Zvaunoda Kuziva Nezve Mutual Fund yaBeta
Mutual Funds Beta Tsanangudzo uye Muenzaniso
Beta, maererano nekutengeserana kwemari, ndeyekuda kwechikwama chechikwama (ups uye pasi) zvichienzaniswa nemusika wose. Nokutaura, misika inopiwa beta ye100.
Kana bheji yebhazi, kana kuti Morningstar inoshevedza "yakanakisisa beta," iri 1.20, izvi zvinoudza mutengesi kuti vanogona kutarisira kuti mari yacho inotaridzwa kuti inodzoka 20% yakakwirira kudarika nhamba iri mumusika uye 20% pasi mu pasi pamusika.
Semuenzaniso, kana mari ye "fund-fit index" ndiyo S & P 500 uye nhamba yacho ine kudzoka kwe10% gore rino, mutengesi angatarisira kuti mari yacho iwane beta ye120 kuti iwane kudzoka kwe12%. Zvimwe, kana S & P 500 index yakaderera 10% mukati megore rakapiwa, mari yebheja ye120 inotarisirwa kuwira 12% mugore iroro.
Kushandisa Mutual Fund Beta
Sangano rezvemari rezvemari rinogona kushandisa beta pakuronga mari yavo yekugadzirisa kusarudza kusagadzikana kwechikwata ichi uye kuenzanisa kushushikana kwaro mukufamba kuenda kumusika wose. Beta inogona kufungidzirwa sechiyero chekunzwisisika kana chekushaya simba. Beta inodarika yakapfuura 1.00 icharatidza kumusoro yakakwirira asi yakaderera pasi (kuwedzera kukuru mumutengo kana NAV yekutengeserana mari). Imwe mutengesi wezvemari yekutsvaga mari yekutsvaga mari nechekusava nehanya (kusapindira mumutengo kana NAV) inogona kutsvaga mari ne betas iri pasi pe100. Beta inoshandiswawo pakugadzirira mari yekusiyana-siyana uye inogona kushandiswa sechikamu chekugadzira chikwereti chemari pamwe chete .
Unofanira Kushandisa Beta pakusarudza Mutual Funds?
Iye zvino zvaunoziva zvidzidzo, mubvunzo unoramba uripo, iwe unofanira kushandisa Beta pakutsvakurudza mutengo wemari here? Mukupfupisa, Beta inongororwa nhamba inogona kuva yakakosha mukusiyana-siyana uye yakakonzerwa nehungwaru / kuvhiringidza zvinangwa asi Beta haina kudiwa kuvaka chikwata chikuru chemari pamwe chete .
Zvose zvinowanzoitika pamapatoforeti anopiwa zvinotsanangurwa nehuwandu hwayo hwekugoverwa kwezvinhu (iwe unosanganisa sei marudzi akasiyana emari pamwechete).
Chinonyanya kukosha ndechekuti uone kuti mari yako yega yega haina zvinangwa zvinopindirana (hazvisizvo zvakafanana). Kuti uite izvi, ingosarudza mari kubva kune zvakasiyana mutual fund categories. Kutora danho rinowedzera, iwe unogona kushandisawo mari yekuenzanisa kana zvichibvira. Izvi zvinovimbisa kuti hapazovi ne "chikwata chekufamba." Mune mamwe mazwi, unoziva zvauri kuwana apo iwe unotenga chikwereti chinyorwa. Kunyange zvakadaro, mari inogadziriswa inogadzirisa inogona zvishoma nezvishoma asi inoshandura shanduro yayo kana chinangwa pane nguva.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.