Nzira Yokutaura Nayo Kana Kuvimba Kwako Kwakashata-Uye Zvaunofanira Kuita Nezvazvo
Unoziva Iwe Wakave Wakaipa Kana ...
Zvii zvakawanda zvekubhadhara kwawakawana mugore rapera? Waiva nemari ye IRS mari pane here? Izvo zvose zvinoratidza kuti iwe hauna kuwana kubata kwako pawakapedza W-4 yako, kunyanya kana kubhadhara kwako kana kukanganisa kwako kwakakosha.
Kana wakagamuchira zvakanaka, kubhadhara mutero wemutero, iwe wakapa IRS nzira yakawanda mari kupfuura iwe waifanira. Kunze kwekunge iwe uchikwanisa kubhadhara mari yechikwereti chemutero kana maviri uye iyo inomiririra chikamu chemari yako yekudzorera, ichi ndechokuti mari yako pachayo inodzoserwa kwauri isingabatsiri mushure mekunge gore rapera. Izvo hazvina kukura iwe sezvazvaizoita kana iwe wakapa IRS zvakakwana pamusoro pegore rose uye ukaisa mari yakawanda mumari yemari yemari pane, kana kuti kunyange muakaunti yekuchengetedza kubhadhara zvishoma.
Kana iwe ukazadzisa mutero wako chete kuti uone kuti iwe une chikwereti chemari yeRS, izvi zvakatoipa. Kwete chete iwe uchafanira kuuya nemari iyoyo kwenguva yakareba mushure mekunge iwe uchiwana, asi IRS inogona kuisa chirango chekubhadhara chikwereti pamusoro pacho.
Chirango chinokera muna iwe kana iwe uchibhadhara muzasi pasi pe 90 muzana yezvaunokwereta kana pasi pezvawakabhadhara mugore rapera, chero zvishoma. Iwe uchatora chikwereti ichocho chikwereti kana chikwereti chaicho chaunokwereta chiri pasi pe $ 1 000 mushure mekuverenga pane zvawakabhadhara kuburikidza nekudzivirira uye chero zvikwereti zvinodzokodzwa iwe unofanirwa.
Iwe hausi pangozi yezviitiko izvi kana ukawana yako Fomu W-4 yakarurama. Izvi zvinotanga nekunyatsonzwisisa mitemo yakasiyana-siyana inorambidzwa uye kuti mushandirwi wako anoshandisa sei mashoko paW-4 yako kuti uuye kwavari.
Mutero Wemari Usingaiti
Zvikonzero zvakasiyana-siyana zvinokonzera kuwandisa kwemutero wemari yakabhadharwa kubva pamubhadharo wako, kusanganisira nzvimbo yako yekutsvaga uye vangani vanovimba nevako. Vashandi vako vachashandisa ruzivo rwawakapinda paW-4 yako kuItape Imari Yekuchengetedza Tafura yakabudiswa ne IRS kuti uone kuti zviyero zvebhadharo yako inofanira kuenda kumitero yemari.
Washandi vako haazoregi zvimwe kana iwe usina kuroorwa usina vatsigiri kupfuura iwe kana iwe wakaroorwa, kana kuti iwe usina kuroorwa asi iwe une imwe kana vazhinji vanovimba . Izvi zvinoitika nokuti iwe nevatendi vako mumwe nomumwe vanomiririra "chipo" pane W-4 wako. Zvipo zvakawanda zvamunazvo, mutero usingabhadhari iwe unobhadhara.
Asi haufaniri kutora zvipo kana iwe usingadi. Semuenzaniso, unogona kuita basa shoma kune rumwe rutivi kunze kwebasa rako raunogara waunowana 1099-MISC fomu pamagumo egore. Mitero haisati yadzivirirwa kubva pamari iyi. Kuenda nemitemo iyo IRS inoda kubhadharwa kana iwe uchibhadhara, iwe unogona kutumira kune inofungidzirwa mutero kubhadhara pamusoro pegore rekubhadhara mari iyi, kana iwe unogona kutora zero zvipo pane yako W-4 fomu kuitira mari yakawanda pane zvinodiwa zvinouya kubva mubhadharo rako uye unoenda ku IRS.
Asi kana iwe usingagamuchiri imwe mari yaunoda kubhadhara mitero, kuita izvi kunongoguma pakushandisa IRS senhoroondo yekuchengetedza.
Nzira Yokuona Nayo Zvipo Zvako
Kazhinji, iwe unopinza zvikwereti zviviri pane W wako W-4 kana iwe usina kuroorwa usina vatsigiri uye unongova nemugove mumwe chete wemari: imwe iwe uye imwe nokuti iwe usina kuroorwa uye uchishanda basa rimwe chete. Asi zvinhu zvinowedzera zvakaoma kana ukashanda mabasa akawanda, kana iwe wakaroorwa, kana iwe usina kuroorwa asi une vavete-izvi zvinogona kuchinja zvinhu zvakanyanya nokuti iwe unogona kukodzera mutungamiriri wemamiriro ekunyora kumba . Rimwe runyangadza rinogona kuuya kana iwe ukangoshanda chikamu chegore.
Usatya-IRS inomira pazvigadzirira kubatsira. Apo waunoshandira akakupa W-4 kuzadza, fomu yacho inofanira kusanganisira pepa rekushandisa raunogona kushandisa kuti uverenge nhamba yakakodzera yezvipo zvaunofanira kuda.
Zviri nyore asi, IRS inopawo interactive neholding calculator online. Muchina wokubatanidza achaita kuti kugadziriswa kuonekwe kana zvichiita kuti iwe unogona kukodzera chero zvikwereti zvemitero zvichaita kuti iwe wekupedzisira-mutengo wemhosva mutero wako uite. Inobatawo mari inopfuura imwe chete kana iwe wakaroorwa uye uchida kuisa kubatana kwekudzoka.
FICA Imba Inorege
Vashandi vako vacharambawo izvo zvinozivikanwa pamwe chete seFICA mutero. FICA inomiririra Federal Insurance Contributions Act uye inosanganisira Social Security uye Medicare mitero, iyo yose iyo inonyanya kushandisa mari yehushuwarisi kuitira kubatsira kune vakaremara uye vakwegura. Ivo vanofanira. Iwe hauna sarudzo yekusabhadhara.
Mutero Wekuchengetedzwa Kwevanhu Inosvika 6.2 kubva muzana yemari yako yakawanda kubva muna 2017. Medicare iri 1.45 muzana, kunyange iwe unogona kuzviisa pasi peAdding Medicare Tax kana mari yako inopfuura mimwe miganhu: $ 200,000 kana iwe usina kuroorwa kana kuti faira semusoro weimba , $ 250,000 kana iwe wakaroorana uchidana pamwe chete, uye $ 125,000 kana iwe wakaroorwa asi iwe udzoke zvakasiyana kudzoka.
Izvi zvikamu zvisingabhadharwi kubva pamarikiti yako uye wako wekushandisa anofanira kupa zviyero zvakaenzana. Nemhaka yokuti iyi ndiyo mitengo yakatarwa, iwe hauna wiggle room yekugadzirisa zviyero. Zvinoita, kunyange zvakadaro, kubhadhara mari yakawanda muHarare Social Security, saka izvi kubvisa chimwe chinhu chaunoda kuramba uchitarisa sezvo gore rinopfuurira kana iwe uchiwana mari yakawanda.
Iva Akangwarira Nekuchengetedzwa Kwevanhu Nekuchengetedzwa
Mutero weSocial Security unoteerera kune muganhu waro wepasi . Izvi zvinoreva kuti kana zvikwereti zvako zvaitika pane imwe chikumbaridzo, iwe hauchafaniri kubhadhara Social Security tax-yegore iroro yemutero chero zvakadaro. Kuchengetedza kunotanga zvakare munaJanuary.
Chikumbaridzo chacho chaiva $ 118,500 mugore ra2016, asi zvinosuruvarisa zvinokwira $ 127,200 muna 2017. Kana uye kana iwe ukakunda aya mahombekero, shandisa zvigaro nemushandirwi wako kuti uone kuti kambani inoziva kuti iwe haufaniri kutora chikamu kuSocial Security kusvikira gore rinotora mutero.
Ndizvo. Wakaitwa. Kana Uri Iwe?
Kuzadza fomu yako W-4 haisi imwe nguva yezviitiko. Upenyu hahuna hukama uye dzimwe shanduko dzakajeka dzinogona kuita kuti fomu isati yave-in-in inotsvaira, zvichiita kuti zvinyorwa zviduku kana zviduku. Dzokera kune IRS interactive calculator kana iwe:
- Roora
- Rambana
- Iva nemwana
- Shandisa mabasa
- Tora kusimudza
- Tenga imba
- Ita zvikwereti
- Tora basa rakawedzerwa
Bvunza wako waunoshandira kuti ave neW-4 itsva uye uigadzirire kuratidza ruzivo rutsva kana chimwe chezvinhu izvi zvichiitika. Iwe unogona kuzadzisa ye W-4 itsva chero nguva yaunoda uye unoipa iyo kumushandi wako. Hazvifanirwi kuiswa ne IRS. Chero kuchinja kupi zvako kunofanira kuratidzira mumba mako kubhadhara mari yakawanda nokukurumidza.
Iwe unogonawo kugadzirisa W-4 yako panguva ipi zvayo nekuda kwekuti iwe wakazviona zvisina kunaka gore rapera uye wakaguma nemari yakawanda yekubhadhara kana mari yako. Iwe haufaniri kumirira gore idzva remutoro kuti uzungunuke. Ita zvigadzirisho pakarepo.
Inyore, Yenguva Yechigarire
Kana iwe ukazadzisa mutero wako wekubhadhara uye ukaona iwe une chikwereti chemari, uye kana pasina chinhu muhupenyu hwako chakashanduka chinoda kupedzisa itsva W-4 , iwe unogona kugovana kuti wakaguma sei uchikweretwa nenhamba yebhadharo nguva yakasara gore. Ngatiti iwe unokwereta $ 3,000 uye iwe unobhadharwa vhiki nevhiki uye kune mavhiki makumi matatu masere akasiiwa mugore rekutere. Kubva pane yako yazvino W-4, iwe uchange uchimhanya panenge $ 83 muhomwe mumwe nomumwe mubhadharo panguva iyoyo. Kana iwe ukakumbira waunoshandira kuti akwanise kubhadhara $ 83 kubva pane imwe yemari yako yekubhadhara ichienda mberi kuburikidza nemasara egore, iwe haufaniri kukwereta mari zvakare inotevera April.
Iwe unogona kutora matanho akafanana kana iwe kamwe kamwe ukapinda mune mari yakawedzerwa. Kumbira mushandi wako kuti atore zvimwe zvishoma kuti agone mari iyo yakawedzerwa.
Ichi chisarudzo chinofanira kungoshandiswa seBan-Aid, zvakadaro. Kugadzirisa nokukurumidza, mushonga wenguva pfupi kusvikira wawana W-4 yako yakagadzirwa zvakanaka, uye iwe unoda kuita izvi nekukurumidza.