Dzidza nezveHupenyu Time Learning Tax Credit

Federal tax credit inokosha kusvika ku $ 2,000 kuchikoro chekudzidzisa mari

The Lifetime Learning Credit ndiyo chikwereti chemutero kune ani zvake anotora chikoro chemakorosi. Inopa chikwereti chemitero ye20% yebhasidzo mari, ine mari yakawanda ye $ 2,000 mumatero ekubhadhara pamutengo we $ 10 000 wekoroji yekudzidzira mari.

Iwe unogona kutora Lifetime Learning Credit pamutero wako wekubhadhara kana iwe, wako wako, kana vatsigiri vako vakanyoresa kuchikoro chekodzero yakakodzera uye iwe waive nemhosva yekubhadhara mari yekoroji.

Kusiyana neAmerican Opportunity credit , haufaniri kunge uri mumakore mana ekutanga ekirasi yepresduduate. Kunyangwe iwe wakatora kirasi imwe chete, unogona kushandisa mukana weHupenyutime Learning Credit.

Eligible Educational Institutions

Vose vorovhesiti yakagamuchirwa nemayunivhesiti vari kukodzera masangano ekudzidzisa . Uyezve, zvidzidzo zvevashandi nedzimwe nzvimbo dzepashure-secondary dzinokwanisawo. Kunyanya, kana chikwata ichikwanisa kupinda muhurongwa hwemapurogiramu emabhadharo emudzidzi kuburikidza neDhipatimendi reZvondo reUnited States, ipapo unogona kushandisa dzidzo yakabhadharwa kuchikoro nekutsvaga Lifetime Kudzidza mutero wechikwereti.

Kufanirwa Kwemari

Mvumo yekubhadhara inosanganisira mari inobhadharwa mubhasi uye chero ipi zvayo yaidiwa (yakadai sekubhadhara uye mari yemudzidzi). Mvumo yekubhadhara haifaniri kusanganisira chero ipi zvayo inotevera: mabhuku, zvinhu, midziyo, nzvimbo uye bhodhi, inshuwarisi, mari yehutano yevadzidzi, kutakura, kana kugara mari.

Unofanirwa kuva nemhosva yekubhadhara chikoro chekoroji uye mari. Iwe unodawo kuderedza zvaunoshandisa mari yekuwana mari paunofunga nezvekwereti yako yekutengesa nehuwandu hwekubhadharwa kwemari kunowanikwa kubva kumabhadharo, zvidzidzo, kana kubhadhara kubva kumushandi wako. Iwe haufaniri kuderedza kudhura kwako, kunyange zvakadaro, kana iwe uchibhadhara chikoro chekoroji uchishandisa mari yakweretwa, kusanganisira zvikwereti zvevadzidzi, kana kushandisa zvipo kubva kumhuri.

Ndiani Anogona Kutora Dzidzo Credits?

Kana mwanakomana wako kana mwanasikana wako achienda kuyejiji uye iwe unomuti semunhu anovimba naye, iwe unogona kutora chikwereti chikoro pamutero wako wekudzokera. Kana mwanakomana wako kana mwanasikana wako asisiri munhu anovimba naye, iye zvino anofanira kutora chero dzidzo yezvedzidzo pamutero wayo wekudzoka. Kana iwe uchibhadhara mari yekorogi kune mumwe munhu asiri wako anovimba naye, haugoni kutenga chero chikwereti chemutero.

Kurasikirwa kweMari kuHupenyu Time Learning Credit

Nhamba yeHupenyutime Learning Credit inogumira pane imwe nzvimbo-kunze. Kana yako yakashandurwa yakagadziriswa mari yakawanda iri pasi pegadziriro-kunze, mutero wako wekutero hauna kuderedzwa. Kana mari yako inenge iri pakati pechikamu-kunze, rukwereti rwako rwetero huchaderedzwa. Kana mari yako yaipfuura chikamu-kunze, hauna kukodzera kutora chikwereti cheHupenyutime Learning tax.

Kwegore ra2016, chikamu chekuwana-kubva kunze ndechekuti:

• $ 55,000 kusvika $ 65,000: Mumwe, Musoro weMhuri, kana Chirikadzi Yekufanirwa
• $ 110,000 kusvika $ 130,000: Vakaroorana Vanowedzera Jointly

Kwegore ra2015, chikamu chekuwana-kubva kunze ndechekuti:

• $ 55,000 kusvika $ 65,000: Mumwe, Musoro weMhuri, kana Chirikadzi Yekufanirwa
• $ 110,000 kusvika $ 130,000: Vakaroorana Vanowedzera Jointly

Kwegore ra2014 , chikamu chekuwana-kunze kwezvikwata ndechekuti:

• $ 54,000 kusvika $ 64,000: Mumwe chete, Musoro weMhuri, kana Chirikadzi Chikodzera
• $ 108,000 kusvika $ 128,000: Vakaroorana Vanowedzera Jointly

Kwegore ra2013 , chikamu chekuwana-kunze kwezvikwata ndechekuti:

• $ 53,000 kusvika kune $ 63,000: Vasina Kwoga, Musoro weMhuri, kana Chirikadzi Yekufanirwa
• $ 107,000 kusvika $ 127,000: Vakaroorana Vanowedzera Jointly

Kwegore ra2012 , chikamu chekuwana-kubva kunze ndechekuti:

• $ 52,000 kusvika $ 62,000: Mumwe, Musoro weMhuri, kana Chirikadzi Chikodzera
• $ 104,000 kusvika $ 124,000: Vakaroorana Vanowedzera Jointly

Kufananidza nedzimwe Dzidzo-Yakafanana Imitoro yeZvipfeko

Dzidzo uye mari yekubhadhara mutero yakapera pakupera kwegore ra2014. Izvi zvakabviswa, izvo zvingangodzokorodzwa neCongress, zvakafanana neHupenyutime Learning Credit mune zvose zvekuti mutero wakabhadhara kune chero mudzidzi achienda kuchikoro chekoroji kana imwe dzidzo yepamushure wechikoro , pasinei nokuti vaive vachidzidza zvizere kana kuti nguva.

Kuenzaniswa neAmerican Opportunity Credit, Lifetime Learning Credit inowanikwa kune imwe nhanho yepamushure-secondary school (undergraduate, graduate, extension courses, school vocation, nezvimwe zvakadaro). Iyo Mikana yeAmerica Chikwereti, zvakasiyana, inowanikwa chete kwemakore mana ekutanga emashure-secondary school.

Uyezve, muAmerican Opportunity Credit inobudiswa kune vanhu vane maitiro akashandurwa akachinjwa mari yakawanda kubva ku $ 80,000 kusvika ku $ 90,000 (vasina kuroorwa) kana $ 160,000 kusvika ku $ 180,000 (kune vakaroorana vanoisa pamwe chete) mugore ra2016.

Kusiyana neizvi, muna 2016, Lifetime Learning Credit inoderedzwa kune vanhu vasina kuroora kana vane $ 55,000 kusvika $ 65,000 yegadziriswa yakagadziriswa mari yakawanda. Nokudaro Mikana yeAmerica Chikwereti inowanikwa kuvadzidzi (kana vabereki vavo) pamusoro pemari yakawanda yekuwana yakaenzaniswa neHupenyutime Learning Credit.

Zvinyorwa kubva kuRRS

• Fomu 8863, Dzidzo Credits (pdf)
• Mirayiridzo yeFomu 8863 (pdf)
• Mitero Yemitero Yekudzidzisa Dzidzo Center
• Maererano neHupenyutime Learning Credit
• Zvinyorwa 970, Mitero yeRitatimendi yeZvikoro

Yakagadziridzwa zvakare 10/26/2015.