Ndizvo Zvakakunakira Itai?
Kunotsvaga Kunotswa Kunorevei?
Itemizing ndeyekuti zvinonzwika sei-kutaurira yako chaiyo mari yezvipo zvakasiyana-siyana zvekuregererwa kwakagamuchirwa, kuitora imwe imwe chete. Unofanirwa kuchengeta yakarurama yezvinhu zvaunopedza mukati megore, uye iwe unofanira kuramba uchitsigira zvikwereti uye zvinyorwa kuti uratidze kuti izvi zvinodhura zvinowanikwa kana Internal Revenue Service ikambokumbira uchapupu.
Zvinyorwa zvinogona kusanganisira zvinyorwa zvebhangi, check stubs, mitero yemitero yemitero, zvinyorwa zvveshuwarisi, mabhizimisi ezvemishonga, uye kubvuma tsamba dzezvipo iwe waungapa.
Kusiyana pakati pezvinhu zvakakonzerwa neItemised and the Standard Deduction
Inemizingidzo yako yekutengesa maererano nekutaura kuti kubviswa kwemazuva ose ndeye / kana kusarudzwa. Iwe haugone kuita zvose, kunyange iwe unogona kuchinja sarudzo yako gore negore. Mutengo wakatarwa ndiwo mari yakatarwa yakatarwa nemamiriro ekutsvaga kwemunhu.
Kubva mugore ra20177, mutengo wakakwana ndewe $ 6 350 kune vasina kubhadhara mutero nevaya vakaroorana asi vachiisa kudzoka kwakasiyana, $ 12,700 kana iwe wakaroorana uye uchiisa pamwe chete kana iwe uri chirikadzi yakakodzera kana mukadzi akaberekerwa ane mwana akachengeteka, uye $ 9,350 kune avo vanofanirwa kuva mukuru weimba.
Vazhinji vanokwereta vanodaro kubviswa kwemazuva ose.
Apo Unogona Kuda Itemize Kubviswa
Iko kune mubhadhadzi wekubhadhara mutero kuti itemize apo chikamu chezvose zvakasarudzwa kubva kune mumwe munhu zvinodarika kuderedzwa kwakakwana kwehuwandu hwekutsvaga kwake. Kana zvisina kudaro, zvaizoita kuti usanzwisisa-iwe unenge uchibhadhara mitero pane mamwe mari kupfuura iwe waifanira.
Semuenzaniso, kana iwe uri firimu imwe chete uye iwe wakanga uine zvikwereti zvinokwana madhora 7,350 muna 2017, iwe unenge uri nani kuenda kune dambudziko reitemizing nokuti izvi zvinotora $ 1 000 kubva pamari yako inotengesa kudarika $ 6350 kuderedzwa kwerodi. Asi kana iwe uchikwanisa kuva mukuru weimba, iwe unoguma uchibhadhara mitero kune $ 2 000 kana iwe ukaita-iyo kusiyana pakati pe $ 7,350 muzvitsauridzo zveiyo uye zvakaderedzwa zvayo zve $ 9,340 zvaunenge uine kodzero yekudaira nekuda kwechimiro ichi chekuisa.
Asi pane chinogona kukanganisika pakatarisa. Mutero Wemitero uye Jobs Act iyo Congress iri mukugadzirisa kudarika kubva munaDisemba 2017 ingashandura zvakanyanya kuderedzwa kwakakwana kwegore ra2018. Imba yeVamiririri inoda kuwedzera kukodhirwa kwema $ 12,200 kumatare ega, kusvika $ 18,300 pamisoro ye mhuri, uye kusvika $ 24,400 kune vakaroorana vakaroorana vanowedzera kubatanidzwa. Senate iri mubhappark imwechete: $ 12,000 pamatafura asina kukwana, $ 18,000 kune vakuru veimba, uye $ 24,000 kune vakaroorana vakaroorana vanobatana pamwe chete.
Kana Mutero Wemitero uye Jobs Act wakapfuudzwa uye isayinwa kuva mutemo, inogona kuitika muna 2018. Zvinoda kuti zvigadziriswe zvakanyanya kuti zvive kupfuura zvitsva izvi zvitsva.
Apo Muteresi Anofanirwa Itizeze Kubviswa
Dzimwe nguva sarudzo yekuti itemize kana kuti kutora kubviswa kwemazuva ose hakusi mumaoko ako. Vakaroorana vanotora faira dzakasiyana-siyana dzinofanirwa kubhadhara mumwe nomumwe anoshandisa nzira imwe chete. Vose vanofanira kutora mutengo wakakwana kana ivo vose vanofanira kuitemize, saka kana mukaroorana wako achida, unoramba uchiita saizvozvo uye kunze kwekuti iwe unogona kumuita kuti achinje pfungwa dzake.
Vagari vasiri vagari vemo vanofanirwa kuti vaite. Havana kukodzerwa kutora mutengo wakakwana.
Ndezvipi Zvinogona Kuverengerwa?
Nhamba yezvinyorwa zvinokodzera zvakakwana zvakakwana, uye kukwana kunoshanda kune vamwe vavo. Kazhinji, iwe unogona kutora zvitsva zvakakosheswa mumatambudziko akatevera, asi dzimwe dzei dzinogona kuchinja zvakare pasi pemutemo unenge wakamirira. Uye urongwa uhwu hahuna huwandu. Pane zvishoma zvishoma, zvishoma zvishoma zvinoshandiswa zvakaderedzwa.
- Chiremba uye mazino emari (angangobviswa neThe House shanduro yeRhafu Cuts uye Jobs Act, asi akawedzerwa pasi peSeneat's proposed version)
- Mutemo uye hurumende yemitero yepamusoro (iyo inogona kubviswa neIndaneti neSenate zvinyorwa zveMitengo yeKutora uye Jobs Act)
- Imba yemitero (yakagadzirirwa pa $ 10 000 neyeNyaya neSeneate shanduro yemutemo unenge wakamirira)
- Imba yekutora chikwereti (yakagadzirirwa pamatokwereti emitengo ye $ 500,000 neImba yeGwaro reMitero uye Jobs Act; sangano reSeneti rinowana kubhadhara uku asi rinopedzisa kuti riwane chikwereti chete, kwete chikwereti chechikwereti sezvakaitika kare)
- Zvipo kune rudo
- Kuparara kana kurasikirwa (zvingave zvichibviswa neRhafu Cuts uye Jobs Act)
- Kusagadziriswa mushandi mari
- Mutero wekugadzirira mitero
- Kubhadhara mari uye mari
Zvokurapa uye mazino emari zvinosanganisira mari yemishonga yeinishuwarenzi chero bedzi mubatsiri wako asingakubatsiri iwe, pamwe chete nedzimwe mhando dzakakodzera yekurapa uye yekurapa mazino. Asi iwe unogona kungotora chikamu icho chinopfuura 10 kubva muzana yemari yako yakashandurwa yakawanda muna 2017.
Izvi zvinoreva kuti kana AGI yako iine $ 55,000 uye iwe uine $ 7 500 mukubhadhara mari yekurapa, kukodzwa kwako kwaizove kuri $ 2,000: mari inopfuura $ 5 500 kana 10 muzana ye AGI yako. Shanduro yeSeneti yeRhafu Cuts uye Jobs Act inogona kuderedza muganhu uyu kusvika pa7,5 muzana, asi kwemakore maviri chete.
Zvimwe Zvimwe Zvishoma Pamusoro peKutsvaga Kwakaitwa
Kubviswa kwetemikisi kunowedzerawo apo AGI yomubhadhara anopfuura mimwe miganhu zvichienderana nehuwandu hwekutsvaga kwake. Iyi miganhu dzimwe nguva inonzi Pease zvisingakwanisi nokuti Munyori Donald Pease akatanga kutumira mutemo unovapa zvakare muna 1990.
| Zve 2017 , Zvinyorwa zveImiemized Tanga kuGadzira Phase Apo AGI Inosvika | |
| Mamiriro ekudesa | Kugadziriswa Gross Income Threshold |
| Vakaroorana vachifambidzana pamwe chete uye chirikadzi inokodzera (er) | $ 313,800 |
| Vakaroora vachidhura zvakasiyana | $ 156,900 |
| Musoro weimba | $ 287,650 |
| Single | $ 261,500 |
Izvo zviyero zvese zvakakonzerwa nemitambo iwe unogona kutora zvakaderedzwa kana AGI yako inopfuura chikamu chekutsvaga kwako. Kuderedza kunenge 3 muzana yemari iyo AGI yako inodarika chikumbaridzo kana 80 muzana yemabhadharo ako ose akawanikwa, chero zvishoma. Iwe haufaniri kuisa zvigadziriswa zvinotarisirwa pamari yezvechiremba, chido chekutsvaga mari, kuurawa kana kurasikirwa kwebasa, kana kubhejera kurasikirwa paunenge uchiverenga 80 muzana yehuwandu-zvichida kusvika muna 2017. Izvi zvinogona kuchinja zvishoma nemutemo mutsva wemitero naizvo.
Iwe unogona kuverenga kuyerwa kwezvikwereti zvakashandiswa kuburikidza uchishandisa "Pepa Rokushandura Rakashandurwa - Rwizi 29" rinowanikwa papeji A-13 yeMirayiridzo yeChechi A.
Mitemo yemitero inoshanduka nguva nenguva uye ruzivo rwuri pamusoro harungaratidzi kuchinja kwezvino. Ndapota sangana nemudzidzisi wezvemitero kune mazano akawedzerwa kusvika kune rimwe. Mashoko aya ari munyaya ino haatauri semazano emitero uye haisi kutsiva mazano emitero.
Yakarongwa naBeverly Bird