chikwereti? Iwe unogona kungoyeuka uchiyeuka kune uyo akakwereta anonzi pane chikwata chekuunganidza kana iwe ungayeuka kubhadhara chikwereti icho pane imwe nguva. Kuti uve nechokwadi, bvunza uchapupu. Ndizvo zvako.
- Simbisai chikwereti chikwereti kuratidza kuti chikwereti chaicho . Dzimwe nguva vateresi vatengesi vanomutsa zvikwereti zvekare mukuedza kuita mari. Nezvikwereti zvekare, kune mukana wakaisvonaka mutori haana mharidzo yepakutanga inoratidza kuti iwe une chikwereti. Ungada here kubhadhara mari kune mumwe munhu anoti iwe unokwereta, asi haugone kuratidza kuti iwe unokwereta? Ichokwadi, kwete.
- Iva nechokwadi chokuti muunganidzi ane kodzero yekuunganidza chikwereti . Kunyange kana iwe uchikwereta mari yacho, unoziva sei kuti chikwereti chaicho chakabhadhara kambani iyi kuti iwane chikwereti nokuda kwavo? Zvakadini kana iwe ukabhadhara chikwereti mutora uye mukwereti kana mumwe mukoti akauya shure kwako iwe zvakadaro nokuti muunganidzi haana kumbobhadharwa pakutanga? Kutumira chikwereti chekugadzirisa tsamba kunobatsira iwe kuva nechokwadi kuti uri kubhadhara kambani yakarurama ye chikwereti chakanaka.
Kugadzirisa chikwereti Nguva-Inonzwa
Mumazuva mashanu ekutaurirana kwekutanga kwauri, chikwereti chikwereti chinotarisirwa kutumira chinyorwa chekuregererwa chikwereti chakanyorwa kwauri. Ichi chiziviso chichareva kodzero yako yekupikisa kuvimbika kwechikwereti mukati memazuva makumi matatu. Iyo FDCPA inobvumira muunganidzi kuisa chiyeuchidzo chekubhadhara chikwereti mukutaurirana kwokutanga kana kutaura uku kuri tsamba. Kana mukweretesi wekusungirirana nekutanga kutaurirana newe iwe foni, iwe unofanira kugamuchira tsamba yekubhadhara chikwereti kubva kwavari mukati memazuva mashanu.
Kana iwe usingapikisani chikwereti ichi kunyora mumazuva makumi matatu, chikwereti chikwereti chine kodzero yekufunga kuti chikwereti chacho chakakodzera. Munguva yemazuva makumi matatu, muteresi anogona kuramba achiedza kuunganidza chikwereti kubva kwauri kusvikira yawana chikumbiro chako chekugadzirisa.
Kutumira Chikumbiro Chekugonesa
Kuti zvibvumirwe zviri pamutemo, chikumbiro chako cheuchapupu chinofanirwa kunyorwa nekunyora. Mune mvumo yekunyorera mvumo yekugadzirisa chikwereti haikwani kudzivirira kodzero dzako pasi pe FDCPA. Heino chiyeuchidzo chikwereti chekugadzirisa tsamba iwe unogona kugadzirisa kuti ukumbire kuvimbiswa kubva kune chikwereti chavatengesi.
Mune tsamba yako yekugonesa, iwe unogona kukakavadzana chikwereti chose, chikamu chechikwereti, kana kukumbira zita rekwereta chepakutanga. Kana imwe chikwereti chikwereti ichigamuchira chikumbiro chako chekugadzirisa, hachikwanisi kukubatanidza zvakare kusvikira vakakupa uchapupu hwawakakumbira.
Nzira yakanakisisa yokutumira chikumbiro chako chekubhadhara chikwereti chiri kuburikidza nehunosi yakagadziriswa neresi yekudzoka inokumbira. Nenzira iyi, iwe une uchapupu hwokuti tsamba yacho yakatumirwa, zuva rawakatumira, uye iwe unogona kutarisa kuti uone kana chikwereti mutora akawana tsamba yako. Kana iwe uchifanira kutonga mhosva pamusoro pemukweretesi wekusungirirwa, iyo yakagamuchirwa uye yakadzoka risiti ichabatsira kusimbisa nyaya yako. Iwe unogona kuratidza kuti iwe wakatumira tsamba mukati mezuva remazuva makumi matatu uye kuti mutori akaigamuchira.
Mhinduro yeCollector
Mushure mokugamuchira mharo yenyu, sangano rinounganidza rinofanira kukutumira iwe uchapupu hwokuti ndiro rako kana kuti rakagoverwa chikwereti nemudzidzi wekwereti. Kuongorora kuti iwe unokwereta chikwereti uye chikwereti chechikwereti chinosanganisira kuisa zvinyorwa kubva kune chikwereti chekutanga (iwe uchachigamuchira kubva kune chikwereti chikwereti, kwete chikwereti chepakutanga ).
Hazvina kukwana kuti sangano rinounganidza rikutumirei kudhindwa kwemari inokweretwa.
Kana chikwereti chikwereti chisingarevi chikwereti, hachibvumirwi kuramba uchiunganidza chikwereti kubva kwauri uye hachikwanise kukupomera kana kunyora chikwereti pamushumo wekwereti yako. Iwe unogona kukakavadzana chikwereti nezvikwereti zvekwereti kana muunganidzi achienderera mberi kunyora chikwereti pamushumo wekwereti yako kunyange zvazvo isina kupindura kubhadhara yako chikwereti chakaonekwa. Tumira chikwereti chekodha ikopi yekwereti yako yekugadzirisa chikwereti pamwe chete nemari yakagamuchirwa uye inodzoka kuti ubatsire kubvisa kambani kubva kumushumo wekwereti yako .
Kana iyo Collector Inopupurira Chikwereti
Kana ukagamuchira kukwana kwakakwana kwechikwereti, unofanirwa kusarudza chaunofanira kuita chinotevera. Iva nechokwadi chokuti chikwereti chiri mukati memutemo wekukanganisa - iyo ndiyo nguva yekwereti kana muteresi anogona kushandisa matare kuti atore chikwereti kubva kwauri. Chikwereti chiri kunze kwemutemo wekukanganisa kunoisa zvishoma kukutyisidzira iwe kubvira apo muunganidzi haangakundi kukutonga iwe mudare (chero bedzi iwe unogona kuratidza kuti mutemo wekukundikana wapfuura).
Tarisa kuti uone kana chikwereti chacho chichiri mukati memutengo wechikwereti nguva . Nyaya zhinji yakaipa - sekusungirwa chikwereti - inogona kuongororwa chete pamutero wako wekwereti makore manomwe kubva pazuva rekudengenyeka. Kana zuva rekudarika kwako riri makore anodarika manomwe akapfuura, chikwereti hachifaniri kuonekwa pamushumo wekwereti yako uye, kana zvakadaro, hazvingakuvadzi chikwereti chako kuti urege kuramba uchibhadhara chikwereti . Kana chikwereti ichi chave chakwegura uye chinorongwa kuti chibviswe kubva mumutero wako wekwereti mumakore anopfuura maviri, iwe unogona kungoita kuti zvive pasi pemhosva yako yekwereti, kunyanya kana iwe usati waronga kuwana chikwereti chikuru munguva iyoyo.
Zvakadini kana chikwereti ichi chave chave chichinyatsosimbiswa, chiri mumutemo wekukanganisa kana chikwereti chekupa chikwereti nguva? Iwe unogona kuedza kugadzirisa pamwe chete nemutengi kune chikamu chemari inokweretwa kana kupa mubhadharo wekubvisa chibvumirano kana iyo nhoroondo yakanyorwa pane repoti rekwereti. Kubhadhara zvakakwana kunewo chisarudzo - chimwe chaunogona kusarudza kana iwe unoronga kubhadhara chikwereti chikuru chikwereti chikwereti chichibvisa chikamu chako chekwereti. Kuregeredza chikwereti, zvisinei, kunogona kuva nemigumisiro yakaipa: kukanganisa kwereti yako, kuenderera mberi kwechikwereti kuedza kuedza, pamwe uye kunyange mhosva.