Federal Revenue Tax Kubvisa Mahomwe
Nhamba yemari yaunoshandira inorega kubva pane yako yekubhadhara inobva kuwandu hwemari yakawanda inowanikwa nenzira yepurogiramu yegore, kusasiya chero kutora mutero kusati kwabhadhara kunze kwebhadhara pamberi pemitero inoratidzwa.
Vashandi vanoshandisa zvikwereti zvekuchengetedza zviyero kuti vaverenge mari yehurumende yemari yemutero kuti vadzivirire kubva pamari imwe neimwe. Kubvisa zvipo zvinosarudzwa nemushandi achishandisa Fomu W-4 uye kupa fomu kumushandi. Kuti uwane mamwe mashoko, ona Nzira Yokufananidza Nayo Zvikwereti Zvitsva zveFomu W-4 .
Zvekuchengetedzwa Kwemagariro Kusachengetedza Misha
Social Security tax yakachengetwa patafura yepamusoro ye6.2% pamubhadharo wakakomba mushure mekubvisa chero kupi zvako kusati kwabhadhara mitero isingabhadharwi neHuman Security Tax kusvika pagore rega rehupfumi rehupfumi hwemadhora re $ 118,500 (ra2015). Nemhaka yekuti Social Social Tax inotarirwa pamwero wakadzika wepamusoro, chiyero cheSocial Security tax chakachengetwa kazhinji chinokwana nenhamba yeSocial Security tax iyo munhu ane mhosva.
Zvisinei, pane zvimwe zvisiri izvo.
Kunze kwekutanga, Overpaid Social Security Tax
Vashandi vanoshandira vaviri kana vanopfuura vashandi vanogona kuwana kuti vakabhadhara mutero wavo weHuman Security Security kana mubairo wavo wose, kubva kumitambo yose, inopfuura chikamu chegore rehupfumi hweHuman Security. Mune mamiriro ezvinhu aya, mari yakabhadharwa yeSocial Security yakadzorerwa apo mubhadhadzi akashandura kudzoka uye anoti kudai Social Security kuchengetedza sechikwereti.
Kunze kwechipiri, Underpaid Social Security Tax
Nzvimbo dzekuchengetedzwa kwehupfumi dzinogona kubhadharwa pasi munzira nhatu. Vamwe vashandi vanowana mazano asina kuudzwa kune avo vashandi uye havana mvumo yakachengetwa. Muchiitiko ichi, shandisa Fomu 4137 kuverenga mutengo weSocial Security Tax uye Mutero weMedare pazvibvumirano zvisingatauri uye udzore iyi mimwe yemari yemutero pamutero wegore negore unodzoka.
Nzira yechipiri ndeyekuti vamwe vashandi vanogona kusarudzwa zvisina kururama sevashandi vezvokuchengetedza panzvimbo yevashandi nevanoshandira, uye munyaya iyi, mubayiro hauzove nemutero usina kuchengetwa. Muchiitiko ichi, shandisa Fomu 8919 kuti uverenge mutengo weSocial Security Tax uye Mutero weMedare pamari inowanikwa uye udzore iyi mimwe mitero yemutero pamutero wegore negore unodzoka.
Nzira yechitatu ndeyekuti vamwe vakasiya mari vanogona kuwana kugoverwa pasi pehupenyu hwehushandi hwehupenyu hwe inshuwarisi kubva kune avo vaimbova vashandi. Boka remishuwarenzi yehupenyu hwemazuva nehurongwa hunokosha kupfuura $ 50,000 inotengesa. Asi kuregererwa kungave kusina mari yekuwana mari inobatanidza kubhadhara mari yekubvisa mari iyo inoshandiswa neanoshandira mari. Muchiitiko ichi, retiree yeFomu W-2 icharatidza kusatorwa kweSocial Security Tax uye Medicare mutero uchishandisa Bhokisi 12 code M uye kero yeN.
Iyo inotora chikwereti zvino inowedzera mari iyi kumutero wayo wekudzokera kwegore. Onai mirayiridzo ye IRS yeFomu 1040 Line 60.
Medicare Inholding pa Mitsara
Miti yemutero inonamirwa patafura yepamusoro ye 1.45% pamubhadharo wakakomba mushure mokubvisa chero kutengesa mutero kusingabhadharwi neMedarere yemitero. Nemhaka yekuti Medicare mutero inotarirwa pane imwe nzvimbo yepamusoro, mutengo wemutero weMedare unoregererwa unowanzoenzana nemari yemutero weMedare inotarisirwa nomunhu. Zvisinei, kubva muna 2013, kune 0.9% yeMedare surtax yevanhu vane mari yakakwirira. Zvinokwanisika kuti vamwe vateresi varege kuve nemutero uyu waMedare unoregererwa kubva pakubhadhara kwavo, uye chero mimwe mitero yeMedare inotarisirwa ichaverengerwa pamutero wokudzokera.
Hurumende uye Mune Mvumo Yekubhadhara Mari
States uye hurumende dzenharaunda dzingangoita kuti vanhu vasabhadharwa mubhadharo wemutero wemutero wehurumende, mutero wemunharaunda, uye mamwe marudzi emitero yehurumende nemunharaunda yakadai sekuremara kwehutano inshumo.
Nzira Yokuverenga Nayo Zvikwereti Zvisingabatsiri zveFomu W-4
Vashandi vanozivisa vashandi vavo kuti vangani vanorega zvikwereti kuti vashandise kana vachiverenga muwandu wehurumende yemari yemutero kuti vasachengete. (Izvi zvinorega kubhadhara mari inowanzoshandiswa kuverenga mutero wemutero unoregererwawo.) Pane nzira mbiri dzekuverenga nhamba yezvipo zvekuregererwa. Nzira yekutanga inogona kuwanikwa pamashizha ekufambidzana neFomu W-4. Pajiji yekutanga ndeye Bhuku Rekupa Bhuku Remaoko: Iri ndiro pepa rekushandisa kana iwe une basa rimwechete semushandi. Pane peji yechipiri ndeyeBhuku reEuro-Earners / Multiple Jobs Worksheet: iri ndiro pepa rekushandisa kana iwe une maviri kana mamwe mabasa semushandi uye kune vakaroorana uko mumwe nomumwe wavo ane basa.
Mugumisiro wekupedzisira wemashizha aya ndewe nhamba yose inomiririra kubhadhara zvipo. Mumwe anorega kubhadhara chikwereti akaenzana nekununurwa kwomunhu oga kwegore rese. Rimwe rinorega kubhadharwa mabasa ekubvisa $ 3,950 yemari yakawanda kubva pamitero inowanikwa (muna 2014). Nokudaro chibharo chekuregererwa chinogona kufungidzirwa sechiyero chinoratidza kuwandisa kwematoro ekubviswa uye mutero wemitero unotarisira kuva nawo kwegore, wakapatsanurwa nemugove wega wega we $ 3,950. Mapepa ekubetsera anokubatsira kuti ushande kuburikidza izvi zvidzidzo. Zvimwe mahwhepa emabhuku anowanikwa muPublication 505. Zvimwe, unogona kushandisa interactive Withholding Calculator paIndaneti yeIrS.gov.
Zvinyorwa uye Nhamba Yezvakanyorwa
- Mutero wemitero pamusoro pekuregeresa mubhadharo unowanikwa muInternal Revenue Code chikamu 3402 uye muMitemo yeHaimariyo inotangira muchikamu 31.3401 uye inotevera. Kuti uone zvikamu zvose zvakakosha, tarisa tafura yezviri mukati yeMari yeMitemo (26 CFR 31), Subpart E.
- Kuparidzirwa 505, Mutero Wemari uye Inofanirwa Imitero, inokurukura nekudzivirira vanhu. (Uyewo inowanikwa sepa PDF purogiramu .)
- Zvinyorwa 15, Mutero weVatengi veMushandirwi, inokurukura maitiro ekudzivirira vatengi. (Uyewo inowanikwa sepa PDF purogiramu .)
- Fomu W-4 inoshandiswa kuisa kana kushandura muzinga wekudzivirira vashandi. Iyo fomu inosanganisira mirairo uye mapepa ebasa.
- Kuregererwa kunokurukurwa zvakadzama muchitsauko 26 cheJK Lasser's Your Income Tax uye muchitsauko 4 che Ernst & Young Tax Guide .
- Paycheck uye neholding calculator kubva paPaycheckCity: iyi calculator inogona kushandiswa kuongorora kaviri kuverengwa kweinholdings pamubhadharo kana kuti kuziva kuti kubvisa pabhasikiti kunogona kushandiswa zvakasiyana-siyana zvekuregererwa.