Iwe unofanirwa kuendesa Medicare kana uchiri kushanda pa65 here?
Aya mazano ari pasi apa achakubatsira kuona nguva uye kuti sei iwe unofanirwa kuisa mushonga weMedare pasinei nemamiriro ako ezvinhu.
Unofanira Kupiwe Chirwere Ndeipi?
Mutemo wekutanga ndewokushandisa Medicare kana iwe uchisvika 65.
Kune nguva yekunyora yakazaruka inotanga mwedzi mitatu isati yasvika mwedzi iwe unosvika makore makumi matanhatu nemashanu uye unoenderera mwedzi mitatu yapfuura mwedzi iwe unosvitsa 65 (mwedzi mitanhatu yewindo). Medicare inogona kuisa chirango chakakura kana iwe ukashandisa nguva. Zvakanakisisa kuti uone kuti iwe unyoresa iwe paunofanirwa kuita! Hezvino uko kunyoresa kunoshanda zvichienderana nokuti uri kutotambira Social Security kana kwete.
Kana iwe watova kugamuchira Social Security mazano
Kana ukatove wawana Social Security zvikomborero kana zvikwereti kubva kune Railroad Retirement system, iwe unenge uchinyora kuMedare (zvose chikamu A uye chikamu B) kutanga pazuva rokutanga romwedzi wava nemakore 65. Kadhi yako yeMedare inotumirwa kwauri inenge mwedzi mitatu usati waberekwa kwako makore makumi matanhatu nemashanu. Inotumirwa kukero yakanyorwa neSocial Security.
Iwe pachako uchangogamuchira pfuko rine zvinyorwa zvekukosha pamusoro pezvisarudzo zvaunoda kuita.
Somuenzaniso, kunyange iwe uchikodzera, haufaniri kunyora muChikamu B, izvo zvinoda kuti iwe ubhadhe mwero wemwedzi wega wega. Unofanirwa kutora nguva yekudzidza nezveMurengeti B B kuti uone kana iwe uchifanira kunyora; kana iwe usina kunyora pakutanga pakutanga zvinogona kukudhura iwe kuti usayine zvakare.
Iwe unofanirwawo kuongorora Medicare Enrollment Booklet iyo ine mashoko akajeka, akajeka pamusoro peMederalare Part A uye B, uye inogona kukubatsira iwe kuti uite chisarudzo chekuti iwe unofanirwa kuramba uri mu Medicare Part B.
Kana iwe usati wati wambowana Social Security mazano
Kana iwe usati wawana Social Security maitiro kana zvikwereti kubva kune Railroad Retirement system, unofanirwa kuisa kuna Medicare mwedzi mitatu musati wapedza mwedzi 65, asi kunyora kwako hakuzoitiki. Unofanira kudana kana kushanda paIndaneti - mashoko ari pasi apa. Iko kunobatsira iwe kuti usayine Medicare Part A nokukurumidza kana iwe uchikodzera, kunyange iwe uchiri kugoverana kuburikidza neurongwa hwehutano hweboka.
Kunyange zvazvo uchikodzera, haufaniri kunyoresa muChikamu B, izvo zvinoda kuti iwe ubhadhe premium yemwedzi. Unofanirwa kutora nguva yekudzidza nezveMurengeti B B kuti uone kana iwe uchifanira kunyora; kana iwe usina kunyora pakutanga pakutanga zvinogona kukudhura iwe kuti usayine zvakare. Kubatanidzwa kwechikamu chiri pasi apa kune ruzivo runogona kukubatsira kuita sarudzo iyi.
Nzira Yokushandisa Mushonga
Iwe unogona kushandura paIndaneti kana kuti unyoresa nekudana Social Security pa1-800-772-1213. Kana uchiri kushanda pa65, verenga kuti uone kuti inoshanda sei.
Kana iwe uchiri kushanda, uine makore 65 kana kupfuura, uye wakafukidzwa neshuwarhu yehutano inshuwarisi
Vakawanda boka zvirongwa zvehutano zvinoda kuti iwe usayine Medicare pazera remakore makumi matanhatu nemashanu. Kana iwe usina chokwadi, chengeta nedhipatimendi rako rinobatsira.
Bhuku rerongwa rako rehutano huzhinji hunova rwechipiri pane ino, neMedarere achibhadhara pakutanga, saka boka rako rinoronga kuripa wechipiri. Pazera remakore makumi matanhatu nemashanu, kunze kwekuti dhipatimendi rako rekubatsira rinokuudza zvakananga, unofanira kufanira kushandisa Medicare Part A kunyange iwe uchiri kushanda. Kana iwe usina kubhadhara Medicare zvakadaro, ita izvozvo nokukurumidza zvichibvira.
Kune avo vasina kusvitsa makore 65, Medicare ine nguva yekunyora yakazaruka gore negore kubva munaJanuary 1 kusvika March 31. Kana iwe ukanyorera Medicare panguva ino zvibatsiro zvako zvinotanga kushanda muna July 1.
Kana uchangopfuura makore makumi matanhatu nemashanu, pane nguva yakanyoreswa yakakonzerwa kuti ikubvumire kuwedzera Medicare Part B panguva yakadaro apo hurongwa hweboka rehutano hwako hunobatsira kana hunoenda. Izvi zvinogona kuitika kana iwe wapedza basa mushure mokunge mava nemakore makumi matanhatu.
Kana iwe une Medicare Chikamu A, uye zvino unofanira kutanga Chikamu B
Pasi 65 iwe unogona kunge wakanyorera Chikamu A, asi kwete Chikamu B. Izvi zvinowanzoitika kune mumwe munhu achiri kushanda uye anokwanisa kugadzirira hurongwa hwehutano hweboka. Kana uchinge wapedza basa, iwe unoda kuwedzera Chikamu B mukati memwedzi mitanhatu kubva pakutanga kwekupedzisira kwebasa rako kana kuguma kweboka rako rehutano hwehutano. Iyi nzira yekunyora inowira pasi peimwe yeAnyora Inyore Period zvipo.