Low Cost or Free Free Desktop and Online
Iwe hausati uchida mari yezvigadziro kuti uuye nehurongwa hwekuregeredza chikwereti. Pane zvakawanda zvebhadharo yakaderera uye software yakasununguka, mapurogiramu epakombiyuta uye mapurogiramu emafoni anowanikwa anokubatsira iwe kuti uuye nechirongwa chinonzwisisika, chinogadziriswa chekugadzirisa zvachose chikwereti chako. Zvishandiso izvi zvinobatsira kusarudza nzira yakarurama yekubhadhara pasi zvikwereti, makadhi emakwereti, mitsara yokuenzanisa, uye mamwe madhora, uye vazhinji vanoshandisa nzira yechikwata chechikwama chekubhadhara chikwereti.
Pasi apa uchawana tsanangudzo yemhando ipi neipi yekodzero yekuronga kupedza software kana chirongwa pamwe chete nekutora kwangu kwepamusoro kune imwe neimwe. Iyo pfungwa yakanaka zvakare yekugadzirisa uye kuongorora bhajeti iwe uchiripira pasi chikwereti uye zvirokwazvo mushure mokunge iwe uchidaro kuitira kuti urege kudzokerazve mune chikwereti chekwereti. Iwe unogona kushandisa bhajeti yemapurogiramu, mapurogiramu epakombiyuta kana mapurogiramu emafaira, akanyorwa pasi peji peji.
01 Chikwereti Kuderedza Kugadzirisa Zvirongwa Zvemakombiyuta Emakombiyuta
Iyi software yakaiswa pamakombiyuta yako, saka kana iwe uchinzwa usina kunakidzwa nokushandisa purogiramu yepaIndaneti, une nzira mbiri dzakanaka dzeWindows uye imwe ye Mac. Kunyange pasina imwe yeiyi isingabhadharwi, mutengo wacho unotangira kubva pa $ 15 kusvika ku $ 40, iyo inofanirwa nayo ichienzaniswa nehuwandu hwemari yaunowana iwe nokubhadhara chikwereti chako.
Tarisa uone chikwereti changu chokuderedza purogiramu kuti uwane mamwe mashoko pa:
- Zilch Standard (Windows)
- Chikwereti Analyzer (Windows)
- Chikwata Chekwereti (Mac)
02 Chikwereti Kuderedza mahwendefa
A template spreadsheet inoshandiswa ne-software seMicrosoft Excel, Google Docs / Drive kana Open Office Calc. The template inopa zvose zvemari nemazita uye mafomati kuitira kuti usafanirwa kushambadzira nezvinhu izvozvo. Unongovhara nhamba yako uye utarise mhinduro.
Ndine zvitsva zvina zvakanaka zvekuderedza chikwereti kuronga maparishiti , kutanga nezvandinoda:
- Vertex 42 Kubhadhara chikwereti Snowball Calculator uye Credit Repair Spreadsheet
- Squawkfox Dhanho Kuderedza Spreadsheet
- Ndiyo Imari yako Excel Dhenda Dhapa Padhigiramu
- Mari Yakawanda Inotengesa Chikwereti cheDheji Free Adventure
03 Online Apps for Chikwereti Kuderedza Kugadzirisa
Zvemapurogiramu eIndaneti zvechokwadi ane zvimwe zvinobatsira , sekukwanise kuwana chikwereti chako chokuderedza chikwereti kubva kune chero kombiyuta (password inodikanwa). Ndakawana zvitatu zvepaIndaneti zvisingabhadharwi, imwe ine sarudzo yebhadharo rekubhadhara. Heano zvitsva zvangu:
- Wakagadzirira Zero , iyo inenge 100% pasina kunze kwekuti iwe uchida kuwedzera mishandisirwo emari yekubhadhara mari pamusana pe $ 5 pamwedzi kuti uite mahara.
- Dave Ramsey Total Money Makeover Chikwata Chechikwereti cheBlackball , icho chisina kushandiswa nekudhinda zvinyorwa zvekugadzirisa kubva, asi iwe unofanirwa kugadzira kambani uye ubatanidze Total Money Makeover kuti uchengetedze data yako. Mushure memazuva manomwe, iwe uchapomerwa kana iwe usingaregi.
- Chikwereti Coach inopa chikwereti chakakosha cherongwa uye inogona kukubatanidza nemabasa anobatsira kuti uwane zvinangwa zvako.