Kana iwe uchifunga nezvekuenda uri woga, iwe unenge wakave wakanatswa kuti uwane mari, wave uchishanda nguva imwe uchitarisa zvinodhura zvekuisa chikwereti chekushungurudza, uye unonetseka kuti iwe haugoni uya nemari yekubhadhara mumwe munhu kuti akubatsire.
Usati wasarudza kuenda uri woga, kune zvimwe zvinhu zvaunofungisisa zvakanyanya pamusoro.
Ichi hachisi chisarudzo chekutora zvishoma. Kana iwe ukagadzirisa chero chipi zvacho, iwe unogona kuguma wakaipa pane iwe uri ikozvino.
Heano zvimwe zvinhu zvaunoda kufunga.
Zvinorevei Zvakakwana Kuisa Bhizimisi?
Ichokwadi. Kuti uwane unhu hwakanaka, sezvinhu zvakawanda, iwe uchada kuribhadhara, kunze kwekuti unokodzera kubhadhara mari yakaderera kuburikidza nesangano reMutemo Aid. Asi, usati wasvetuka kune chero zvikonzero, unogona kuona kuti zvinodhura kupfuura iwe unofunga. Vatongi vakawanda vanowedzera kubhadhara vanopa mazano ekutanga ekubvunzurudza. Gweta rinogona kubatsira kuti uone kana iwe uchikodzera rubatsiro kuburikidza neMutemo Aid kana kuburikidza nepurogiramu yepro bono yakapiwa neboka rebhasi pedyo newe. Mupepeti wako anogona kukupawo mazano ekuunganidza mari kana iwe usingakodzeri rubatsiro rwepasi.
Rangarira mupfungwa dzako kuti chii chaunenge uchibhadhara kuisa chikwereti chakanyanya kudarika chaunenge uchibhadhara kana uchiramba uchiedza kushanda zvikwereti zvako.
Uye izvi hazvisi kuverenga kushungurudzika, kuora mwoyo, kukurira uye makore iwe uchatora kubhadhara chikwereti chako. Kuti uwane zvakawanda pamusoro pokuti ungakwanise sei kubhadhara mari, chengeta zvinyorwa zvedu
Too Broke ku File Bankruptcy? Chikamu 2
Iwe Unogona Kuenda Kwawo Chega Here?
Saka, pasina mubvunzo iwe uri kushamisika kana iwe unogona kukwanisa kuzvimiririra iwe mu bankruptcy case yako.
Zvechokwadi zvinokwanisika kuita saizvozvo. Dzimwe humwe uchapupu husina kujeka hunoratidza kuti pro se filers (avo vanozviisa pachavo) havatombova nematambudziko kubudirira mutambisi wedare rekucheka - kunyanya muChitsauko 7 matambudziko - kupfuura vanoita filers vanobhadhara varairi kutonga matambudziko avo. Ichokwadi, imwe yongororo isiri yakasarudzwa yakawana kuti mumwe kubva kune mapfumbamwe akapomerwa mhosva akaiswa pro se (pasina rubatsiro rwegweta).
Pane zvinhu zvakawanda zvakakosha pane chisarudzo chakakosha sekuisa chikwereti chekubhadhara iwe pachako, uye zvakawanda zvinoenderana nekuoma kwechiitiko chacho. Hezvino zvimwe zvinhu zvekufunga nezvazvo zvinogona kukanganisa nyaya yako uye zviite kuti zvive zvakaoma iwe kuti uzviite uri wega.
Imba Yako
Hazvisi zvikwereti zvakawanda zvaunogona kuita zvinokonzera nharo, kunyange zvazvo zvingave zvakaoma kana munhu ane chikwereti achitsigira kana kana chikwereti chacho chisingabhadharwi. Nyaya chaiye ine chokuita nemhando uye kukosha kwezvinhu.
Hapana ane chikwereti mubhadhadzi yasara asina chinhu pamagumo emhosva. Munyika yose, ane chikwereti anobvumirwa kuchengeta imwe chiyero uye kukosha kwezvinhu zvinodiwa kuti atange kutanga kutsva. Izvo zvinonzi kusunungurwa , uye zviyero zvakasiyana kubva kuhurumende kuenda kune imwe nyika. Ivo vanonzi kusunungurwa nokuti imba yacho isingabvumirwi nekusvika kwedare, mutrasti nevatengi vako.
Kuregererwa kunoshanda zvakasiyana muChitsauko 7 pane muChitsauko 13. Kana iwe ukaisa Chitsauko 7 kubhadhara chikwereti paunenge uine pfuma isingabhadharwi, muteresi wako anogona kutora iyo imba, kutengesa uye kushandisa mari kubhadhara chikwereti kune zvimwe zvaunokwereta ivo. Kana uine zvinhu zvisina kukwana kana iwe uine Chitsauko 13 chirongwa chekubhadhara chirongwa, kukosha kwezvinhu zvinogona kuwedzerwa kurongwa hwako hwekubhadhara kuti uwedzere mari yako kana urefu hwerongwa.
Kana iwe usina zvakawanda zvinopfuura firati mumba mako nemotokari kana maviri, iwe haungatongodi kurasa chero ipi yepfuma yako, chero bedzi iwe wakangwarira kunyora zvose zvaunazvo uye kuinyorera pa kunzwisisa kunokosha. Izvo zvinokosha, zvakadaro, iwe unoziva kuti zvipi zvinyorwa zvinobvumirwa munharaunda yako. Heino nzvimbo yokutanga:
Kunzwisisa Bankruptcy Exemptions
Anotarisira Kuwedzera Kuongorora neDare
Kana ichiita sekuti hauzove nemafuta asiripo, kuisa Chitsauko 7 nyaya ichiri basa rinotyisa. Muperekedzi wako pasina mubvunzo anonyanya kufarira nyaya yako, kana pasina chimwe chikonzero kunze kwekuti iwe uone kuti wakanyora zvinhu zvose zvakakodzera. Iwe unogona kutarisira kuti muteresi anokukumbira mamwe magwaro, semakopi emitero inodzoka, mapepa emumba, mapepa emotokari uye zvinyorwa zvebhuku rebhangi. Kusangana Kwako Kwevatengi kunogona kutora nguva yakareba kudarika mafiriya anomiririrwa nemagweta kuitira kuti mutsigiri anogona kuita basa rakakwana rokukuongorora iwe pasi pekupika. Nokuda kwechikonzero chakafanana, vako vane chikwereti vachawanzocherechedza zvakanyanya pamapepa enyu.
Ramba uchifunga kuti ruzivo rwauri kupa dare rinofanira kunge rwakakwana uye rakarurama. Iwe uchaisa mapepa ako pasi pechirango chekunyengera uye gare gare unofanirwa kupupurira maererano nekururama kwayo pasi pesungo. Migumisiro yekureva nhema kune yakaoma.
Kana iwe uchida kutsungirira kuongororwa kwakanyanya, iwe unofanira kunge uchiri kufunga nezvematambudziko iwe ungasangana nawo pane zvinogona kukanganisa kuedza kwako kuti uende uri woga usingabatsiri.
Nokuda kwezvinhu zvakawanda zvokufunga nezvazvo kana iwe uchifunga nezvekuisa pangozi iwe pachako, ona
Kusvitsa Bankruptcy Pasina Mumiriri: Chitsauko 13 Matambudziko
Kusvitsa Bankruptcy Pasina Mumiriri: Zvinyorwa zvePro Se Filer
Yakarongwa muna March 2018 naCarron Nicks