Gamuchira kusvika ku $ 2,500 yepaygraduate yekoroji yevadzidzi
Ndiyo mashoko akanaka. Zvinosuruvarisa kuti chikwereti chemutero chinongowanikwa chete kubva muna 2009 kusvika 2017 kunze kwekunge Congress ichienderera mberi kwemakore anotevera.
Tsanangudzo yeAmerican Opportunity Credit
Chikwereti chacho chakakosha kusvika ku $ 2 500 pamutengo we $ 4,000 wokutanga wezvidzidzo zvekudzidzira, izvo zvinosanganisira zvidzidzo zvedzidzo zvinotarisirwa kuzvinyoresa pamwe nekudzidzira.
Zvishoma nezvishoma zvinoderedzwa-zvinonzi "kubuda kunze" -kuvanhu vane kuchinjwa kwemari yakawandisa yakashandurwa ye $ 80,000 kusvika ku $ 90,000, kana $ 160,000 kusvika ku $ 180,000 kune vakaroorana vakaroorana vanonyora pamwe chete. Mutero wechikwereti hauwanikwi kune avo vane MAGI pane peji yekubuda-kunze. Aya mahwindo ekuwana anoshandisa hupenyu hwechikwereti kuburikidza ne 2017.
Kusvikira makumi mana kubva muzana zvekwereti inodzosera. Izvi zvinoreva kuti kana kudai chikwereti ichideredza mitero yako yemutero kusvika zero, hurumende ichadzorera kusvika makumi mana kubva muzana yehuwandu hwechikwereti kwauri kusvika kuhomwe ye $ 1 000. Iwe unogona kugamuchira kudzorerwa kwema $ 1 000 kunyange kana mutoro wako wekuteresa zero. Izvi zvinoita kuti American Opportunity credit ive inokosha kupfuura iyo Lifetime Learning chikwereti , iyo isiri yadzorerwa.
Kuverenga maAmerican Opportunity Tax Credit
Shandisa Fomu 8863 kuti uverenge mutengo wekwereti yemutero uye uiinyore kuFomu yako 1040 kana Fomu 1040A.
Mutero weAmerican Mutero unobhadhara kusvika kuzana muzana ye $ 2 000 yekutanga yaunoshandisa pamari yekudzidzira yepamusoro, pamwe ne25 muzana ye $ 2,000 inotevera yaunopedza. Iyo yakawanda $ 2,500 chikwereti inobva pa $ 4,000 mukukodzera mari.
Kufanirwa kweAmerican Opportunity Credit
Vateresi vasiri pasi pegadziriro-kunze vanogona kutora American Opportunity Credit ivo pachavo kana vatsigiri vavo kana mudzidzi akanyoresa hafu yenguva mukoroji, yunivhesiti kana imwe nzvimbo yakagamuchirwa kuchikoro chesekondari.
Chero ani zvake akatongerwa mhosva yemhosva yezvinodhaka haana kukodzera, zvakadaro.
Inowanikwa Kwemakore mana Ekutanga eMashure Makoro
Mikana yeAmerica Chikwereti chinowanikwa kwemakore mana okutanga emudzidzi mushure mekondari-makore ekudzidza shure kwekusekondari. Vadzidzi vatove vakapedza makore mana ekudzidzira kwekoljiji kana avo avo vamatoti maAmerican Opportunity chikwereti katatu pamatare emitero yakambosvika havakodzeri.
Chii Chichadzidzisa Dzidzo Imari?
Kudzikodzera kudzidzisa mari kunosanganisira chikoro, zvimwe mari uye zvidzidzo zvekambani. Kusiyana neizvi, "kukodzera mari" inongorambidzwa chete kudzidzira chikoro chekudzidzira uye kubhadharwa kwemari kune kubhadhara mutero uye kubhadhara chikwereti cheupenyu. Zvimwe zvidzidzo zvedzidzo, zvakadai semabhuku, mabhii, mabhidhiyo uye zvimwe zvikoro zvingave zvakakodzerwa neAmerican Opportunity mutero wechikwereti kana vachida chikoro chekunyora mune imwe dzidzo. Somuenzaniso, kana kombiyuta inoda kutora kirasi yakabatana, unogona kuisa mari iyi, asi haugone kuita zvakadaro pamakombiyuta waunoshandisa kakawanda munguva yekudzidza kwako.
Dzimba nebhodhi hazvifukidzwi, uye hazvibhadhari mari yaunogona kubhadharira nemubhadharo wemari usingabhadhara mutero.
Iwe haugone kuverenga mari imwe chete kaviri kune imwe chikwereti kana kubviswa.
Kufananidza neAmerican Opportunity Credit kune Dzimwe Tax Tax Breaks
Hupenyu hwekudzidza Chikwereti chinowanikwa kune imwe yedzidzo yepamusoro-secoro, kusanganisira chikoro chekudzidzira kana kuchikoro chepasimari kupfuura makore mana. Iwe unogona kuzvitsvaga nokuda kwemutambo chero upi zvake-mudzidzi haafaniri kutora chikamu chinenge hafu-nguva. Asi haisi kudzorerwa-haungagamuchiri chero mari shure kwekubvisa chikwereti chako chemutero. Nemhaka yokuti inenge yakadzorerwa, iyo American Opportunity credit inogona kubatsira kubvisa imwe yero yepamusoro mutero uye mutero wekuzvitsvaga . Iko muAmerican Opportunity chikwereti chinowedzerawo tsanangudzo yakawedzerwa yekodzero yekubhadhara kuisa zvinhu uye zvinhu zvedzidzo, asi Lifetime Kudzidza chikwereti inongopedzerwa kusvika kuchikoro.
Chikoro chekudzidzira nekubhadhara mari kwaive kuwanika pakupera kwe 2016. Unogona kutora kubhadhara uku sechigadziriswa kune mari pane pekutanga pekubhadhara mutero kune chero chekudzidzira chikoro chepasimari kusvika ku $ 4,000 pagore nemudzidzi. Kubviswa kwacho kwakanga kusingogumiri kumakore mana okutanga emashure-secondary school, seAmerican Opportunity credit. Zvinosuruvarisa, kubviswa uku kwakabviswa nemutemo wemitero unoshandisika muna 2017, kunyange zvazvo zvichiri kuitika kuti Congress inogona kuivandudza iyo sechikamu cheMutungamiri Trump akapikira kutengesa mutero.