Kuchengeta Motokari Yako Mukudarika

Imotokari inofanirwa kune vanhu vazhinji - musarasikirwa nayo apo iwe unofanirwa kubhadhara

Chimwe chepfungwa huru mupfungwa dzevanhu vazhinji vanofunga kuisa bhadhaki ndechokuti vanogona kuchengeta motokari dzavo. Nokuda kwehuwandu hwevanhu, kuva nemotokari chinhu chakakwana. Iwe unogona sei kuwana zvimwe zvekushanda uye neresitoro?

Icho chinopera pasina kutaura ipapo kuti vanhu vazhinji vanofambisa kubhadhara vanoda kuchengeta motokari dzavo. Pamusoro pekutsvaga Chitsauko 7 kubhadhara, kune nzira nhatu dzekuchengeta motokari yako.

Reaffirmation Agreement

Chinhu chako chokutanga ndechokuti upinde muchibvumirano chekugadzirisa nemotokari yako. Kana iwe motokari yako yako isingabhadhari uye yakajeka, sarudzo iyi haiiti kwauri. Chibvumirano chekusimbisa chinoreva kuti iwe unobvumirana kutora chikwereti chakaenderana nemari yako yemari yemari, pasinei nekuregererwa kwemari . Izvi zvinoreva kuti kana iwe usina kutora chikwereti chemotokari mushure mokupinda muchibvumirano chekubvumirana, mukwereti anogona kudzorera zvakare motokari uye anokupomera iwe nekushayikwa kwekutongwa .

Taura nemotokari yako chikwereti kana iwe uchida kutevera reaivirmation agreement. Chibvumirano chekusimbisa chibvumirano chinofanira kugamuchirwa nedare rebhengi. Mareji akawanda evanoshandiswa kubhadharwa anotora nzvimbo yokuti kubvumidzwa hakufaniri kubvumirwa kana uyo anokweretesa asingakwanisi kuderedza chikwereti chechikwereti kana kuti chikwereti chikuru chechikwereti.

Chirevo chekudzikinura

Iwe unayowo sarudzo yekutsvaga motokari yako zvakananga kubva kune wako chikwereti pane kukosha kwekutengesa kwemotokari panguva iyo kubhadhara kwako kuri kuiswa.

Izvi zvingava sarudzo yakanaka kana kukosha kwemotokari yako yakaderera kupfuura chikwereti chemari yako. Kuti uwane kukodzero yekuregererwa, motokari inofanira kushandiswa kumunhu oga, mhuri kana kushandiswa kwemhuri. Iwe unofanirwawo kubhadhara iyo motokari mune imwe muhomwe yemari yekubhadhara.

Iwe unofanirwa kutumira chikwata chokudzikinura nedare rekudarika, maererano nemitemo yaro yekuita, kusanganisira kushumira kuendesa pamotokari yemotokari yako.

Iwe unofanirwa kupa uchapupu kumatare ezvinodhaka zvekutengesa kwemotokari. Kana dare richibvumirana, rinozopa chikonzero chako uye kurayira mutengesi wemotokari kugamuchira chikwereti chemari. Pamusoro pokubhadhara, uyo anokweretesa achaendesa musoro, akasununguka uye akajeka, kwauri. Kuisa chirevo kunogona kuva kwakaoma uye ini ndinokurudzira kuti uone kubhenekeri webhengi kana iwe uchifunga izvi.

Bhara uye Drive

Kubhadhara uye kutyaira ndiyo imwe nzira isingabvumirwe nemutemo zvakare, zvishoma nezvishoma. Iyi sarudzo yakabviswa pamwe nekugadziriswa kweBhangeruptcy Code muna 2005, zvisinei, inoramba ichishanda kuvanhu vakawanda. Kana iwe usingadzikinuri motokari yako kana kupinda muchibvumirano chekusimbisa, iwe unogona kuramba uchiita mari yako yaunotora pamwedzi kumotokari yemotokari yako. Zvisinei, nekuda kwekudarika kwemari , iwe hausisiri kusungirwa kuita saizvozvo. Somugumisiro, uye mushure mekugamuchira iwe kubudiswa kwako, uyo anokweretesa anogona, chero nguva, kudzorerazve motokari yako, kunyange iwe uri kubhadhara. Vaya vashoma vanokweretesa vanoita izvi sezvavanenge vachida kushambadzira nguva dzose, zvichienderana nehutengo hwebhadharo yakaderera yemotokari inotengeswa yakasara. Ingoita kuti uchengetedze mari yako ikozvino!

Wakave Werusununguko uye Wakajeka

Kana iwe uine motokari yako yakasununguka uye yakajeka yezvisungo zvose, iwe unofanirwa kunge uine chokwadi chekudzivirira motokari yako kubva kumusimboti we bankruptcy .

Izvi zvinoda kutora kuregererwa pane Purogiramu C kuvhara kukosha kwemotokari. Chero kukosha kwemotokari yausingaiti yakasunungurwa, mutongi anogona kutsvaka nokutengesa motokari yako, uye kukupa iwe mugove wako. Kunyange zvazvo iwe waizowana mubhadharo kubva kumatirastii, iwe ungarasikirwa nemotokari yako.