5 "Miedzo" Kupfuurira Kuisa Chitsauko 7 Bankruptcy
Kana uri kurwisana nechikwereti, unogona kutora kuisa Chitsauko 7 kubhadhara kuti usvike slate yakachena uye utange kupfuura pasina chikwereti chakakosha. Chitsauko 7 kubhadhara chikamu chekubhadhara umo imwe nzvimbo inotengeswa uye inoshandiswa kubhadhara zvose kana zvimwe zvezvikwereti zvako. Kana iwe usina dzimba inogona kutengeswa, zvakawanda zvezvikwereti zvako zvichabudiswa, kana kuregererwa, pakuguma kwekwereti ye bankruptcy.
Haasi munhu wose akakodzera kuisa Chitsauko 7 kubhadhara, kunyanya vanhu vane mari yakawanda vanogona kubhadhara zvikwereti zvavo kuburikidza neChitsauko 13 kubhadhara . Heino urongwa hwezviratidzo zvinokukodzera kuti uwane Chitsauko 7 kubhadhara.
01 Unofanirwa kupfuudza kubhadhara kunoreva kuedza.
Iyo kubhadhara inoreva kuti kuedzwa kunofananidza nemari yako yemwedzi nemari yemhuri yakawanda yemari yemhuri kune mhuri yehukuru hwako. Kana mari yako yemwedzi yakawanda inodarika mari yepamutemo yenyika, iwe unogona kusakwanisa kuisa Chitsauko 7 kubhadhara.
Nzira yekuongorora inodiwa inodiwa kana zvinopfuura hafu chikwereti chako chinobva pakutengesa kwevatengi panzvimbo yebhizimisi, mutero, kana zvikwereti zvinokanganisa. (Kukwereta zvikwereti kune zvikwereti zvekukuvadzwa kana kukuvara kwakakonzera kune mumwe munhu.) Kana mari yako isingasvikanisi nzira yekuedza, inogona kuratidza kuti une mari yakakwana yakasara mushure mekubhadhara zvikwereti kuti udzorere zvimwe zvezvikwereti zvako.
02 Iwe uri mumwe munhu, vakaroorana, kana mudiki webhizimisi.
Iwe haugone kuisa mutengesi Chitsauko 7 kupera kwechinangwa chekambani, LLC, kana kubatana. Pane kudaro, unofanira kufambisa bhizinesi Chitsauko 7 kubhadhara iyo ine nzira yakasiyana pane yakakurukurwa pano.
Iwe unogona Chitsauko 7 kubhadhara kwevatengi kana:- Iwe uri mumwe munhu
- Iwe wakaroorana uye unoisa pamwe chete nemumwe wako
- Iwe uri wega wega uye une chikwereti chako pane dzimwe chikwereti zvemabhizimisi
- Iwe uri hafu yebhizimisi pamwe chete nemumwe munhu kunze kwewakaroorana naye uye kuti iwe unokonzera kubhadhara pamabhengi emabhizimisi ako ayo ane mutoro wega.
03 Iwe hauna kumbove wakangobva kubhadhara kusununguka.
Murairo wekucheka unodzivirira vanhu kuti vasaita zvekukweretesa zvikwereti uye vachiita kuti vabudzwe muvanamato. Iwe hauna kodzero yepamutemo yekuisa Chitsauko 7 kubhadhara kana iwe wakanga wapfuura Chitsauko 7 kubhadhara kushandiswa mukati memakore masere apfuura, kana Chitsauko 13 chekudarika kwemakore mukati memakore matanhatu adarika.
Nguva yekutsvaga inotangira kubva musi wawakabhadhara iwe kare pane pane iyo apo kubhadhara kwakabudiswa.
04 Iwe hauna kuve nekudzingwa kwemazuva ano.
Iwe haugoni kuisa Chitsauko 7 kubhadhara kana iwe wakanga uine chikwereti chakadzingwa mumazuva 180 apfuura nokuda kwechimwe chezvikonzero izvi: iwe wakakanganisa dare remutemo, wakatambudza urongwa hwekubhadhara, wakaita hutsotsi hwekuvhara pasi, kana kukumbira kubviswa nokuti mukwereti akakumbira iyo inongoramba iripo inogona kusimudzwa.
05 Unofanirwa kuwana chikoro chekupa mazano.
Kuti upe chero rudzi rwekubhadhara, unofanirwa kuwana chikwereti kubva kune hurumende inogamuchirwa nekambani yekupa zvikwereti. Iwe haufaniri kuwana mazano pasina kufungidzira, asi iwe haufaniri kuchipedza mazuva anopfuura 180 asati apera kubhadhara.
Chikamu chekupa mazano ekubhadhara chikwereti chinofanira kusanganisira maawa maviri ekutonga kwemari. Masangano anopa dzidzo iyi haisi nguva dzose isingabatsiri, asi anofanira kunge akakwanisa kupa mishandirapachena kana yakaderera mazano kune iwe kana iwe usingakwanisi kutenga mutengo wakakwana. Ihofisi yeUnited Trustee ine nyika-ne-nyika mazita ehurumende dzakabvumirwa.
Kana iwe usingagamuchiri chikwereti chako chekupa chikwereti munguva yakatarwa yakatarwa, chikwereti chako chebhengi chichabviswa.
06 Tora gweta mazano.
Iyi haisi mazano epamutemo. Kana uri kutarisa kubhadhara uye hauna chokwadi zvachose kana iwe uchikodzera, tsvaga mazano emhizha kubva kumugadziri wemhosva.