Nhungamiro yekuregererwa uye Mitero inobatsira
Zvirongwa zvakadaro zvinogona kubvisa chero kubva kune zvuru zvishoma zvemadhora kusvika kudarika $ 100,000 yezvikwereti zvevadzidzi. Zvinotoshamisa ndezvokuti zvizhinji zvezvirongwa izvi zvinowana nhamba shomanana yezvidzidzo, zvichiratidza kuti vazhinji vakapedza kudzidza havana kunyatsoziva mikana iyi.
Mhanje Kukanganwira
Mapurogiramu ekukanganwira chikwereti chevadzidzi ndeaya avo vanotsigirwa nehurumende yehurumende uye vanobhadhara zvikwereti zvakabudiswa kuburikidza nehurongwa hwehurumende dzakadai saWashord naPerkins . Paunoita mune imwe yemapurogiramu, zvikamu zvechikwereti chako zvakanyatsobviswa kubva kumabhuku ako chikwereti.
Mutero Wokubhadhara
Zvirongwa zvekubhadhara zvikwereti zvevadzidzi, izvo zvakapararira kupfuura zvirongwa zvekuregerera, zvinogona kushandiswa kubvisa chero rudzi rwechikwereti chero chipi zvacho, kusanganisira zvikwereti zvemari. Pasi pemapurogiramu aya, iwe unogona kuwana mari yakawedzerwa yaungashandisa kubhadhara chikwereti chako, kana kubhadhara kunowanikwa zvakananga kune chikwereti chako nemushandi wako.
Kubhadhara Kwekubhadhara Kwevadzidzi Kubhadhara uye Kukanganwira
Mari yakabviswa kunze kwekuregererwa kwechikwereti kana mapurogiramu ekubhadhara angafungidzirwa kubhadhara mari mugore rawakagamuchira. Mune mamwe mazwi, kana iwe une $ 5,000 muzvikwereti zvakakanganwirwa gore rinotevera, izvo zvingakuwedzera mari yako inotengesa mumaziso e IRS neyakawanda yakaenzana.
Kunyange izvo zvisingambofadzi, hazvifaniri kukuderedza kushandisa imwe yezvirongwa izvi, sezvo kubatsirwa kuri kudarika zvakanyanya mari.
Kuti udzivise chikwereti chako chemudzidzi kukanganwirwa kana kubhadharwa kwevashandi kubva pakuzviisa pasi pamitero, chikwereti chako chemudzidzi chinofanira kunyanya kusanganisira zvinhu zvinoritendera kuti zvikanganwirwe.
Zvigadziro izvi zvinoda kuti iwe ushande mune dzimwe dzidzo, kune vamwe vashandi, nokuda kwehuwandu hwehuwandu hwenguva.
Uyezve, chero zvikwereti zvinokweretwa zvakaitwa pasi peNational Health Services Corps Purogiramu Yokubhadhara kana chero chirongwa chehurumende chakakodzerwa nemari kubva kuWed Health Health Act inonzi isingabhadhari mutero.
Vadzidzi Vakasiyana-siyana Vokubhadhara Chikwereti uye Kukanganwira Zvirongwa
Iko kune chaiwo mazana emapurogiramu ekuregerera kukwereta anowanikwa kune vadzidzi. Nenguva dzakawanda, ushamwari hwemhizha mumabhizimusi akasiyana-siyana huchachengeta urongwa hwekubhadhara chikwereti chevadzidzi uye mapurogiramu ekuregerera anoshanda kumabasa avo.
Mienzaniso yeimwe nzvimbo kunotanga kutsvaga mukana wekutora chikwereti chemudzidzi chakaregererwa kana kubhadharwa (nebasa) rinosanganisira zvinotevera.
For Teachers
IAmerican Federation of Teachers ine nhepfenyuro yemari yekuwana mari yekuwana mari yekupfuurira kwako dzidzo, unyanzvi hwokuvandudza, uye yekirasi. Tsvagawo nezvezvirongwa zvekukanganwira zvikwereti, zvipo zvevadzidzisi nemubairo, mapurogiramu emipiro yekirasi, uye zvidzidzo zvezhizha uye mapurogiramu ekuchinjana.
Kurapa, Kuchechera, uye Mafungiro ehutano hwehutano
Nechikoro chechikoro chekuchikoro chinowanzoshanda mubasa revhareji ye $ 200,000 mune chikwereti chemudzidzi, The Association of Medical Colleges inopa nzira dzekubhadhara uye kukanganwirwa chikwereti kune vezvechiremba.
Nevanyori vezvemitemo uye vezvemitemo
Vanyori vezvemitemo vakapedza chikoro chemutemo vachitakura $ 150,000 chikwereti chikwereti pamusana. IAmerican Bar Association inopa nzira dzekubhadhara chikwereti uye kukanganwirwa chikwereti kuhurumende nehurumende.
KuVashandi veHurumende uye Basa Rokuzvipira
Sangano rePublic Service Loan Forgiveness Program, rakagadzirwa nechisarudzo cheCongress muna 2007, rinoramba riri rimwe remapurogiramu ekukanganwira chikwereti chekukweretesa chikoro chemudzidzi chiripo.
Purogiramu yacho inopa zvizere zvekuregererwa kwehurumende inobhadharwa mukudzoka kwebasa rinoitirwa basa rinoitirwa hurumende, zvichireva kuti rinokubvumira kubvisa zvikwereti zvako zvakasimbiswa zvematongerwo enyika mukutsinhanisa nekushanda munharaunda yebasa rehurumende, sekudzidzisa, kuyamwisa, kana kuti nzvimbo dzehurumende.
Iwe unogona kuzvipira pamusoro pezhizha kana kwenguva, muU.S. kana kune dzimwe nyika, kune masangano akafanana neAmeriCorps kana Peace Corps.