Kusvitsa Bankruptcy Pasina Mumiriri: Chitsauko 13 Matambudziko

Hungu, zvinokwanisika kuisa bhadhaki pasina gweta. Kunyange zvazvo zvingasava zvakaoma zvikuru kuisa Chitsauko 7 nyaya, Chitsauko 13 mhosva dziripo pamwe nematambudziko ezvo pro se filer. Dzimwe mafomu, kuwanda kwakawanda uye chirongwa chekubhadhara chinofanira kubvumidzwa neChitsauko 13 Trustee uye mutongi. Heino chidimbu chezvaunosangana nazvo sepro se Chitsauko 13 chikwereti.

Zvinoreva Maitiro Okuedzwa kweChitsauko 13

Pakutanga, Chitsauko 13 chikwereti chinofanira kuisa maitiro maviri ayo pamwe chete anogadzira Chirongwa cheMutauro weChitsauko 13.

Yokutanga iShitsauko 13 Chirevo cheNyika Yenyu Ino Mwedzi uye Kuverenga Kwekuzvipira Period, Official Form B122C-1. Iyi fomu inoyera yako yakaenzana mwedzi wemari mari uye inoshandisa izvozvo kuti uone kana mhosva yako inofanira kupedza makore matatu kana kwenguva yakareba makore mashanu. Muchidimbu, kana mhuri yako inowana mari yakaderera kupfuura yepakati pemamiriro ako enyika, hurongwa hwako hunongoda kupedza makore matatu. Kana mhuri yako inowanikwa yakawanda kupfuura yepakati, inoda kupedza makore mashanu. Mutevedzeri ndiyo pfungwa iyo 50 muzana yemhuri inowira pamusoro uye 50 muzana inowira pasi. Pamatambudziko akaiswa mushure meNovember 1, 2015, mibairo yepakati penyika inogona kuwanikwa pano: Median Family Income

Iyo yechipiri ndiyo Chitsauko 13 Kuverenga Kwemari Yenyu Isingakwanisi, Yemafomu Yemahofisi B122C-2 Iyi fomu inotarisa musiyano pakati pemari yaunowana uye yako inonzwisisika uye inodiwa mwedzi dzemari. Kana mari yako yakareba kupfuura yako mari, iwe unowana mari inowanikwa.

Zvimwe chikamu chemari iyo inogona kuwanikwa ichabatanidzwa muChitsauko 13 chekubhadhara, uye ichashandiswa kubhadhara zvibvumirano zvakabvumirwa zvezvikwereti zvisina kuchengetedzwa sezvikwereti zvekwereti uye mabhidhiro ezvehupirwo.

Kunyange zvazvo mari yako inogona kunge yakave nyore nyore kutarisa kwefomu yekutanga, pangave pane nzvimbo yekusawirirana pamusoro pekuti zvimwe zvikwereti zvinonzwisisika kana kwete pane yechipiri fomu.

Zvimwe zvakagadzirirwa iwe muhuwandu, zvichibva pamatunhu emunyika kana mahara, asi mamwe anogona kugadzirwa maererano nemamiriro ako ezvinhu. Kuwana zviyero izvi zvinogamuchirwa neChitsauko 13 mutongi anogona kuva chikamu chikuru cheChitsauko 13.

Chitsauko 13 Zvirongwa

Kana imwe nguva mari uye mari yekuverenga yakaitwa uye nguva yekuzvipira (makore matatu kusvika mashanu) yakatemwa, chirongwa chekubhadhara chinogona kuverengwa. Urongwa hwekubhadhara hunosanganisira zviyero zve

* Mune dzimwe nharaunda, inozivikanwa semagetsi emitemo, vane chikwereti inofanirwa kuita kuti imba yavo yose ibhadharwe kuburikidza neChitsauko 13 mutongi, kwete kungoti kuvhara matanho. Zvidzidzo zvakaratidza kuti vane chikwereti vanoita kuti imba dzibhadzwe nenzira iyi inogona kunge yakagadzikana Chitsauko 13 chirongwa.

** Zvinokwanisika kuisa mari yako yose yekubhadhara muchirongwa uye kunyange kugadzirisa chikwereti chako chekuda kana chiyero chemukuru wako iwe ucharipa kana chikwereti chako chemotokari chaive nemakore anenge 910 (2 ½) pawakasvibisa kambani yekubhadhara.

*** Kana uine zvinhu zvisingakwanisi kubhadharwa, kukosha kwezvinhu izvi zvinofanira kuwedzerwa kune Chitsauko 13 chirongwa. Dzidza zvakawanda pamusoro peizvi muChitsauko 13: Chido Chakanakisisa cheCreditor Test.

Purogiramu mafomu anowanzotaura zvakananga kumutemo umo nyaya yacho yaiswa. Izvozvo zvinogona kuwanika pawebsite yekutonga kana kuti webhusaiti yeChitsauko 13 mutongi wekuti nyaya yacho yapiwa.

Iwe unogona kudzidza zvakawanda nezveChitsauko 13 zvirongwa pa:

Zvingave Zvakawanda Sei Chitsauko Changu 13 Kuronga Kubhadhara Ive?

Kuti udzidze zvakawanda pamusoro peChitsauko 13 munavose, ona

Kurarama Nechitsauko 13 Mhosva, Chikamu 1

Kurarama Nechitsauko 13 Mhosva, Chikamu 2

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