Ungadzikinura sei motokari yako muChitsauko 7 nekubhadhara kukosha
Vanhu vanowanzotarisirwa kuti kana vakasiya bhadhaki vangave vachifanira kupa zvimwe zvezvinhu zvavo kumatare kuti vashandise kubhadhara chikwereti. Muzvokwadi, izvi zvinongoitika chete munenge 1% ye bankruptcy kesi. Vamwe vane chikwereti (vanhu vanowira bankruptcy) vangave vaine hanya nezvokuramba vachibhadhara imba iyo inoshumira sezvikwereti pane zvikwereti zvavari kukwereta. Kunyange zvazvo chikwereti chacho chichigona kubudiswa munyaya yebhengi, chikwangwani chekuchengetedza icho chinofukidza chibvumirano hachibudiswi.
Saka, kana iwe uchida kuchengeta motokari iyoyo, uchafanira kuramba uchibhadhara kana kuti uchibhadhara chikwereti kukosha kwemotokari.
Paunoshandisa Chitsauko 7 , une zvisarudzo zvisati zviri zvitatu mumabatiro aunoita nemari yako yemari. Iwe unogona kuisa motokari yako kumunhu anokweretesa, unogona kutsigira chikwereti, kana iwe unogona kuchidzikinura nokuda kwekukosha kwayo.
Muchikamu chino, tinotaura nezvekudzikinura motokari inokosha. Kuti uwane mamwe mashoko pamusoro pekusimbisa zvakare chikwereti, ona chinyorwa Chii chinonzi Reaffirmation Agreement?
Rudzikinuro = Kubhadhara Kukosha
Chaizvoizvo, kudzikinura motokari zvinoreva kubhadhara kune chikwereti kukosha kwemotokari kana bhaari yakakosha, chero ipi zvayo iri pasi.
Mari yechikwereti yese inosanganisira zvibvumirano zviviri. Chokutanga, pane chinyorwa chinovimbiswa. Uyo anokweretesa anopa mari yemari kumunhu anenge akwereta, uye akakwereta anobvuma kubhadhara.
Zvadaro, pane chibvumirano chekuchengetedza. Kuti akwepedze chikwereti kuti aise mari yacho, akakwereta anobvumirana kupa mutero chikwereti chekuchengetedzwa mune zvekuchengetedza - kazhinji nzvimbo iyo munhu anenge akwereta ari kutenga nemari kubva kune chikwereti.
Kana uyo akakwereta asingabhadhari, uyo ane chikwereti ane kodzero yekudzorerazve uye kutengesa chikwereti kuti adzorere chikamu chechikwereti chikwereti.
Pachinyore, uyo anokweretesa anogona kutarisira kudzorera kukosha kwemotokari, kana kuburikidza nokutengeswa kwechibvumirano kana kubhadhara kune akwereta.
Mune chikwereti chebhengi, mutengi anoramba ane kodzero yekutarisira kubhadhara kwekukosha kwemotokari.
Kunyangwe iwe usina kuita chinhu pamusoro pemotokari panguva yekushungurudza uye chikwereti chako pasi peshoko rekuvimbisa rakabudiswa pamwe nemamwe madhora ako, uyo anokweretesa achange achiri nekodzero yekudzorera zvakare motokari ndokuitengesa mushure mokunge nyaya yacho yapfuura.
Kana iwe uchida kuchengeta motokari yako, unofanirwa kuita chimwe chinhu kuti uchengetedze chikwereti kuti urege kuwana motokari yako. Paunenge uchidzikinura motokari mubhadharo, iwe unobhadhara chikwereti kana kuti chikwereti chakakosha kana kukosha kwemotokari, chero zvishoma.
Izvi zvinonzwika zvakanaka kana iwe usina chikwereti chakawanda pamotokari kana kana iwe kupfuura yemotokari yakakodzera, iyo ndeyechokwadi kune zvikwereti zvakawanda.
Asi, kune dambudziko guru rekuregererwa. Kazhinji, unofanira kubhadhara kukosha kune chikwereti muchikamu chemari. Vanhu vakawanda vanoisa bhadharo havazogadziri mari yakakodzera kuti izvi zviitike.
Ruregerero Rubatsiro kuKununura
Pane, zvisinei, imwe nzira. Pamakore ekupedzisira emakore anoverengeka, zvikwereti zvikwereti zvakadai sa722 Redemption zvakapararira paIndaneti kupa mari yekubhadhara chikwereti chekuregererwa. Iyi makambani ekubhadhara mari anotengesa chikwereti chakanaka, asi chikwereti chitsva chingakodzero iyo kana kuregererwa kwechikwereti chepakutanga kuchikuchengetedza mari pamusoro pezvaungabhadhara chikwereti chepakutanga.
Zvakakoshawo kutaurirana nevamwe vatengesi, sekubhadhara chikwereti kana bhangi apo iwe unochengetedza maakaunti ako, kunyanya kana iwe waive uine chikwereti kwete mari iyo ichabudiswa mubhadhadzi.
Ruregerero haisi chiitiko chisingawanzoitiki, asi kazhinji hachina kubatanidzwa mubhadharo yakakwana iyo gweta rinopomerwa mhosva. Mupepeti angangodaro akakumbira mari yekuwedzera nekuda kwenguva uye mapepa anobatanidzwa mukuita kuti zviitike. Kana ukasarudza kupinda nekambani yekudzikinura mari, kazhinji kero chikwereti chitsva chichabhadhara mari yekuwedzera yemhosva, zvakare.
Nzira Yokudzikinura Motani muChitsauko 7
- Sarudza kuti motokari yako yakakosha zvakadini. Nzvimbo mbiri dzakanaka dzekutarisa ndeNADA uye Kelley Blue Book.
- Enzanisa kukosha kwemotokari yako nemari yako chikwereti chaunoti iwe chikwereti. Kana kukosha kwacho kwakanyanya kuderera, zvingave zvakakosha nguva yako kubhadhara kukosha kana kushanda kuti uwane mari yekuregererwa.
- Taura neanopomerwa mhosva yako pamusoro pekuti zvinokwanisika here kuti udzikinure motokari yako.
- Mutongi wako anogona kukurudzira kambani yekubhadhara kambani. Iwe unogonawo kuwana dzakawanda paIndaneti nekutsvaga "kuregererwa mari" kana kubhadhara mari ". Vaviri vevatambi vakakurumbira mumusika ndeye 722Redemption.com uye FreshStartLoans.com.
- Kana ukangokumbira kubhadhara mari, gweta rako rinogona kuita zvekutaurirana nemutengi wepakutanga pane kukosha uye mamiriro emotokari yako.
- Kana ukangosangana nemunhu anokweretesa, gweta rako richagadzirira uye kuisa nedare reMotion Re Redeem. Dzvanya pano kuti uve muenzaniso weChirevo chekudzikinura. Rudzikunuro runofanirwa kubvumidzwa nemutongi webhengi, asi zvichienderana nemunharaunda yako, zvinogona kunge zvisina kumbodiwa kuti iwe uonekwe mudare. Zvechokwadi, gweta rako richarondedzera dare rako dare zvakadzama.
- Kana imwe nguva dare richibvuma kuregererwa, muteresi mutsva achabhadhara chikwereti chekare (uye achabhadhara gweta rako chero chekubvumirana-pamutengo wekutora ruregerero). Iyo yekare yakwereta ichasunungura musungo wekare, uye iwe zvino uchatora chikwereti chitsva pane chikwereti chako chitsva.
Kubvira sezvo chikwereti chitsva chakaitwa mushure mekunge maisa bhadhadziro, chikwereti chitsva hachibudiswi muchengeti ye bankruptcy. Kana ukakundikana kuita zvikwereti sekubvumirana, mutero wemudzikinuri achava nekodzero dzose dzinowanikwa pasi pesangano rekuchengetedza uye pasi pemutemo wehurumende kuti inogona kudzorera kana kusunga kubhadhara.
Yakarongwa muna March 2017 naCarron Nicks