Nzira yekufambira mberi kweRitatimendi Yemitero Inobatsira Iwe Kunyange Kana Iwe Usina Urombo
Sei vakafuma vachifanira kubhadhara chikamu chikuru chemari yavo kune hurumende? Mhuri dzine urombo dzinopedza mugove mukuru wemari yavo pamutengo wekurarama . Vanoda mari yose yavanowana kuti vawane zvidzidzo zvakadai senzvimbo yokugara, zvokudya, uye kutakura. Mutero unoderedza kukwanisa kwavo kukwanisa kurarama hupenyu hwakanaka.
Vafumi, kune rumwe rutivi, vanogona kugona zvidzidzo. Imwe mitero inoderedza kukwanisa kwavo kuisa mumatanda, kuwedzera pakubhadhara mari, kana kutenga zvinhu zvinotengesa.
Mushumo weVabhadhari veSvondo ya2015 unoratidza izvi. Yakawana kuti yepamusoro-yekuwana mari yechishanu yevanhu vakashandisa $ 24,470 muna 2015. Izvozvi, vakashandisa 15 muzana yezvokudya, 35 muzana pane pokugara uye zvishandiso, asi 2 peresenti chete pamari yekuchengetedza mari. Iyo yechishanu yakakosha zvikuru yekushandisa yakashandisa $ 110,508. Kubva ipapo, ivo vakapedza 11 muzana yezvokudya, 33 muzana pane pokugara uye zvishandiso, uye 14 muzana pamusana pokuchengetedza mari.
Mienzaniso
Mari yeUnited States inofambira mberi. Mitero inotengesa inowedzera sezvo mari inowedzera. Heino 2018-2025 hurumende yemitero yemitero yevasles uye vakaroorana vanopinda pamwe chete. Mari yekuwana mari ndeyekuteverwa kwemutero, mushure mekuregererwa kwezvinhu zvose uye kuderedzwa kwatorwa. Iwe unogona kuona kuti avo vari mubhakoni yepamusoro yebhadharo vanobhadhara zvakakwirira sei mutero.
| Mutero Wemutero Wemari | Nhamba dzeZvitsva kune Vaya Vanoshandisa Se: | |
|---|---|---|
| Current | Single | Vakaroorana-Joint |
| 10% | $ 0- $ 9,525 | $ 0- $ 19,050 |
| 12% | $ 9,325- $ 38,700 | $ 19,050- $ 77,400 |
| 22% | $ 38,700- $ 82,500 | $ 77,400- $ 165,000 |
| 24% | $ 82,500- $ 157,500 | $ 165,000- $ 315,000 |
| 32% | $ 157,500- $ 200,000 | $ 315,000- $ 400,000 |
| 35% | $ 200,000- $ 500,000 | $ 400,000- $ 600,000 |
| 37% | $ 500,000 + | $ 600,000 + |
Iko Obamacare yemari yemutero inofambira mberi.
Inongoshanda kune avo vanoita zvinodarika $ 200,000 pagore ($ 250,000 nokuda kwekuroorana kunyoresana pamwe chete). Iyo inobhadhara imwezve 0,9 muzana yemutero wepaPirate yepatara pane chero mari inowanikwa uye kuzvipira pabasa kunze kwechikumbaridzo. Inobhadharawo mamwe mazana 3.8 kubva pamari yekuwana mari. Izvo zvinosanganisira zvikwereti uye zvikwereti zvitsva zvinopfuura chikamu.
Kubhadhara mari yemitero kunowedzera. Vanotsvaga mari iyo mhuri dzine ruzivo dzinogona kuwana mari yepamusoro kupfuura mhuri dzinoshayiwa. Mitero pamusoro pekuwana mari uye zvikamu zvinokwana makumi mashanu kubva muzana kana zvikasungirirwa kwegore rinenge. Vamwe vatsoropodzi vanotaura kuti mitero iyi haina kufambira mberi zvakakwana. Mari yekutsvaga mari inofanirwa kubhadharwa pamitero inowanikwa mubhadharo. Vanhu vazhinji vakapfuma vanowana mari yavo yose kubva mune izvi zvikwereti. Vari kugamuchira anenge akaderera pasi purofisi.
Mutero kune chibereko chawakagamuchira uri kufambira mberi nokuda kwechikonzero chakafanana chekutengesa mitero. Zvinongoshanda kune avo vane mari yakakwana yekuchengetedza uye kugamuchira kufarira.
Kuwana mari yekukodha kunoongororwa semutero wemutero. Asi varidzi veminda vanogona kubvisa zvose zvinodhura. Kurasikirwa kubva kune imwe nzvimbo inogona kuderedzwa kubva kune dzimwe nzvimbo. Vamwe vagari vepfuma vanogona kushandisa zviduku zvekuti varege kubhadhara mitero. Somugumisiro, mitero yebhadharo inofambira mberi uye inodzora, zvichienderana nekushanda kwebhizimisi.
Mutero wematoro unofambira mberi zvikuru. Inokweretwa pane zvinhu vana vanogara nhaka kubva kuvabereki vavo. Izvo zvikamu makumi mana zvezana zvakakura kudarika $ 5.43 mamiriyoni.Hurongwa hwemitero yeTrump yakawedzera huwandu hwekuregererwa kwemutero uyu, zvichiita kuti zvishoma zvishoma zvishoma.
Mvumo yekubhadhara mitero yevarombo iri kufambira mberi. Vanodzingwa kubva pamutero wemunhu, uye kuderedza mitero nehuwandu hwekwereti. Ivo vanofambira mberi nokuti mari inoponeswa inoreva zvakawanda kumunhu ane mari shoma. Zvimwe zvikwereti zvinotonyanya kufambira mberi nokuti zvinongowanikwa kune avo vanorarama pasi pemamwe mapato.
- Chikwereti chemari yemari inowanikwa inopiwa kune mumwe nomumwe akatarisana kusvika kune imwe mari yepamusoro. Iyo inofambira mberi zvikuru kubva kune mubhadhadziro anogamuchira chikwereti kunyange kana chiripo kupfuura mitero inokweretwa.
- Vakwegura uye vakaremara mutero wechikwereti inopiwa kune avo 65 nekure kana kusara pahurema. Inongowanikwa kune avo vari pasi pemutengo wakaderera wemari, zvichiita kuti zvifambire mberi.
- Mutero wechikwereti wechidiki uri kufambira mberi nokuti ndiwo muwandu wakatarwa unoreva zvakawanda kuvarombo.
- Iko mari yekuchengetedza mari yekubhadhara chikwereti inopfuurira munyanzvi nokuti inongowanikwa kune imwe mari yaunowana. Zvinodzvinyirira muzvokwadi nokuti mhuri zhinji dzine urombo hazviiti zvakakwana kuchengetedza chinhu chipi nechipi mune ramangwana.
Mutero weSocial Security wepamusoro wemitero unodzokorora , unopesana nekufambira mberi. Chokutanga, iyo inobhadharwa nemutengo wakafanana, pasinei nemari. Vashandi vanobhadhara 6.2 kubva muzana yemari yavo, asi varimi vemabhizimisi vanobhadhara 12,4 muzana. Zvinotonyanya kukosha, vashandi uye vashandi vebhizimisi havafaniri kubhadhara mutero pane mari yepamusoro pane imwe nzvimbo. Muna 2018, muganhu uri $ 128,400.
Kubviswa kwemitero kunowedzerawo kugadzirisa. Mhedheni yakaderedzwa ndiyo chiyero chakatarwa chinodzingwa kubva pamubhadharo wemari. Ivo vanokosha kune vanobhadhara mutero mubhaketi dzakakwirira. Somuenzaniso, kubhadharwa kwema $ 10 000 kunoderedza mitero ne $ 1,500 kune vanhu vari 15 muzana mutero bhati. Iyo iyo $ 10,000 inokonzerwa inoderedza mitero ne $ 3 500 kune vanhu vari 35 muzana mutero bhati.
Zvikwereti zvinyorwa zvinosanganisira kubhadhara mari, kubhadhara zvikwereti zvevadzidzi, uye nhoroondo dzekuchengetedza hutano. Izvi zvinoita kuti mutero wemari inowanikwa uwedzere kuderera, sezvo varombo vasingakwanisi kuwana mari yakakwana yekuwana mari iyi. Somugumisiro, havakwanisi kutora zvishoma nezvekuderedzwa.
Iyo Inobatsira Sei Kuwanda Kwemari
Kufambira mberi kwemitero inzira yekuwanazve kupiwa mari. Hurumende inoshandisa imwe yemari yemari yemitero pamabasa evarombo kuita kuti America Dream ibudirire. Inoedza kupa mwana mumwe nomumwe mukana wakaenzana wekuita iye oga mufaro.
Obamacare mitero iri kufambira mberi. Vanoona kuti varombo vanogona kutarisira kuchengetedza, zvichidzikisa mari yevanhu vose yehutano. Mutengo wekuchengetedzwa kwekuchengetedzwa kwekuchengetedzwa kwevasina kuvimbiswa inodhura $ 10 mabhiriyoni pagore. Kutarisira kuchipatara kunodhura zvikuru, zvichiita chikamu chetatu chemari yese yeutano muAmerica. Vanenge hafu yevarwere vechipatara (46,3 muzana) vakaenda nokuti vakange vasina imwe nzvimbo yekuenda nayo yehutano. Izvozvo zvinonyanya kukosha kune vasina kuvimbiswa . Iyi inodhura inoshandurwa kune zvikwereti zvemishonga yehutano yehutano uye Medicaid. Kana varombo vachikwanise kutenga inshuwarhu yehutano uye kurapwa, vanowanzogadzirisa kuchengetedzwa. Vanogona kurapwa nokuda kwezvirwere zvisingaperi vasati vave kutyisidzira upenyu. Chigumisiro chacho ndechekuchechera kwehutano hwemunhu wese.
Kufambira mberi kwemitero kunogadzirisa kukwanisa kwevarombo kutenga zvinhu zvezuva nezuva, kuwedzera mune zvehupfumi. Semuenzaniso, chidzidzo che Economy.com chakawana kuti dollar imwe neimwe inoshandiswa pazvigadzirwa zvezvokudya inokonzera $ 1.73 mukutsvaga. Ko $ 1 ingaita sei $ 1.73? Izvo zvinoita kuti chigumbuso chiite. Semuenzaniso, dhora raishandiswa paresitoro rinopa mari. Inobatsirawo kubhadhara mubhadharo wemabharki, vatori vanotora zvokudya, uye kunyange murimi akazvikura. Vanyori, vatori vemotokari, uye varimi vanotenga zvigadzirwa, izvo zvinopa vamwe vashandi. Izvi zvinokonzera kugadzirisa zvinoramba zvichida zvakasimba, kusika kuwedzerwa kubatsirwa. Nekuda kwakasimba, hapana chikonzero chekusiya vashandi.
Mutero wemitero kune vapfumi vane simba rakawandisa. Somuenzaniso, mabhizimisi emitambo inobvisa chete mashekeri makumi matatu nemakumi matatu emari yose inotora mari.