Mari Yokuregerera Mapurogiramu eCalifornia Teachers

Purogiramu ye APLE haisati yatora vatsva vatsva

Chirongwa cheCalifornia chekubhadhara vadzidzisi nezvezvikwereti zvevadzidzi vavo - vanozivikanwa seAassumption Program ye Loan for Education kana APLE - yakagadzirirwa kukurudzira vadzidzisi nevadzidzisi-mukudzidzira kuti vaende uye vadzidzise mune zvikoro zvehurumende zvisina kuchengetedzwa uye nzvimbo dzakatarwa.

Purogiramu ye APLE yakakanganisa kusvika ku $ 11 000 muzvikwereti zvevadzidzi mukuchinjana kwemakore mana ekudzidzisa kuchikoro chakakodzera. Vadzidzisi vepurogiramu vanofanira kushanda nguva yakazara uye vasina mapurogiramu mubasa.

Mudzidzisi akapedza kudzidza aifanira kupedzisa gore rake rokutanga rokudzidzisa mumwedzi 24 kusvikira ku36 yekupedza.

Chimwe che $ 8,000 chekuregerera chikwereti chemudzidzisi chaivepo kune vateveri vanotevera:

Zvikoro zvinokodzera zvinosanganisira avo vane chekuita chepamusoro yevadzidzi vane mari shoma, mashoma ekupimidzirwa, uye nepamusoro yevadzidzisi vekukurumidza vanozivikanwa. Zvikoro zvekumaruwa uye zvepamusoro zvakare zvakakodzerwa. Zvidzidzo zvepamusoro zvinosanganisira dzidzo inokosha, Chirungu, masvomhu, mitauro yekunze, uye sayenzi.

Chirongwa cheAAPLE chichiripo zviripo, asi hapana mapurogiramu matsva akagamuchirwa purogiramu kubvira mugore rekuchikoro ra2011-2012. Zvisinei, kune dzimwe nzira dzakawanda apo vadzidzisi veCalifornia vanogona kufunga nezvavo apo vachitsvaga chikwereti chemudzidzi chikwereti mukutsinhana kwekudzidzisa munzvimbo dzisina kukodzera kana zvidzidzo.

Mudzidzisi Mutero Wokuregerera

Inotarisirwa neDhipatimendi reZvondo reUnited States, purogiramu iyi, saAAPLE, inotarisirwa kukurudzira vadzidzi vekoroji kupinda nekugara mubasa rekudzidzisa.

Kana iwe uchidzidzisa nguva yakazara kwemakore mashanu kusina kuchengetwa chikoro chesekondari uye chesekondari (kusanganisira zvikoro zvose zvinoshandiswa neBhodhi yeIndia Dzidzo), uye iwe unosangana nezvimwe zvinoda zvakakodzera, iwe unokodzera kusvika ku $ 17 500 mukuregererwa kwebasa rako rakatsigirwa uye risina kutsigirwa chikwereti chemudzidzi, kusanganisira Federal Stafford Loans.

Iwe haugoni kuisa purogiramu yacho kusvikira wapedza makore mashanu akazara ekudzidzisa.

Vose vatsva vadzidzisi nevadzidzisi vanga vari mukirasi kwenguva yakati vakakodzera kupinda muchikwata che Teacher Loan Forgiveness Program. Zvisinei, avo vane PFPR chete yehurumende havakodzeri kukanganwirwa chikwereti pasi pepurogiramu iyi. Mukuwedzera, vatariri vekuchikoro havakwanisi. Vaya vanotora chikamu vanofanira kuva vadzidzisi venguva yakazara muzvikoro zvisina kuchengetedzwa.

Pakupedzisira, vamwe vadzidzisi vane zvikwereti kubva kuHeral Perkins Loan Program iyo vari kudzidzisa muzvikoro zvisina kuchengetwa kana zvidzidzo zvingave vakakodzera kubhadhara zvikwereti. Iyi purogiramu inopawo kuregererwa kwechikwereti kune vamwe vadzidzisi. Kuti uwane mamwe mashoko, taura nechikoro chakakwereta chikwereti chako.

Mamwe Mapurogiramu Okubhadhara Chikwereti kune Vadzidzisi

Purogiramu yePublic Service Loan Forgiveness (PSLF) inokanganwira mari yakasara pa Federal Federal Loans mushure memakore gumi. Iwe haufaniri kuva mudzidzisi kuti unokodzera, uye kana iwe uri, haufaniri kudzidzisa pane imwe chikoro chepfuma kana yevanhu vose.

Asi vanhu vakawanda vakashanda sevadzidzi vese vepari chesekondari neyekondari vanozokodzera purogiramu iyi. Zvinoda kuti uve nemari yekutungamirira, uye iwe unofanirwa kuita mitsva inotevera kwemakore gumi kuti ukwanise.

Purogiramu yekuregererwa kwePerkins Loan yevadzidzisi inokanganwira kusvika kune zana muzana yeGreen Perkins chikwereti kune avo vanodzidzisa nguva yakazara kuchikoro chisingabatsiri, kana, avo vanodzidzisa zvimwe zvidzidzo.