Kugadzirira Mitero Mitsva Deduction

Zvakakosha Here?

Nguva yemitero inogona kuunza yakaipisisa muvanhu, uye kwete kwete nekuda kwezvavanogona kuguma vachibhadhara IRS. Iyo nzira yekugadzirira kudzoka inotyisa. Zvose izvozvo. Zvose izvo zvidzidzo. Tarisa chokwadi chako nematafura, wozoongorora zvakare.

Sei usingaiti nyanzvi kugadzirira mitero yako kwauri? Ingoendesa basa kune mumwe munhu asingazogoni kuora musoro kubva kuitora. Zvechokwadi, inodhura mari, asi izvozvo hazvifaniri kunge zvinodzivisa nokuti mutengo wekubhadhara nyanzvi yemutero kuti ugadzirire mutero wako wekubhadhara unoderedzwa .

Chii Chaungabudisa?

Kubviswa kwako hakusi kwekubhadhara kune mari inobatanidza nekuva neunyanzvi hwemitero kugadzirira kudzoka kwako. Iwe unogona zvakare kubvisa mari yakafanana nekutenga mitero yemapurofisi, mazano ekugadzirisa mitero, uye mumiririri wezvekuongorora kwezvemitero, zvikamu uye / kana kupfurwa kwemhosva. Vateresi vemabhizimisi vanogona kudhara mari yavo yekugadzirira mitero semabhizimisi mari.

Kana ine chokuita nemitero uye iwe unobhadhara zvimwe kuti ikubatsire iwe, inowanzobviswa. Heano mienzaniso mishomanana:

Nguva uye Nzira Yokubvisa Sei Kuda Kwekubhadhara Mutero

Tichifunga kuti iwe wakashanda unyanzvi kune zvimwe zvikonzero uye uri kugadzirira kudzoka kwako, iwe unofanirwa kuziva kuti iwe unoti kuderedzwa.

Mari yekubhadhara mazano emitero inofanira kuderedzwa mugore rimwechete iyo mari inobhadharwa. Kana iwe uchipa mumwe munhu mazano ane chokuita nekudzoka kwako kwe 2016 muna 2017, iwe unoda kubhadhara kubviswa kwako muna 2017 kana iwe wakamubhadhara.

Hezvino izvo IRS inotaura nezvekutora kudhakwa muParidzi 529, Zvimwe Zvitsva:

"Bvisai mari yekugadzirira purogiramu yemitero inobatsira purofiti kana kurasikirwa kubva mune bhizinesi (Purogiramu C kana C-EZ), zvikwereti kana mari (Purogiramu E), kana mari yepurazi nemari (Firimu F) pane purogiramu yakakodzera. sarudzo yekudzoka pane Purogiramu A (Fomu 1040), mutsara 22, kana Fomu 1040NR, Purogiramu A, mutsara 8. "

Mune mamwe mazwi, mari yehutori yekugadzirira mitero inogona kuderedzwa munzvimbo dzinotevera pakudzoka komunhu oga:

Pamusoro pezvinhu izvi zvakasiyana-siyana zvinodonhedzwa

Iwe unofanirwa kuita itemize kuti utaure kubhadhara uku kana iwe usingabatanidzi mukurima, iwe hausi muridzi weimba, kana iwe hausi wekuzvishanda, saka iwe une sarudzo yekuita.

Iwe unogona kuti itemize kana kuti utaure kubhadhara kwakakwana kwehuwandu hwako hwekutsvaga, asi haugoni kuita zvose zviri zviviri.

Ngatiti iwe hauna kuroora uye hauna vatsigiri. Iwe unogona kuisa semunhu aripo chete kuti iwe uwane kodzero yekuderedzwa kwema $ 6 350 mu 2017. Saka, iwe unoda, saka, unoda $ 6 351 muzvikwereti zvakagadziriswa kuti uratidze basa rinobatanidzwa, uye kunyange zvakadaro zvingave zvisina kukodzera iyo wedhora rinopfuura.

Nzira uye Mitemo yeItemizing

Itemizing zvinoreva kusungira zvese zvinodhura mari yako yegore rekutere. Mari yako yekugadzirira mitero inongova imwe chete yayo. Iwe unogonawo kutora zvinhu zvakadai semipiro yezvipo, kutora chikwereti chinowanikwa, mari yezvokurapa, mamwe mabasa-ane chokuita nemari uye nyika uye mitero yemunharaunda yawakabhadhara. Paunowedzera zvose izvi, huwandu hunofanira kupfuura kudarika kwako kwakakwana.

Kana zvisina kudaro, iwe unopedzisa kubhadhara IRS kupfuura iwe.

Zvinoratidzika zviri nyore pamusoro pepamusoro, asi zvino zvinowanzova zvakaoma zvikuru. Iwe haugoni kubvisa zana kubva muzana yezvinhu zvose izvi. Vamwe vanogona kugadziriswa zvikwereti zvakapetwa mari. Semuenzaniso, iwe unogona kungotora chikamu chemari yako yezvechiremba uye mazino anodarika 10 muzana ye AGI yako. Saka kana iwe uine $ 5,000 muzvikwereti zvekubhadhara uye mari yako yakashandurwa yakawanda ndeye $ 52,500, 10 muzana yeAAGI yako inosvika $ 5 250. Iwe haungakwanisi kutora mari iyi nokuti 10 muzana ye AGI yako yakawanda.

Uye apa pane imwe kubwinya: Mari yako yemutero inowanikwawo pachikumbaridzo, mune izvi, 2 muzana ye AGI yako. Iwe unogona kungotora chikamu chemari yako yakawanda inodarika ichi. Zvechokwadi, iwe unogona kuwedzera kune imwe mimwe mitero yakasiyana-siyana yaungave nayo, asi mutemo iwoyo unoshanda. Muchiitiko ichi, iwe unoda mari inopfuura madhora 1,050 muhomwe zvakasiyana-siyana zvakabviswa kuitira kuti iwe unogona kutora chikwereti pamusoro pemari iyi. Kana iwe usina zvimwe zvakasiyana-siyana zvakabviswa, iyo yakawanda mitero yekugadzirira mitero kana software.

Pakupedzisira, iwe unofanirwa kubhadhara mumwe munhu kuti aone kana zvakakosha kuti utaure kubviswa.