Rudzi rwechipiri rwakanyanya kunyanya kubhadhara kune vanhu ndeye Chitsauko 13 * nyaya. Chitsauko 13 hachina kunyanya kubvisa chikwereti uye zvakawanda pamusoro pekugadzirisazve mari yemunhu. Chitsauko 13 nzira inoda kuti munhu ane chikwereti (ndizvo zvatinoshevedza munhu anokonzera kukanganisa kwekwereti) kubhadhara mwedzi wega weChitsauko 13 MuTrasti kwemwedzi 36 kusvika 60. MuTrasti ndiye anoparadzira mari iyo kune vane chikwereti vane chikwereti avo vakapa zvikonzero zvakakodzera.
* The Bankruptcy Code ndiyo mutemo we federal unotungamira dare redu rekusungirwa kwematare. Iyo Code yakakamurwa kuva zvitsauko nezvikamu. Nokudaro tinotarisa kune imwe neimwe yekushungurudzika nehuwandu hweBhangeruptcy Code chitsauko chinoufukidza.
| Chitsauko 7 | Kusunungurwa kwekwereti kuchinjana kwechinhu chisingaiti (chisingakoshi) pfuma. |
| Chitsauko 11 | Kugadziriswa kwechikwereti, kazhinji zvinobudirira zvikuru kune chikwereti chakakwirira / vanhu vakakwirira pfuma uye mabhizinesi |
| Chitsauko 12 | Kurongwazve kwakachengeterwa varimi vemhuri, zviduku zvekurima, uye vabati vehove, iyo inotora zvinhu kubva muChitsauko 11 neChitsauko 13 |
| Chitsauko 13 | Purogiramu yemwedzi yekubhadhara chikwereti inotora makore matatu kusvika mashanu uye kazhinji inoguma mukubudiswa. |
Muzvikamu zviviri zviri muChitsauko 13 neChitsauko 7 nyaya iyo munhu ane chikwereti anoguma nekukwereta kwechikwereti - kureva kuti, munhu ane chikwereti anonunurwa kubva pane zvaanotarisirwa kubhadhara zvimwe zvikwereti semakadhi emakwereti uye mabhidharo ezvemishonga. Misiyano ndeyokuti chikwereti chinosvika pakubudiswa sei. Muchikamu Chitsauko 7, anofanira kutendeukira chero chipi zvacho chisingawaniki .
Kununura pfuma kunotsanangurwa pasi pemutemo wehurumende kana wehurumende uye kazhinji pfuma inonzi yakakosha kune akakwereta kuti awane hutsva hutsva mushure mokunge kubhadhara kwapera. MuChitsauko 7, munhu ane chikwereti aizotendeukira kune zvose zvisingatongorwi kune mutasitiri , uyo achazvitengesa kuitira kuti vabatsire vatokwereta. MuChitsauko 13 nyaya, panzvimbo yekushandura zvinhu kuti mutengesi atengese, mutero anokweretesa kwemwedzi 36 kusvika ku 60 kune Chitsauko 13 mutongi anogovera mari kune vanokwereta avo vakapa zvirevo kuti dare rinobvumirana rakakodzera.
Saka, nei mumwe munhu akaisa Chitsauko 13 nyaya iyo inogona kupera chero makore mashanu apo Chitsauko 7 chinowanzotora mwedzi mitanhatu (6)? Pane zviitiko zvakawanda zvinopinda muchisarudzo ichocho. Ngationgororei zvimwe zvekufungisisa pakusarudza apo Chitsauko 13 chiri nani kupfuura Chitsauko 7.
Izwi pamusoro peZvirevo Testu
Chiyero Chimiro chiverengero chinoshandiswa kune vanenge vese vashandi Chitsauko 7 chekufa kwechikwereti uye chinonzi chigadziriswa kuti chione kana munhu ane chikwereti ane mari yakakwana yekuwana mari yekubhadhara zvinoreva Chitsauko 13 chirongwa. Kana zvakadaro, munhu ane chikwereti anonzi ari kuisa chinyorwa cheChitsauko 7 pasi pe " kudai kushungurudzwa ," kureva kuti, mitemo yebhangi inenge ichida kuva nechikwereti ichibhadhara kwekanguva uye kubhadhara chikamu chikamu chikwereti, panzvimbo pokutora zvakakwana chikwereti.
Kunyange zvazvo zvichikwanisika kukunda "kusarura kushungurudzwa" nekuratidza mamiriro akakosha, vazhinji vane chikwereti avo "vanokundikana" Chimiro Chimiro vanosarudza kuisa Chitsauko 13 mamiriro ezvinhu pane kutambura kuburikidza nekuongororwa kunofanirwa kukurira kusarudzwa.
Kune zvikonzero zvizhinji nei munhu ane chikwereti angasarudza kuisa Chitsauko 13 pasinei neMuedzo Wokureva.
Ndezvipi Chitsauko 13 Chingaita Kuti Chitsauko 7 Chisingagoni Kuita:
- Chitsauko 13 chinogona kupa munhu ane chikwereti ane kodzero yekudzivirirwa kunyange kana achiita mari yakawandisa kuti awane Chikamu chechipiri kana kuti akawana kubudiswa muChitsauko 7 chepakutanga.
- Chitsauko 13 inobvumira munhu ane chikwereti urefu hwechirongwa chekubhadhara chakadarika chikwereti chakanaka chakweretwa pane dzimba, motokari uye zvimwe zvikwereti zvinowedzera.
- Chitsauko 13 inobvumira munhu ane chikwereti kuti abhadhara mberi kwekubhadhara mitero yemitero uye kuchengetedzwa kwekuchengetwa kwemhuri sekutsigirwa kwevana uye kuyanana pamusoro pemakore matatu kusvika kune mashanu Chitsauko 13 chirongwa chekubhadhara.
- Chitsauko 13 inogona kubvumira munhu ane chikwereti kuti agadzire mazwi matsva ekubhadhara chikwereti chemotokari chinopfuura makore 2.5.
- Chitsauko 13 chinodzivirira mukana wekubhadhara chikwereti pane chikwereti chemunhu kubva pakubhadhara.
- Chitsauko 13 chinogona kubvumira munhu ane chikwereti kuti aite zviri nani kutarisira chikwereti chepamusoro chevadzidzi.
- Chitsauko 13 inobvumira munhu ane chikwereti kuti adzivirire pfuma yaanofanira kusiya muChitsauko 7.
- Chitsauko 13 inogona kubvumira munhu ane chikwereti kubhadhara chikwereti chemhosva yake sechikamu cheChitsauko 13 mari yebhadharo panzvimbo yezvose zviri mberi.
Kuti udzidze zvakawanda pamusoro pekuti apo Chitsauko 13 chakanakisisa, shanyirai: Nguva yekufungidzira kuiswa pasi peChitsauko 13 panzvimbo peChitsauko 7 .
Chitsauko 13 haisi nyore. Zvinoda kuzvipira, kutsungirira, kugadzikana uye kuzvipira. Tinopinda mune izvi zvakadzama muHupenyu neChitsauko 13, Chikamu 1 uye Kurarama neChitsauko 13, Chikamu 2 .
Chitsauko 13 Kutora Purogiramu
Chiratidzo cheChitsauko 13 ndechimwe chirongwa chekubhadhara. Mari yacho inopera kubva pamwedzi 36 kusvika ku60 uye inogona kusanganisira mari inosvika kune vasina kuchengetedza chikwereti, mitero yakatarwa yakabhadharwa, rubatsiro rwevana, uye mari yakatarwa yekubhadhara mari. Inogona kutosanganisira motokari kana imba yekubhadhara uye imwe chikamu chemhosva yemhosva yemhosva. Yakagadzirirwa
Batsira kubhadhara zvikwereti zvisina kuchengetedzwa sezvikwereti zvezvokurapa uye makadhi emakwereti asingakwanisi uye asingakwanisi.
Ipa nzira yekubhadhara yapfuura nekuda kwedzimba, motokari, mutero wemari, kubatsirana kwevana uye alimony zvikwereti munguva.
Inopa chido chekutengesa kana kutendeuka pasina wezvimwe nzvimbo.
Nhamba yebhadharo inotarirwa nemari uye mhando dzechikwereti chikwereti, mari yaanokwereta uye ane chikwereti chinonzwisisika uye zvinodiwa mari. Kuti udzidze zvakawanda pamusoro pekuti Mitezo yeChitsauko 13 yakatemwa sei, shanyira Sei Chitsauko Changu 13 Kuronga Kubhadhara Ive ?
Iwe unogonawo kuwana zvakawanda pamusoro pezviitiko zvinokosha muChitsauko 13 mamiriro ezvinhu muTimeline ye "Chinyorwa" Chitsauko 13 Case .
Yakapedzwa muna February 2017 naCarron Nicks