Chido Chinobhadharwa Mitsva Yevadzidzi Isati Yakabhadharwa Imhosva
Runyerekupe rweDeduction's Demise
Pakutanga kwakatenda kuti iyi inobhadhara mitero yevadzidzi yaizopera pamwe nekupfuura kweMutero Wemitero uye Jobs Act pakupera kwe 2017. Shanduro yekutanga yebhadharo yakanyatsobatanidza urongwa hwekubvisa chikwereti chechikwereti chevadzidzi. Nenzira yakanaka, vazhinji ve congressmen vakateerera apo vadzidzi, makoroji, uye vunivhesiti vakapikisa mune nhamba dzakawanda. Shanduro yekupedzisira yebhadharo inokonzera kuderedzwa kumashure mudanga kuitira kuti zvigone kuponeswa kana bhiriro racho richipfuura mune fomu yaro iye zvino pakupera kwe 2017.
Kurondedzera Chikwereti Chechikwereti chevadzidzi
Hapana chikonzero chokuchera zvirevo zvako zvekubhadhara chikoro chevadzidzi zvegore iro vachiedza kutarisa kuti unofarira mari yakawanda sei. Mutengi wako anofanira kukutumira Fomu 1098-E imwe nguva mushure mekutanga kwegore. Nhamba yemari yawakabhadhara inonzi mubhokisi 1.
Uri Iwe Uye Mune Chikwereti Chako Chikodzero Here?
Iwe unogona kutora chikwereti pazvikwereti zvevadzidzi zvakabhadharwa newe, kana newawakaroorana naye kana iwe ukaisa joint joint return.
Iwe haugoni kutora chikwereti chekubhadhara chikwereti chemudzidzi kana iwe ukaisa imwe yakaroorana yakadzoka. Iwe unofanirwa kushandisa imwe chete, musoro weimba, chirikadzi inokodzera (er), kana kuti yakaroora kuisa pasi pamwe chete kuisa nzvimbo yekuitaura.
Iwe unofanirwawo kuva mutemo wepamutemo kubhadhara chikwereti-izvi zvinoreva kuti iwe kana wako wako mucherechedzo wechikwereti kana iwe ukaisa sangano rekudzoka-uye iwe haugoni kutaridzirwa sevaya vanovimba nemumwe munhu mutero kudzoka.
Mari yechikwereti inofanira kunge iri chikwereti chemudzidzi akakodzera kuti iwe iwe, wawakaroorana naye, kana iwe unomiririra . Mari inobva kune yakakodzera yekushandira chirongwa haigoni kuverenga, kana kuzvipira mari yega kubva kumhuri kana shamwari.
Zviyero uye Kukanganisa Kunowanikwa
Mufaro wemari wechikwereti iwe unogona kutora semutengo wokubvisa mutero unongowanikwa madhora 2 500 semwaka wegore ra2017. Kubviswa kwacho kunogadziriswawo nemari yako-iyo inoderedzwa kune vateresi vane maitiro akashandurwa akachinjwa mune imwe nzvimbo-kunze uye inozopedzisira yabviswa zvachose kana MAGI yako iri yakakwirira.
Chii Chinoshandurudzwa Chigadziriswa Mari Yakawanda?
Yako yakashandurwa yakagadziriswa mari yakawanda inonyanya kukosha kune kuverenga kwekuti iwe uri pasi pekutsvaga kwekubuda-kunze. Ndizvo zvaunoita zvose zvakakosha kugadziriswa mari yakawanda usati watora zvimwe zvakabviswa mubhuku. Izvi zvinosanganisira chikwereti chekubhadhara chikwereti chemunhu iwe unotarisira kukodzera-haugoni kubvisa izvi pakutanga usati waverenga MAGI yako. Iwe unofanirawo kuwedzera zvakare mune zvitsva zvaunotora kuti uwane chikoro uye mari yaunowanikwa mumutsara wegumi nemakumi matatu nemakumi matanhatu, uye nezvemabasa ekugadzirwa kweminda aizowanikwa mumutsara wechi35.
Iwe unofanirwa kuwedzera zvakare zvinyorwa zvinotevera uye zvakabviswa kana iwe wakatora chero ipi zvayo, asi izvi zvisinganyanyi kuwanikwa:
- Vokune dzimwe nyika vakawana mari yekusunungurwa
- Imba yekunze isingabvi
- Kubviswa kwedzimba kune dzimwe nyika
- Mari inowanikwa kune vagari veAmerica Samoa kana kuPuerto Rico
Mudzidzi Mutero Unoshandiswa Deduction Phase-Outs
Nharaunda-kubva kunze kwegore rekutere ra2017 ndeyokuti:
| Mamiriro ekudesa | Phase-Out Begins | Phase-out Ends |
| Vakaroorana Vanowedzera Jointly | 130,000 | 160,000 |
| Kufanirwa Chirikadzi (er) | 65,000 | 80,000 |
| Musoro weMhuri | 65,000 | 80,000 |
| Single | 65,000 | 80,000 |
Kana MAGI yako iri pasi pechikumbiridzo apo chikamu-chekutanga chinotanga, unogona kutora kusvika $ 2 500 muchikwereti chemudzidzi kana chikwereti chaicho chawakabhadhara, chero zvishoma. Muganhu wako unogadziriswa kana MAGI yako ikawira mukati memutambo-kunze. IRS inotsanangura kuti kuverenga sei kuderedzwa kwechikwereti chechikwata chekubhadhara chikwereti:
"Kana MAGI yako iri pakati pemari inowanikwa apo chikwereti chinofanira kuderedzwa, unofanira kutora kuderedzwa kwako kuderedzwa. Kuti uone chikamu-kunze, wedzera kufarira kwako kufarira (kusati kwasara-kunze, asi kwete kudarika $ 2 500) ne Chikamu chenhambadzi yako ndiyo MAGI yako isingasviki $ 65,000 ($ 130,000 pane imwe yekudzoka). "The denominator is $ 15,000 ($ 30,000 mukana wekudzoka kwekudzoka). Bvisa chigumisiro kubva pakubviswa kwako (isati yasvika) iwe mari yaunogona kubvisa. " (Kubva pakabudiswa 970, Chitsauko 4).
Zvinosuruvarisa, chikwereti chako chechikwereti chedzidzidzi hachina kubviswa zvachose kana mari yako inowedzera kupfuura denga apo chikamu-kunze chinopera.
Iwe unogona kushandisa pepa rekushandira rakawanikwa muPublication 970 kuti uverenge chikamu chekudzikinura chechikwereti chako chemudzidzi.