Mutero Wemitero wepamusoro kusvika kusvika ku35 Pfumbamwe yezvaunoshandisa pakuchengeta vana
Iko Internal Revenue Service ine musana wako kana uri muchikepe ichi. Vateresi vanobhadhara mari yekuchengetedza zuva kwevana vavo kana vakaremara vanhu vakuru vanogona kunge vakakodzerwa nehurumende mutero chikwereti kusvika kusvika 35 kubva muzana zvezvavanopedza, zvichienderana nemimwe miganhu.
The Basic Rules
Unofanirwa kuva nevana vanovimba kana munhu anovimba naye mukuru asingakwanisi kusara ari oga nokuti haagoni kuzvitarisira. Unofanirwawo kunge wakagamuchira mari kubva kubasa kana kuti kubasa.
Chinangwa chokubhadhara kuchengetwa kunofanira kuva kukubvumira kushanda, kutsvaga basa kana kupinda kuchikoro nguva yakazara. Kana iwe wakaroorana, wako wako anofanira kunge achishanda, achitsvaka basa kana kupinda kuchikoro, saka haakwanisi kugara kumba uye kutarisira mwana wako kana kuzvitarisira. Anofanira kunge akawana mari. Hazvisipo kana mumwe wako akaremara uye asingakwanisi kutarisira mumwe. Iwe haugoni kutora chikwereti ichi kana iwe ukaisa imwe yakaroorana yakadzoka.
Wako Unofanirwa Mwana kana Wakazvimirira
Mwana wako anofanira kunge ari wako, uye anofanira kunge ari muduku kudarika makore 13 kana, kana akwegura, anofanira kunge ari mumuviri kana mupfungwa asingagoni kuzvitarisira nokuti akaremara. Iwe unogona kutora mazuva mashoma ekuchengetwa kwemazuva evanhu vane makore gumi nematatu kana kupfuura kana kuti kune mumwe wako kana munhu uyu ari mumuviri kana mupfungwa asingagoni kuzvitarisira.
Iwe haugoni kutarisira mwana kutarisira kana zuva revanhu vakuru kutarisira mari kune mumwe munhu asingararami newe kwehafu yenguva, uye iwe unofanira kubhadhara zvinopfuura hafu mari yekuchengetedza imba yako. Dzimwe nguva vabereki vakarambana kana vabereki vakaparadzana vanopinda muchibvumirano chekubvumira mubereki asina kuchengetedza kuti ataure mwana wavo seanomuda pamutero wake wekudzoka.
Kana iwe usingarevi mwana wako seanomuda nekuda kwechikonzero ichi asi akagara newe kwehafu yenguva yegore, iwe unogona kukwanisa kutora chikwereti chekuchengeta vana. Vabereki vanochengetedza chete vanogona kutora chikwereti, zvisinei, nekuda kwekugara kwekudiwa.
A Kufanirwa Zuva Rokupa Mutarisiri
Munhu anopa vana kutarisirwa kana kutarisirwa kwezuva revanhu vakuru kune iwe haagoni kuva iwe unovimba newe. Somuenzaniso, unogona kubhadhara mwanasikana wako kuti atarisire mukoma wake muduku. Iwe kazhinji haugoni kuisa idzi zvikwereti zvezvinangwa zvekuverenga chikwereti kunze kwekuti iwe usingaiti mwanasikana wako seanomuda uye ane makore 19 kana kupfuura kusvika pakuguma kwegore. Uyewo haungagoni kushandisa masikati ekubhadhara mari yakabhadharwa kune mumwe wako kana kuti mumwe mubereki wemwana akakodzera.
Misasa yezuva inogona kuva vatsigiri vakakodzera, asi pamisasa yeusiku havafananidzi. "Mari yekutumira mwana wako kumusasa weusiku hakuna kuonekwa semari inoshandiswa nebasa," maererano ne IRS. "Mutengo wokutumira mwana wako kumusasa wezuva kungave mari inoshandiswa nebasa, kunyange kana musasa unoisa mune rimwe basa, rakadai semakombiyuta kana kuti bhora."
Zvinorevei kuti Mwana uye Kuchengetedza Kwazvo Kunokosha?
Mwana wacho uye mutero wekutarisira mutero chikwereti chikamu chekuchengetedza kwezuva rako mari kunosvika $ 3,000 kune imwe inotarisirwa kana $ 6,000 kune vaviri kana vakawanda vanovimba.
Icho hachisi chechikwereti chako. Iko kuwanda kwemasikati ekubhadhara kwaunogona kushandisa mazana. Kana iwe ukashandisa $ 7,000 pamusoro pegore rekuchengetera vana vako vaviri kuitira kuti ugone kushanda, chikwereti chinoshanda chete kune $ 6,000 yekutanga.
Chikwereti chako chakakoshawo nemari yako yaunowana, pamwe chete nemari yewawakaroorana naye kana iwe wakaroorana uye uine hutano kudzoka. Kana iwe wakagamuchira $ 5,000 chete gore rose, unogona kungotora $ 5,000 mumazuva ekushandisa mari kunyange iwe wakashandisa $ 7,000. Kuverenga kunobva pane zvawakapedza kana mari yako yaunowana, chero zvishoma.
Kana wako waunoshandira achipa rubatsiro rwekuchengetedza rubatsiro semuviri webasa rako, iwe unofanira kubvisa mari iyi kubva kune yako yakakodzera yekuchengetedza mari.
Iko muzana yekwereti yako kubva kune makumi maviri kusvika ku35 muzana yezvawakashandisa mukuchengetedza kwezuva, zvichienderana nemari yako yakagadziriswa mari .
Kunyange zvazvo pasina muganhu wekuti iwe unogona kuwana mari yakawanda sei uye uchiri kukodzera, huwandu hunoderera sezvo mibairo yako inowedzera. Dhora rakazara rehuwandu hwemazana inogona kuwanikwa mu IRS Publication 503.