Mitero yeMitero yekutsvaga Vana neZvakaro seVavengi
Izvi zvakabviswa zvichibvisa kubva pamari yavanofanira kubhadhara mitero. Mumwe anouraya mvumo yemitero anobva pane nhamba yevaya vanovimba newe iwewo, kusanganisira chikwereti chemutero wemwana , mwana uye chikwereti chemutero wekutarisira mutero uye chikwereti chemutero chawanikwa .
Chimirira, pane zvakawanda. Kana iwe usina kuroorwa uye iwe unotsigira munhu anovimba naye, izvi zvinogona kukupa kuti ushandise musoro wemamiriro ekuisa nzvimbo yemhuri , iyo inonyanya kukosha kudarika kufamba semunhu asingabhadhari mutero.
Kuva nevanovimba ndezvechokwadi chinhu chakanaka panguva yekutengesa, asi zvakakosha kuziva mitemo inogadza kuti ndiani iwe unogona kutora uye pasi pemamiriro api.
Chiitiko Chinokosha
Kubva munaDisemba 2017, Imba yeVamiririri neSeneti yeUnited States yakabatanidzwa mukugadzirisa mitemo yeMitengo yeMitemo uye yeMabasa Act, iyo inenge ine simba guru pamitemo yakatsanangurwa pano. Vose imba neSenate vakagadzira shanduro yeMutemo uyu, uye inoramba ichionekwa kana ichatarisa kusavhiringidza kwekusiyana kwavo uye mutemo unotapurirwa mutemo. Kana ichingopinda mumutemo, zvakanyatsogadziriswa hazvisati zvazivikanwa sezvenguva yekudhindwa.
Izvozvo zvakati, zvose imba neSeneti inoda kubvisa kusunungurwa kwako pachako, kunosanganisira kubviswa kwevanhu vanovimba navo.
Vanopa mamwe mahedheni emitero mukutsinhanisa neizvi, asi chinonyanya kukosha ndechokuti tinogona kungova nechokwadi chete kuti mitemo iyi inoshanda kune gore rekutora ra 2017. Nzvimbo yemitero inogona kuchinja zvikuru apo kalendari inopera kusvika muna 2018 musi waJanuary 1, asi hapana chimwe chezvikamu zveMitero yeMitero uye Jobs Act inotarisirwa kuti idzoke zvakare.
Zvechokwadi, izvozvo zvakare zvinogona kuchinja.
Mitemo Inoshanda Kumutengi
Iwe haugoni kutora mumwe munhu semunhu anovimba naye kana iwe uri mumwe munhu anovimba naye. Saizvozvowo, hapana mumwe munhu anogona kukutaura iwe somunhu anotendeseka kana iwe unoti munhu anovimba naye.
Somuenzaniso, zvichida une makore makumi maviri nemaviri, une mwana, uye iwe unogara kumba nevabereki vako. Iwewo uri mudzidzi wenguva yakazara kuitira kuti iwe unokodzera sevabereki vako. Iwe haugoni kutora mwana wako seunotarisira iwe kana vabereki vako vachikutaura iwe, uye vabereki vako havagoni kukubvunza iwe kana iwe unoti mwana wako.
Mirairo iyo Ita kune Vaya Vanovimba Navo
Iwe haugoni kutora munhu anovimba naye uyo akaroorwa uye anokanda kubatana kwekubatana, pamwe chete. Munhu akaroora anogona kuisa kubatanidza kudzoka uye achiri kutonzi semunhu anovimbiswa nemumwe muteresi kana kubatana kwekudzoka kwaingoiswa chete kuitira kuti vaviri vacho vataure kubhadhara mari. Uyezve, pakange pasina kuve nemhosva yemitero kune mumwe wawakaroorana kana vainge vapa zvipo zvakasiyana .
Wakavimbika wako anofanira kunge ari mugari weUnited States, mutorwa wenyika kana kuti anogara ari weUnited States, kana anogara muCanada kana Mexico. Munhu anotarirwa anogona kudzingwa nemumwe chete uye muteresi mumwe chete mugore rose rakapiwa. Izvi zvinoreva kuti iwe newawakaroorana naye musati maroora saka hamungagoni kuisa kubatanidza kudzoka, imi mose hamugoni kutora mwana wenyu seanomuda.
Anofanirwa kutorwa nomumwe wenyu kana kuti mumwe.
Kufanirwa Vana neZvikodzero Nehama
Wakavimbika wako anofanira kunge ari mwana akakodzera kana chikwata chakakodzera. Mitemo yakasiyana inoshanda kune umwe neumwe.
- Inofanira kunge yakabatana newe. Izvi hazvireve kuti iwe uri mubereki wake wekuzvarwa. Iwe unogona kunge uri munin'ina wake, tete, mubereki wechidiki, mubereki wekuberekwa kana kunyange nehafu-mukoma. Asi panofanira kuva nehukama hwepamutemo kana hwemhuri.
- Mwana anogona kungovimbwa naye kusvikira musi wekuberekwa kwema19 kunze kwekuti ari mudzidzi wenguva yakazara. Munyaya iyi, unogona kuramba uchimutaura semunhu anovimba kusvikira asvika makore makumi maviri nemaviri. Hapana chizvarwa chezera kune avo vakaremara.
- Kana mwana wacho achishanda, haagoni kupa zvinopfuura hafu pachake kutsigira kwegore. Izvi zvakasiyana nemitemo yemitero yakashandisa vasati vauya muna 2005 apo muteresi aifanira kupa zvinopfuura hafu kutsigira mwana. Maererano ne IRS Publication 501, rubatsiro rwakakwana runosanganisira zvaunopedza kupa "zvokudya, pokugara, zvipfeko, dzidzo, kurapa uye mazino, kutamba, kutakura, uye zvimwe zvinodiwa." Kana mari yakakwana yekusigirwa kwemwana wako yaiva $ 24,000 pagore, anogona kupa mari kusvika ku $ 12,000 kana achishanda kana kuti zvimwe ane mari yega, asi haagoni kupa $ 12,001. Zvaiwanzove kuti mubhadhari aifanira kubhadhara mari ye $ 12,001 yekutsigira kwake kuti ave nekwanisi kumutsva seanomuda.
- Mwana wako anovimba naye anofanira kugara newe kwehafu yegore. Nguva yakapedzwa kure ekoroji haina kuverenga sekurarama kure newe. Zvinopfuura hafu yegore zvinoreva, pamusana, mwedzi mitanhatu uye rimwe zuva. Kana iwe uchigovera kuchengetwa, unogona kuchengeta gwaro rekuti mwana anoshandisa husiku hupi.
Iwe unogonawo kutora chikwata chekufanirwa sechinhu chakavimbika. Dzimwe hama dzinofanira kugara newe mumusha mako kwegore rose, asi zvisizvo zviripo kune dzimwe hama dzepedyo dzakafanana nemubereki wako, sekurukuru, mukoma kana mukoma kana mukoma. Aya ndiwo mitemo yehama dzakakodzera:
- Mari yako yehama yako haifaniri kudarika iyo yehuwandu hwekuregererwa kwomunhu wegore iroro rekutere.
- Iwe unofanirwa kugovera zvinopfuura hafu kutsigira kwomunhu wacho maererano nemitemo imwechete yeiyo inobatsira kutsigira mwana anovimba naye. Kana vanhu vakawanda vakatsigira munhu mumwe chete, zvakadai sokuti iwe nehanzvadzi dzako munobatanidza kutsigira mubereki wako, unogona kuisa Multiple Support Agreement ne IRS iyo inobvumira mumwe wenyu kuti ataure munhu anotsigirwa seanovimba-asi imi mose ndinofanira kubvumirana kuti ndiani wenyu achazove.
- Kana munhu anovimba naye achifanira kugara newe nokuti haana kunyatsokwana zvakakwana kwauri, hukama hwako hahukwanisi kuputsa mutemo wepasi. Somuenzaniso, kana nyika yako inorambidza kugara-kugara nemunhu akaroorwa, haugoni kutora munhu akaroorwa semunhu anovimba naye kunyange kana iwe ukasangana nedzimwe nzira.
- Vakaroorana vedzimba vanogona kutaurirwa sevaya vanovimba navo pasi pekufanirwa kuongororwa.
Dambudziko reMabhuku
Iko Internal Revenue Service inenge isingatauri kuongorora mitero inodzoka apo vaviri kana vateresi varipo vanoedza kutora zvakafanana . Muteresi mumwe chete ndiye anogona kukunda mumamiriro ezvinhu aya. Muteresi anenge arasikirwa angangove achibhadhara mitero yakawanda, pamwe chete nemitengo uye chido. IRS inoshandisa zvinotevera-tie-breaker miedzo kuti ione kuti mubhadhari akakodzera kudana ani naani anotarisira. Iko-breaker miedzo inorongedzwa maererano nehutano hwekutanga.
Mubhadhadzi wekodzero yakanyanya kubhadhara mwana semunhu anovimbiswa pasi pekufanirwa kwevana zvinodiwa ndeyekuti:
- Mubereki
- Mubereki uyo mwana akararama kwenguva yakareba mukati megore. Mikana ndeyekuti mwana achapedza zuva rimwe chete nemumwe mubereki pane mumwe mubereki nokuti kune kazhinji mazuva makumi matatu nemazana matanhatu pagore.
- Mubereki ane mari yakakura yakagadziriswa mari yakawanda kana mwana achishandisa nguva yakakwana yakaenzana nemumwe wavo.
- Kana pasina mutero ari mubereki wemwana, mubhadhadzi ane mari yakakwirira yakagadziriswa inowanikwa kumubvunza mwana.
Mumwe mubereki asina kukodzera anogona kuramba achitaura mwana wacho seanovimbwa naye kana mubereki akakodzera achibudisa kuda kwake kuregererwa kwekutarisira kuburikidza nokuisa IRS Form 8332, Kubudiswa kweZvakato Kuregererwa Kwevana Vakarambana kana Vabereki Vakaparadzana . Iwe unogona kuratidza gore kana makore mauri kubvumirana kusunungura kuregererwa kwemufananidzo uyu. Iwe unogona zvakare kudzorera kusunungurwa kana iwe pave paya uchinja pfungwa dzako.
Izwi reyevero
Zvidzivirire nokuita kuti uve nechokwadi chokuti unokodzera kubvunza mumwe nomumwe anovimba naye kudzoka kwako. Iva nechokwadi chokuti une zvinyorwa zvichatsigira kuda kwako.