Pane imwe nguva yezvemari inogona kukurudzira mari yemunhu wese, asi kana uri kurarama kubva kubhadhakiti kuti ubhadhara , iwe uri panzvimbo apo chero mari yakawanda inogona kugogodza mari yako. Izvi zvinogona kuita kuti mberi kuve kwakaoma zvikuru. Inogona kuendesa kuna chiremba kana chipatara kana kugadzirisa motokari yako kugadzirisa dambudziko guru rinogona kukuchengetedza usiku uye rakasimbiswa. Maererano neBhangerate.com chete 37 muzana yevaAmerica vane zvakakwana mukuchengetedza kubhadhara $ 500.
Kana iwe uchida kuva nerunyararo rwechokwadi rwemari uye urege kunetseka nezvemari, iwe unoda kugadzira hurongwa huchabvisa kubva mumamiriro ezvinhu aya uye huita kuti zvikwanise kuvhara mari yako pasina kutenderera pamakambani ekadhi rechikwereti kana zvimwe zvikwereti zvinodhura.
Mari Mari Yaunogona Kuuya Nazvo Usina Kushandisa Mari?
Kuedza nokukurumidza kuona kuti uri kuitei ndekutarisa mari yakawanda yaunogona kuuya usingashandisi kadhi rechikwereti muvhiki inotevera. Iwe unogona kutarisa paripa yako yekuchengetedza uye funga nezvehuwandu hwaunowana kwauri. Iwe unogonawo kutarisa kuti unogona kuderedza mari yakawanda sei mumashandisirwo emari muvhiki kuti uone kuti unokurumidza sei kuwedzera mari yakawanda yekubata mari dzisingatarisirwi. Kana uchinge uine nhamba iyi, unofanira kufungisisa kuti zvii zvinogona kubhadhara. Uyezve, iwe unogona kufunga nezvekuwanda kwawakawana pane kadhi rechikwereti, nokuti kana iwe wakanyanyisa kubva pane izvozvi, iwe unogona kunge uri mumamiriro ezvinhu anowedzera nhamo kana achiuya kumari yako.
Unogona Kubhadhara Dambudziko?
Zvakakosha kuziva kana iwe usina kukwanisa kuvhara zvakananga. Zvakawanda zvehutano zvinokonzerwa nehutano zvinogona kunge zvakaputirwa nehushuwarisi, uye chipatara kana chiremba angave achida kugadzira chirongwa chokubhadhara kune vamwe vose. Zvisinei, izvi zvinoreva kuti iwe unogona kuva nenguva yakaoma kwemwedzi inoverengeka apo iwe unoshanda kubhadhara mari yekare yehutano.
Motokari uye pamba pangozi zvinhu zvakasiyana-siyana sezvo vazhinji magetsi uye kugadziriswa kwemashumiro vanotarisira kubhadhara panguva yekudhura. Kana iwe uri mumamiriro ezvinhu iwe unoda motokari yako kuti uende kubasa, asi iwe haugoni kutenga mari yekugadzirisa, inogona kukutumira iwe kutengesa mari. Zvakakosha kufunga mberi nekutanga kuronga ikozvino kuti urege kuzviwana mumamiriro ezvinhu aya.
Shandisa Emergency Fund yekugadzirisa Matambudziko Ako
Mari yako yekukurumidzira ndeimwe yemhinduro dzakanakisisa yekugadzirisa nyaya iyi. Imari yakabhadhara mari inokurudzirwa inogona kukudzivisa kushandisa makadhi ako ekwereti mune imwe nguva yekukurumidzira uye kukupa rugare rwepfungwa iwe unoda mumamiriro ezvinhu akaoma. Iwe unofanirwa kuva pakati pe $ 1000 nemari yemwedzi mumwe wewaini yako yepamhanho kusvikira iwe usina chikwereti, uye iwe unofanira kushanda pakuvaka mari yegore. Izvi zvichakubatsira kuvhara zvinhu zvose kubva pamotokari kugadziriswa kubva kubasa rako. Iwe unogona kutanga nokuisa kunze $ 100 chete pamwedzi kana kubhadharwa kusvikira iwe uchivaka mari yako yekukurumidza. Kana uri kurarama zvechokwadi kubva pamari yekubhadhara kubhadhara, unogona kutora basa rechipiri kana kuti funga kutengesa zvimwe zvinhu kuti uwane mari yekuisa parutivi. Kana iwe ukangoshandisa zvakawanda zvaunowana pazvivaraidzo zvinodhura kana kudya kunze, unogona kushamisika kuti unogona kuchengetedza zvakadini nekuderedza zvakare mari yako.
Munyaya iyi, kuponeswa kunofanira kuuya vasati vabhadhara chikwereti .
Nzira Dzokuchengetedza Mari Pfupi
Kana iwe usina chirongwa chekukurumidzira, iwe unofanirwa kuvaka imwe kamwe nekukurumidza. Iwe unogona kuita izvi nekushandura kumapfupa asina mabhadharo uye unomisa zvose zvisingakoshi zvekushandisa. Imwe nzira yekuchengetedza mari nokukurumidza ndeyekurega kudya kunze kwemwedzi. Kana iwe ukabika kumba uye kutakura masikati kwebasa, unogona kuchengetedza nyore kusvika pa $ 200 pamwedzi, zvichienderana neunowanzodya kunze. Kana iwe ukacheka pakutenga zvipfeko kana kuenda kumafirimu kwemwedzi kana maviri, iwe unogona kukwanisa kuchengeta zvakakwana kuti utange mari yako yekukurumidza. Iwe unogonawo kuda kufunga nezvekutengesa zvinhu kana kutora basa rekugadzirisa chikamu kuti uvake chikwata chaunoda kuwana.