Tarisa Paunenge Uchishandisa uye Uchitsvaga
Kutanga, iwe unofanirwa kugara pasi uye kutarisa mari yako uye mari yako. Chengetedza mari yako yekushandisa kuitira kuti iwe ugone kuona kuti uri kushandisa mari yako. Izvi zvinokosha kuitira kuti iwe ugone kuchinja tsika dzinokutungamirira iwe kushandisa kadhi rako rechikwereti mwedzi mumwe nomumwe. Izvi zvichakubatsira iwe kutanga kutanga kuchinja
Nyora Budget
Nyora pasi bhajeti. Iwe unofanirwa kuisa chikamu chakanaka chemari yako yese. Chinokosha pakuita basa iri rebhajhini nderokuti ndizive kuti mari ipi neipi ichaenda. Mari yako uye mari yako inofanira kuenzana zvakaenzana. (Mari iwe waiisa mune mari yaizotorwa semari mubhajari yako.)
Gara kuBhujhuti Yako
Tanga kutevera bhajeti yako. Iwe unogona kunge uchida kushandura kune mari kuti uzvidzivirire kubva pane overspending pakutanga kwemwedzi. Iwe unoda kutarisa kushandisa mari yako kuitira kuti iwe uzive kuti wakasiya zvakadini mune imwe nhengo mushure mekunge iwe wapedza mari yako.
Rega Kutakura Makadhi Makadhi Ako
Rega kutakura makadhi newe. Iwe unogona kusarudza kutakura kutarisira kwekukurumidzira (sekubhadhara motori yemotokari kana motokari yako ichiputsika), asi chete kana iwe usingashandisi iyo kune dzimwe mari. Kungosava nechisarudzo chekushandisa makadhi ako kuchakubatsira chaizvo kurega kuvashandisa.
Kamwe wawakabhadhara kubva kwauri ungada kuvhara makadhi ako ekwereti .
Ronga Mwedzi Woga Woga
Rongedza mwedzi wako zvakanyatsonaka, uye chengeta zvaunonyanya kukoshesa. Yeuka kuti zvokudya, pokugara uye simba zvinouya pamberi pezvishongo zvako zvitsva, iPhone kana game game. Kana iwe usati wakanamatira kubhadharo yako muzvikamu zvose unogona kupedza mari yezvinodiwa. Kuronga kunogona kukubatsira kuti urege kuve nekukurumidza kwekukurumidzira kunokukanda iwe .
Save for an Emergency Fund
Chengetedza mari yegadziriro yekukurumidzira kuitira kuti iwe usingadi kushandisa makadhi ako ekwereti munguva yekutambudzika. Kusvikira iwe usina chikwereti chikwereti chinokurumidzira chemadhora $ 1000.00 chinofanira kuvhara zvakanyanya kukurumidza, uye mushure mokunge musina chikwereti, mari yekukurumidza yemwedzi mitatu kusvika kumitanhatu yemari inofanira kunge yakakwana. Kune zvikonzero zvizhinji zvekuwana mari yekukurumidza , uye kubvisa chikwereti kune imwe chete yavo. Izvi zvinogonawo kuchengetedza mari yako .
Buda Mudambudziko
Ita chirongwa chekubuda chikwereti . Kubuda muchikwereti kuchasunungura mari kuitira kuti iwe ugone kuvhara zvido zvako, uye uine mari yakasara pane zvaunoda. Iyi inhanho huru mukufambira mberi mune zvemari, uye iwe uchashamiswa neusununguko rwaunokupa.
Ita makadhi ako ekwereti zvakaoma kusvika. Kuvarova mumugwagwa mukuru wechando hachisi icho chakaipa chechirongwa, asi iwe unogonawo kuedza kuvhara nhamba kubva kubasa rako rekutsvaga rekutsvaga, izvo zvichaita kuti zvive zvakaoma kutengesa ikoko zvakare.
Kuchengetedza mari yako uye kutevera bhajeti yako ndiyo nzira yakanakisisa yekuzvidzivirira kubva pakupera kwemari mwedzi wega wega. Kunyange zvazvo zvinhu izvi zvinogona kuva zvinotyisa uye nguva yekudya zvakakosha kuti zvikubatsire kutora mari yako.
Kuchinja bhadharo yako yepamusoro-shanho kune imwe kadhi rechikwereti rine muzinga wakaderera kunogona kukurumidza kuita basa, asi kana chete usingashandisi makadhi kune zvimwe zvinangwa.
Kudzidza kurega kuvimba nemakadhi ako ekwereti inongova danho rimwe chete raunogona kutora kuti utange kuchenesa mari yako nhasi. Nebasa, iwe unogona kunge uri mamiriro emari akawanda zviri nani.
Yeuka kuti makadhi ekwereti haasi akaipa chaizvo . Icho chigadzirwa chiri nyore kutadza. Kana iwe uchiziva kuti iwe haugone kuzvigadzirisa zvakanaka, zvakanakisisa kuti urege kuva nazvo zvachose. Iwe unogona kudzivisa kuvashandisa kuburikidza uchishandisa kadhi rako remari panzvimbo panzvimbo dzakawanda.