Mazano Edzimba Yebasa Mitero
"Kana mhuri inobhadhara mushandi we $ 1,900 kana kupfuura mugore rekarenda, zvino ivo vari mumutemo vashandi vashandi nevashandi, uye vanofanirwa kuchengetedza Social Security neMedare uye kubhadhara vatengi vemitero," anodaro Eva MacCleery, nyanzvi yemitero yemanny, uye mutungamiriri wevashandi veCall.com HomePay.
Iyi $ 1,900 chibvumirano inoshandiswa kwegore regore ra2015. Gore ra2016, chikumbaridzo chiri $ 2,000. MuTeresi Topic 756, IRS inonyora kuti:
"Kana iwe uchibhadhara mari yemari ye $ 2 000 kana yakawanda muna 2016 (iyi chikumbaridzo inogona kuchinja gore negore) kune umwe mushandi weimba, iwe kazhinji unofanira kuchengetedza 6.2% yehupfumi hwevanhu uye 1.45% yeMedarere yemitero (inenge 7.65% ) Kubva pamari yose yemari yaunobhadhara kune iyo mushandi.Uye unofanirawo kubhadhara chikamu chako chekuchengetedzwa kwevanhu uye Medicare mitsara, iyo inowanikwawo 7.65% yemari yemari. (Cash mubhadharo inosanganisira mibairo iwe unobhadhara nehokeri, mari yekuronga, nezvimwewo) Kana pasina iwe unoshuva kubhadhara chikamu chako chomushandi wehutano hwemagariro uye Medicare mitero kubva pamari yako pachako, iwe unofanirwa kuchengeta 7.65% kubva pamubhadharo wega wega wemari yemari yaunoita. "
Ndiko Kubatsira Kwako Kupa Mushandi?
Nzira yakanakisisa yekuona kana iwe uri mutoro wekubhadhara mitero yemabasa emhuri, MacCleery inopa zano, kuzvizvibvunza mibvunzo mitatu inotevera:
- "Ndeapi maitiro evaranda vari kuita, ndeyemamiriro ezvinhu emhuri?"
- "Ndiani anotonga nzira iyo basa iri riri kuitwa?" uye pakupedzisira
- "Ndichabhadhara munhu uyu 1 900 $ kana kupfuura kwegore?" ($ 2,000 nokuda kwe2016)
Kutsanangura "Mamiriro Edzimba"
Basa re "imba yemhuka," rinosanganisira mabasa akaitwa mune zviitiko zvinotevera:
- Kubysitting,
- Caretaking,
- Imba yekuchenesa,
- Vashandi vemumba,
- Chauffeurs,
- Kutarisira kwehutano hwemukati,
- Kuchengetwa kweimba,
- Nannies,
- Vanachiremba voga, uye
- Yard vashandi.
Iwe unotungamira zvakadini pane basa iro unyanzvi hweimba yako hunoita mumba mako? Iko mushandi ari kuita mavhisi mubasa rakazvimiririra kana kushanda semushandi here? Ndiani anotonga basa?
"Mushandi ndiye mushandi wako kana iwe ukakwanisa kudzora kwete chete basa ripi raitwa, asi kuti raitwa sei," IRS inoti muPublication 926, Mutero weVashandi veMhuri. MacCleery inotsanangura, "iwe muridzi wemba iwe kana iwe une kodzero yekudzivirira nguva, kupi, sei, uye kuti ndiani basa racho rinofanira kuitwa."
Kana zvisina kujeka kana mushandi ari mushandi kana muchengeti akazvimiririra, "iwe unogona kuva ne IRS kukupa mutemo wakarongeka," anodaro MacCleery; "iwe unogona kuzadza Fomu SS-8 inopindura mibvunzo 20, uiendese kune IRS inotsanangura maitiro ebasa racho, uye IRS ichadzoka kwauri nekutonga kwakarongeka."
Nzira yekugadzirisa basa reMhuri Mitero
Kana mhuri dzichibhadhara vashandi vemhuri $ 2 000 kana kupfuura gore rose (muna 2016), "vane mabasa akafanana nebhizimisi," MacCleery inoti.
"Mushandi anozadza W-4 ; mhuri inorega mitero, inopa paystubs, [uye] inokanda mitero pamigumisiro yega, sebhizimisi."
Danho 1: Ita Budget
Bhijheta ichafungisisa zvose zvinotarisirwa nekushandisa vashandi veimba. Izvi zvinosanganisira kubhadhara kwakadzama pamwe chete nemushandi-chete mutero. Iwe unogonawo kuda kubvisa chero mitero yemitero, yakadai sekuchengetedza kuchengetedza kushandiswa kwemari yekushandisa mari kana mwana uye mutero wekutarisira mutero wechikwereti .
Danho rechipiri: Isa Chibvumirano Chebasa Nevashandi veMhuri.
Pane chibvumirano chemuenzaniso paSite.com HomePay site pa https://www.care.com/homepay/sample-nanny-contract-1309060137
Danho rechitatu: Nyora ne IRS neHurumende
Iwe uchada kugadzirisa chero upi zvake wemari uye yebasa rekatekeri. Iwe uchada nhamba yeunoshandisa vashandi kuitira kuti mitero yako yemitero ishandiswe zvakanaka.
Danho 4: Isai Mhemberero
Izvi zvinosanganisira nguva dzekubhadhara (zvakadai sevhiki nevhiki, biweekly, kana semwedzi-mwedzi), kuisa software yebhadharo rekubhadhara, uye kugadzirisa direct deposit uye nzira dzekutora paystubs. Mitero inoshandiswa inoshandiswa pamwedzi wechina. Pakupera kwegore, mhuri inopa Fomu W-2 kune vashandi kuti vanyore mari yavo yegore negore uye nekutora mari. Uye pakupedzisira, Purogiramu H inowanikwa neFomu 1040 kuti inopfupisa mutero webhadharo wegore negore. Mhuri inogona kukwereta muteikari kuti avabatsire kuisa mari yavo yekubhadhara uye kugadzirira zvinyorwa zvavo gore rese.
Nhanho 5: Girai kumagumo
Deadline "yakagadzirirwa kune mumwe nomumwe mutengi," MacCleery inoti. IRS uye "dzimwe nyika dzinoda kubhadhara mitero kakawanda apo mitero inobhadhara yakawanda." Pane zvipfeko zvekubhadhara mitero uye nguva dzekutsvaga kutora zvadzo. Ratidza kuti ndezvipi zvinopera zvinoshanda kumamiriro ako ezvinhu.
Maitiro Edzimba Basa Rekubhadhara Mubhii
Mitero yemabasa emhuri inobatsira mushandi "nokuti iye zvino ane nhoroondo yebasa," MacCleery inoti. Mushandi anova "ane kodzero yekuwana zvikomborero zvinokosha zvakadai seSocial Security neMedarere paanenge asisina mari, uye kusashaya basa kana akaregererwa pamusana pemhosva yake." MacCleery inotaura kuti vashandi vekumba vanofanirwa nehutano inshuwarheni muhurumende shanu, vachipa vashandi kubhadhara kana vasingakwanisi kushanda nekukuvara kana kurwara.
Batsiro kuMushandi - Kuderedza Dambudziko uye Kurangwa
Pfungwa huru yekubhadhara vashandi veimba yako zvakanaka ndeyokuti vashandi veimba vanoderedza dambudziko ravo rekuongorora, kusanganisira vashandi vekushaya misarudzo.
Chii chiri pangozi? Chimbofunga izvi zvinofungidzira: funga kuti mhuri inonyadzisa vashandi vavo sevashandi vanozvimirira uye inopa mushandi 1099-MISC pane W-2. "Mhuri dzinonzwa sevari kuita chinhu chakanaka kuburikidza kushandisa fomu yemitero," yakadai se1099-MISC, MacCleery inoti, "asi zvino mushandi anofanira kubhadhara zvikamu zviviri zveFICA.Kana mushandi ari mushandi iye zvino mhuri vanofanira kunge vari kubhadhara mugove wavo weFICA pamwe nemitero isingabhadharwi. "
Mahofisi ehurumende anobata pamwe ne IRS pamusoro pevashandi vekushungurudza matambudziko. Saka kana imwe sangano inopera mhepo yevashandi kusaruramiswa sevashandi vanozvimiririra, vanogona kugovera ruzivo neimwe sangano kuti vashandire pazviitiko izvi pamwechete. "Zvatinoona ndezvokuti mushandi anorasikirwa nebasa uye anoenda kuisa inshurensi yehurombo." Hurumende yezvematongerwo enyika haisati yanyora (zvekuwana mari), saka (() nyika inobvunzurudza nemhuri, uye mhuri inofanira kutora mutero wakadzoka zvakare kudzoka, "MacCleery akatsanangura.
Batsiro kuMushandi - Miti Inobatsira Mitero
Asi pane chimwe chibatsiro kune vashandi veimba. "Kuwedzera kune rugare rwepfungwa, vangave vakakodzera kuwana chikwereti chemutero," MacCleery inoti. Vashandi veimba vanogona kutora mwana wacho uye anotarisira mutero wechikwereti pamutero wavo 1040. Kune vateresi vane mari yakawanda yakagadziriswa inopfuura $ 43,000, chikwereti chekuchengetwa kwevana chinofanirwa ne20% yemari yekuchengetwa kwevana, neine mvumo yekukwereta mari ye $ 600 yemhuri dzine mwana mumwe kana $ 1,200 yemhuri ine vana vaviri kana kupfuura.
Uyezve, kana mubhadharo ane mari yekuchengetedza kubhadhara mari kubasa ravo, vanogona kugadzirisa kusvika ma $ 5,000 emari yemutero musati mutevedzeri kuburikidza nekodzero yekuchengetedza kushandiswa kwemari yekushandisa.
Iye zvino, idzi mbiri dzemitero dzakabatana dzakabatanidzwa pamwe chete. Kune vateresi vane ruzivo rwehutano hwakatarwa FSA, sarudzo yakasarudzwa ndeyekuwedzera maitiro avo ekuchengetedza kwavo FSA ($ 5,000). Kana muteresi ane vana vaviri kana kupfuura, vangashandisa mari inotevera $ 1 000 yemari yekuchengetwa kwemwana sechikamu chemutero wavo wekutarisira vana, zvichiita $ 200 mutero wechikwereti.
"Ndiyo yakaparadzanisa zvakanyanya," MacCleery inoti; "Chengetedzei nenzira iyo kana mhuri iine vaviri kana vakawanda vakatarisa.Kana zvisina kudaro, bheji yakanakisisa ndeyokushandisa $ 5,000 kubhuku rekuchengetedza rekuchengetedza uye kusatora chikwereti chekuchengeta mwana.Kana pane chimwe chikonzero iwe hauna kuwana munhu anovimba naye nhoroondo yekutarisira, saka iwe unogona kudonha pachikwereti chekuchengeta vana pachako. "
"Hazvina mari inodhura kubhadhara zviri pamutemo iwe paunotora zvose zvinokonzerwa nemitero," MacCleery akati.
Imba yeAkasa Imba Link Link:
Pane IRS.gov Website
- Zvinyorwa 926, Mutero weVashandi veMhuri
- Imisoro yeTero 756, Employment Taxes for Household Employees
- Purogiramu H (Fomu 1040), Imba Imabasa Mitero
- Zvinyorwa 15 (Circular E), Mutero wemutero wevashandi
- Kugara Kune Vashandi VeMhuri
- Family Caregivers uye Self-Employment Tax
- Musoro weTero 602, Mwana uye Anonyorera Kutarisira Chikwereti
- Kuparidzirwa 503, Kutarisira Kwevana uye Kutarisira Kutarisira
- Fomu W-10, Zvokuchengetedza Zvokupa Zvokupa Zvokupa uye Chiratidzo (pdf, inosanganisira mirayiridzo)
- Fomu 2441, Mari Yokuchengetedza Vana uye Kuchengetedza
- Internal Revenue Manual, 20.2.12, Mhosva uye Chido Chebasa Mitero
Yokutanga yakabudiswa musi waMarch 27, 2015. Yakarongwa musi waApril 20, 2015.