Zvinonyanya kukosha zveNyika Munharaunda yekufunga
matanda ane epamusoro zvishoma zvichibva pamusika wepasi rese.
Muchikamu chino, tichacherechedza njodzi dzinobatanidzwa nekugadziriswa kwenyika yose uye kana zvikomborero zvinopfuura zvingangoitika.
Chii Chinonzi Global Investment Risk Chii?
Global investment risk inguva yakazara inosanganisira marudzi akawanda akasiyana-siyana ematambudziko emarudzi ose, kusanganisira mari dzengozi, njodzi dzezvematongerwo enyika, uye zvinowanikwa nehuwandu hwehuwandu hwehutengo. Vashandi vemunyika yose vanofanira kunyatsofungisisa izvi zvinokonzerwa nengozi vasati vaita mari muzvigadzirwa zvepasi rese.
Idzi nhatu huru dzekutsvaga kwekutsvaga kwepasi pose dzinosanganisira
- Dambudziko reMutengo ndiro ngozi inobatanidza nekuchinja kwemari yekunze kune ye US dollar. Semuenzaniso, imwe kambani yekunze inogona kutaurira 25 muzana yebhadharo yekukura, asi kana mari yaro yemunharaunda inodarika ne10 muzana maererano neAmerica yeUnited States, kuwedzera kwekuwedzera kwezvikamu zvinongova 15 muzana apo pfuma inoshandurwa zvakare ku US dollars.
- Zvematongerwe enyika njodzi ndiyo ngozi inobatanidzwa nehurumende dzenyika uye zvematongerwo enyika. Semuenzaniso, Brazil yakaronga chikamu chekambani yayo yakawanda yemafuta - Petroleo Brasiliero - mune chimwe chinhu chakaita kuti varimi vakawanda varasikirwa nemari. Kukonzerwa kwehuori hunosanganisira iyo kambani yakakanda zvikamu kunyange zvakaderera.
- Chirongwa Chengetani Njodzi ndiyo ngozi yekusagadzirisa kusagadziriswa kwemitemo yemari. Semuenzaniso, hupfumi huri kubuda huri hupfumi hunogona kusarudza kuti huri kukura nekukurumidza uye hunoita kuti huve nehuwandu hwekutsvaga kuburikidza nekukwira zvikwereti. Aya masimba anogona kuva nemigumisiro yakaipa pane kukosha kwemari yemari inotengeswa zvichienderana neavo vanofarira.
Nzira yakanakisisa yekuderedza kushandiswa kwehuwandu hwekutsvaga mari ndeyekusiyana kwezvikwata zvepasi rose. Semuenzaniso, mari yose-yekare yeUnited States inopa kupa pachena kune zvakasiyana- siyana nyika dzakasiyana nedzimwe dzimba dzeasset pasi rose, izvo zvinoderedza ngozi dzinobatanidza nenyika ipi neipi.
Kuyera Global Investment Risk
Kune nzira dzakasiyana-siyana dzekufananidza huwandu hwekutsvaga kwekutsvaga kwepasi rose, kusanganisira zvose zviyero uye zviyero zvehutano. Vashandi vemunyika yose vanofanira kufungidzira kusanganiswa kwezvirevo izvi pavanenge vachiongorora kushandiswa kwenyika kudengesa.
Nzira dzinowanzoitika pakuwanda kwehuwandu dzinosanganisira:
- Beta inotarisa kushandiswa kwekutsvaga kwekutsvaga kwekuenzaniswa neenzanisi yekuenzanisa. Semuenzaniso, vatyairi vemuUnited States vanogona kuenzanisa kushaya kwekutengeswa kwenyika dzekune dzimwe nyika kuburikidza nekuchienzanisa neIndaneti ye S & P 500 neyecefficient beta. Higher betas inomiririra kuwedzera.
- I Sharpe Ratio inotarisa kudzoka kwakagadziriswa kwekudzoka kwechikwama pane nguva. Chiyero chinotarirwa nekuparadzanisa chikwereti chekudzoka kwechikwata kunze kwekutadza kusinganzwisisiki kwekudzoka kuburikidza nekuparadzana kwakakwana. Higher Sharpe Ratios inosvika zviri nani kutaridzika kunetseka kudzoka.
Global inowanikwa mari inogona kuve yakarongedzwa nenzira yakakodzera kushandisa nzira dzakadai se:
- Chikwereti Kuongorora kunopa mazano muhutano hwekwereti yenyika. Semuenzaniso, nyika ine chikwereti chechikwereti chakashata hachigoni kuchinja kudiwa kunowedzera kukura, izvo zvingaita kuti kuderera kwehutengo hwekuenzanisa.
- Analyst Ratings inogona kupa maonero chaiwo kumunhu mumwechete wezvakawanda. Kazhinji kacho, kuongororwa uku kunosanganisira zvinotengeswa nemitengo uye zvimwe zvikonzero zvekutarisa, kunyange zvazvo kutengesa-muchengeti wekodzero kuenzanisira kunofanira kutorwa nehuyo wechuru.
Vashandi vanofanirwa kufungisisa kuti zvinhu izvi zvinotamba sei muzvikwata zvavo. Nzvimbo dzekurega basa dzinogona kumira kune zviduku zvishoma, apo varairi vemadiki vangave vachida kufungidzira kuwedzera kuwedzera sezvo vachigona kupa hukuru hwekudzoka kwenguva refu.
Inyika Yose Kuzvipira Kukosha Kwengozi?
Kugadzikana kwepasi rose kunobatsira kuderedza kushandiswa kwemahofisi ekunyanyisa kwenguva refu. Mune nguva shomanana, vatori vemari vanogonawo kutora chikamu mune chero misika yemaguta iri kunze kwekunze. IU.S. inogona kutungamira nyika mune dzimwe nguva, asi kune dzimwe nguva dzisingatauriki apo imwe nyika kana mushamba ichatumira zvakanakisisa kudzoka.
Semuenzaniso, kuiswa kune dzimwe nyika dzisiri dzeUnited States pakati pema1980 dzaizove dzakapfurikidza nemapostifoti emhuri chete.
Kuchinja kwemari kunogonawo kubatsira kusimbisa kusiyanisa , sezvo zvisingawirirane nehutano hunoita. Kuwirirana kwepasi nevana veUnited States kunoreva kuti vatengesi vanogona kuva nezvakawanda kunyange kudzoka kwenguva. Maererano neVanguard, kushambadzira kwemari kwakawedzerawo kushaya kwevashandi vasiri veUnited States ne2.7% pakati pe1970 na2013 uye mupi wemari inotarisira kuti mari ienderere mberi ichive yerudzi runokosha mune ramangwana.
The Bottom Line
Kuisa mari kwepasi pose kwave kuwedzera kudiwa munguva, asi vatengi vanofanirwa kunyatsofunga nezvekuchengetwa kwemari kwenyika yose. Nhau dzakanaka ndeikuti kune matauro akawanda akasiyana anowanikwa kuti atarise njodzi idzi uye ave nechokwadi chekubatanidza kwakanaka chero ipi zvayo. Vanguard inokurudzira kupa zvikamu makumi maviri kubva muzana zvehuwandu hwekugadzira mari kune dzimwe nyika kana kuti zvingave zvakanyanya zvichienderana nemari yemari inoshandiswa nekufamba kwenguva.