Chii CD?
CD ine chigadziro chinosunungura mari yako pane imwe nguva yekutarira kwechimwe nguva.
Inharaunda inofarira inowanzokwirira kupfuura yekodha yekuchengetedza kwekodha kana yekodha yemari yemari , sezvo iwe usingakwanisi kuwana mari yekureba kweCD. Kazhinji, CD ndiyo nzira yakachengetedza yekuchengetedza mari yako sezvo chiyero chekudzoka chakanyanya kuderera pane account. Kana iyo CD yakawanda yakakwirira kwazvo, inogona kunge isingasviki mari, asi pamakore gumi apfuura CD yakawanda yakaramba ichiderera.Dhiyo yeCD inowanikwa muzvikwereti zvinokonzerwa nehurumende yehurumende.
Ndirini Ndinofanira Kushandisa CD?
Unogona kufunga kuisa CD kana uchiziva kuti iwe uchange uchishandisa mari mune imwe nguva uye haufaniri kuifambisa pakarepo. Zvisinei, izvi zvinowanzoitika kwenguva pfupi. Kana iwe uri kutarisa makore anopfuura mashanu unofanira kufungisisa mutengo wemari . Kana uri kutarisa nguva shoma iwe unofanirawo kufunga nezvemari yemari yemari. Dhidhi yeCD haizokwira kana zvikwereti zvinotanga kukwira asi iyo yemari yemari yemari ichaita.
Kana zvikwereti zvinowanikwa zviri pedyo zvingave zviri nani kuenda nemari yemari yemakethe, nokuti chido chekufarira chinokasiyana maererano nemusika.
Ndeipi Dambudziko rine CD?
Chimwe chezvipingamupinyi chikuru zveCD ndechokuti iwe haugoni kuwana mubairo nehuwandu hwekutengesa. Kuwedzeresa kana iwe uchida kuwana mari iyo CD isati yakwana, iwe uchabhadhara zvikwereti uye kutora mari yekutanga.
Kana uri kufunga nezvekuvhara IRA iyo CD, unenge uri nani kuenda neIRA yakabatanidzwa kune mutual funds. Paunenge uchisarudza CD, uri kusarudza chigadzirwa chinogona kuchengetedza mari yako yakachengeteka, asi kwete kwete kubatsira kuti ikure. mitemo yeDICIC inoshandiswa kumaCD, uye kana uine mari inodarika madhora 250 000 mubhangi, chero mari yakawanda pane iyo haigoni kuvimbiswa. Iwe unogona kutarisa kushandisa CD yepamusoro sechigadziro chekuchengetedza mari yako yekukurumidza . Neine maCD mashoma, iwe unogona kunge usina kunyange mari yako kukura pamwero wekupera.
Ndezvipi Zvinhu Zvandinofanira Kutsvaga muCD?
CDs dzine zvisarudzo zvakasiyana pazvinouya pakubhadhara chikwereti pane account. MaCD akawanda achaisa chikwereti kune imwe yezvinyorwa zvako mwedzi wega wega kana wega roga. Mamwe maCD achawedzera chikwereti kumashure kweCD kana kubhadhara chikwereti pakuguma kweCD. Uyezve, mamwe maCD achazongoerekana apinda muCD itsva pane yazvino yemari. Kana izvi zviri izvo, iwe unofanirwa kuisa musi wekarenda yako kuitira kuti iwe unogona kuitora uye uiise muhutano huri nani hwekutsvaga. Paunenge uzarura nhoroondo, bvunza vamiririri vebasa rekutengesa kuti vakuudzei nezvemhando dzakasiyana dzavari kupa.
Ndezvipi Zvimwe Zvimwe zveCD?
Kana uri kushandisa CDs nokuti unenge uine mari yekuisa mari mumusika, ungave uchida kufunga kusarudza mutengo wemari unoparadzira njodzi pamusoro pezvikwata zvakasiyana-siyana.
Izvi zvinoderedza ngozi yako, asi kukupa muzinga wekudzokera. Mumwe mupi wezano wezvemari anogona kukubatsira kuti uwane mikana yakanakisisa iyo icharatidza kunyaradzwa kwako kwekuita njodzi. Iwe unogona kutarisa kune dzimwe nzira dzakadai se annuities kana zvisungo sekusarudza kukura mari yako. Zvisinei, CD inogona kuva yakasarudzo yakanaka kana uri kutsvaga nzvimbo iri nani yekuisa mari yako nekuda kwekuchengetedzeka kwekodha mari yekutora mutengo .