Mari Inofanirwa Kuita Mari Inofanira Kuiswa Taxed Kupfuura Basa Rokuwana?
Sezvo kurasikirwa kukuru kunowanikwa apo iwe unotengesa zvinhu zvishoma kudarika mutengo wepakutanga. Imwe kurasikirwa kukuru kunogona kushandiswa kukanganisa mari inowanikwa pamutero wako wekudzokera.
Inoshandiswa kuderedza mutero wemitero yaunobhadhara.
Musoro unowanikwa mutero unongowanikwa chete kana uchitengesa iwe wekutsvaga. Semuenzaniso, iwe hauchazobhadhara chero mutero apo pfuma inowanikwa inowanikwa mukati mepapoti yako. Kana uchangotengesa zvikamu, purofisi yako inofanira kuonekwa pamutero wako wekudzokera. Ndiko apo iwe unobhadhara mutero pairi pamutengo mukuru wekutsvaga.
Nguva Yenguva Pfupi Kupfuura Nguva Yenguva Yakawanda Imari
Hurumende yehurumende inobhadhara mari yose inowanikwa. Nenguva pfupi inowanikwa kubudirira kana kurasikirwa kunoitika kana iwe uine pfuma yegore kana zvishoma. Nenguva yakareba pfuma inowanikwa kana kurasikirwa kunoitika kana iwe uchiitengesa mushure mokunge uine iyo kwenguva yakareba kupfuura gore rimwechete.
Nguva pfupi inowanikwa muhomwe ine yepamusoro yepamusoro mutero kudarika nguva yakareba yekuwana mari. Yakaitwa nemaune kuodza mwoyo nguva shoma. Kutengesa zvikwereti nezvimwe zvinhu zvinowanzoita kuti kuwedzerwa kushambadzira uye kuve pangozi. Izvo zvinodhurawo zvakawanda mumitengo yekutengesa kune vashandi vezvemari.
Mutengo Wemahara Mitengo
Nguva pfupi-pfupi inowanikwa mubhadharo mutero. Zvose zvishoma zvishoma zvinowanikwa mubhadharo zvinotererwa pamutero wako wenguva dzose.
Kubva pamutero wekuteresa, kazhinji zvinonzwisisika kubatisisa kuzvipuriko kwemakore anopfuura.
Yenguva yakareba inowanikwa mubhadharo mutero. Mutero wekubhadhara wakabhadharwa pamutengo mukuru wemari unobva pane bhajiro yemutero. Vaya vari 10 muzana uye 15 muzana yekubhadhara mari yekubhadhara vanobhadhara zero mari inowanikwa mutero.
Avo vari muhomwe yepamusoro yebhadharo vanobhadhara 20 muzana.
Kubva muna 2017, mutero wepamusoro wekero waiva 39.6 muzana. Mutero Wemitero uye Jobs Act inoshandura huwandu hwemutero wemutero kusvika ku37 muzana yemakore emitero 2018-2025.
Muna 2013, the Affordable Care Act yakasimudza maitiro emakore akawanda ekuwana mari. Kuwedzera kwacho kunomira muna 2018. Inoshanda kune vasinales vanoita zvinodarika madhora 200 000 pagore, vakaroorana vanowirirana pamwe chete vanowana mari inopfuura madhora 250 000 pamwe chete, uye vakaroorana vanoparadzanisa vari voga vanowana mari inopfuura $ 125,000 pagore.
Vanofanira kubhadhara mari yehuwandu hwehupfumi hwemari (3) nehuwandu hwe (a) mari yekutsvaga mari yakadai sezvikamu uye zvikwereti zvitsva kana (b) kugadziriswa mari yakawandisa iri pamusoro pechikumbaridzo.
Mutero weOobamacare unoshandawo kune mari inowanikwa kubva mukutengesa imba kana imwe nzvimbo yekutengesa kumunhu oga oga kune avo vanowana pane chikamu. Uyezve, kubudirira kukuru kunofanira kuve kwakakura kudarika $ 250,000 (singles) kana $ 500,000 (vakaroorana).
Mumwe nomumwe anopa 15 muzana mutero pamusoro pekuwana mari.
Nguva yakareba inowanikwa muzvikwereti , zvakadai sematampu, mari, nemidziyo inokosha, inotengesa pa 28 muzana.
Capital Losses
Vateresi vanogona kutaurira kukanganisa kwemari pamatambudziko emari, zvakadai sekubatana mari , mashizha , kana zvisungo. Vanogonawo kududzira kurasikirwa pamatambudziko akaoma dai vakanga vasingabatsiri pachedu.
Izvi zvinosanganisira zvakadai semasimba, zvigadzirwa zvemidziyo, kana kuti zvibatanidzwa. Kurasikirwa kweguta guru, kana nguva shoma- kana kwenguva refu, kunogona kukanganisa zvishoma nezvishoma kwenguva refu.
Kana iwe uine pfuma yakareba kwenguva yakawanda kudarika nguva yako yakareba yekurasikirwa, iwe une mukana wekuwana mari. Ko kana iwe uine mambure akareba kwenguva yakawanda, iwe uri pasi pemutsetse wako kwenguva pfupi kurashikirwa kwekuhomwe? Ipapo unogona kushandisa kurasikirwa kwenguva pfupi kubvisa pfuma yako yakareba.
Iwe unogona kushandisa mvumo yekuwana mari yekurasikirwa kubvisa mamwe mari, akafanana nemari. Asi izvi zvinongodaro kusvika kumuganhu wegore negore we $ 3,000, kana $ 1,500 kune avo vakaroorana vanyore zvakasiyana. Chii chinoitika kana kukwana kwako kwekukwereta kwemari kunodarika chikamu chegore negore pamusoro pekurasikirwa kukuru kwekurasikirwa? Kana iwe usingakwanisi kushandisa zvose zvako kurasikirwa mugore rimwe chete remutero, unogona kutakura chikamu chisina kushandiswa mberi kune gore rinouya rekutere.
Iyo Inobatsira Sei Kuwanda Kwemari
Zvidzidzo zvinoratidza kuti makumi manomwe kubva muzana emari inowanikwa inowanikwa kuvanhu vari kumusoro 1 muzana yemari inowanikwa.
Munhu wese anochengeta zvinhu zvake mumabhadharo akaremerwa nemitero akaita 401 (k) s uye IRAs. Izvi zvinoumba mutero wekubhadhara kwepamusoro 1 muzana. Vaya vanorarama kubva mune mari yekusimwa havambobhadhari vanopfuura 20 muzana mumitero, kunze kwekunge vatora mari kubva kune zvinhu zvakachengetwa kwepasi pegore rimwe chete. Ichokwadi ichokwadi pasinei nemari yakawanda yavanowana.
Izvi zvinoshanda kunyange kune hedge fund mameneja uye vamwe paWall Street vanowana 100 kubva muzana yemari yavo kubva muzvikwereti zvavo. Mune mamwe mazwi, vanhu ava vanobhadhara mutero wepamusoro wemutero kune mumwe munhu ari kuita $ 40,000 pagore.
Izvo zvine migumisiro miviri. Kutanga, inokurudzira kutenga mari mumusika wekutengesa, pfuma, nezvimwe zvinhu, izvo zvinoita kuti bhizimisi riwedzere.
Chechipiri, inogadzira kusaenzana kwemari yakawanda . Vanhu vanorarama kubva mune zvekutsvaga mari vanowanzowa muboka rakapfuma. Vanga vane mari yakakwana yekuwana muhupenyu hwavo kuisa parizvino nekuda kwemari inobereka kudzoka kwakanaka. Mune mamwe mazwi, vaisafanira kushandisa mari yavo yose yekubhadhara zvokudya, pokugara, uye utano.
Izvo Zvitsva zveMitero neMabasa Act zvichaisa vanhu vakawanda kune 20 muzana kwenguva refu-inowanikwa mubhadharo mutero. Sei? IRS inogadzirisa mabheji emitero yegore roga roga kuti ibhadhara zvekutengesa. Asi ivo vachamuka zvishoma nezvishoma kupfuura munguva yakapfuura. Mutemo unoshandiswa kune yakasungirirwa mutengo wekodzero. Nokufamba kwenguva, izvozvo zvichaita kuti vanhu vakawanda vave mabhakisi emitero yakakwirira.
Capital Gains Tax Rate History
Iyo yakareba kwenguva refu inowanikwa mubhadharo yemutero haisi nguva dzose yakafanana. Itafura inotevera inoratidza nhoroondo yemari inowanikwa mubhadharo inoshandiswa pamari inowanikwa mubhadharo yakakwirira kwazvo:
| Gore | Mutero Wemitero | Zviitiko |
| 1913 | 15% | Pamberi pa1913, 90% yemari yose yakabva kune doro uye fodya yemitero. |
| 1917 | 67% | |
| 1918 | 77% | |
| 1919 | 73% | WWI |
| 1922 | 12.5% | Mutero wekodhi wakabatanidzwa kuhomwe yemisika |
| 1934 | 31.5% | |
| 1936 | 39% | Hike yakadzorerwazve kuora mwoyo |
| 1938 | 30% | |
| 1942 | 25% | Revenue Act ya1942 |
| 1968 | 26.9% | |
| 1969 | 27.5% | |
| 1970 | 32.21% | |
| 1971 | 34.25% | |
| 1972 | 36.5% | |
| 1976 | 39.875% | |
| 1979 | 28% | Dzoka kubvisa chikwereti chakakura. |
| 1982 | 20% | Recovery Act ye 1981 |
| 1987 | 28% | Mutero Reform Act wa 1986 wakaderedza mutero wemari kusvika kune 28% kubva 50% |
| 1991 | 28.93% | |
| 1993 | 29.19% | |
| 1998 | 21.19% | Clinton akadzikisa iyo kuwedzera EITC |
| 2003 | 16.05% | JGTRRA |
| 2006 | 15% | |
| 2008 | 15% | |
| 2010 | 15% | |
| 2013 | 20% | Obamacare mitero inowedzera 3.8% mutero kune dzimwe nguva yakawanda inowanikwa mari kune avo vane mari inopfuura $ 200,000 pagore. |
| 2014 | 20% | |
| 2018 | 20% |
Kubva: TaxFoundation.com