Imwe mutsigiri we bankruptcy inowanzova munhu anonyanya kukosha mubhengi rako re bankruptcy.
Murasi wekodzero yekusungirirwa inosarudzwa nekuparadzaniswa kweDhipatimendi reRubatsiro reUnited States rainzi Office of the US Trustee. Murasi mubhengi ane mabasa mazhinji akasiyana-siyana kuita. Kunyange zvazvo vanhu vakawanda vakanzwa nezvematirastii wea trust, havana kumbonzwa pamusoro pomusimboti we bankruptcy. Kushungurudzwa kwevashandi kunokosha pakushanda nekuvimbika kwehupfumi hwehurumende.
01 Hofisi yeUnited States Trustee
02 Panel Trustee
Purogiramu yeTranse yeUnited States inonyora runyorwa rwevanhu vari voga, kazhinji magweta kana vanyori vemaarengeti vanoita sevanoshungurudza vatongi muChitsauko 7 kudengenyeka. Pamusoro pekunyorwa kweChitsauko 7, imwe shanduro ye bankruptcy trustee inosarudzwa kuti ive nechokwadi uye inodzivirira vane chikwereti pakusarudza mutongi akanaka. Vatariri ava dzimwe nguva vanonzi vatongi vemapurisa uye ndivo vanhu vanozivikanwa se "bankruptcy trustees."
03 Panel Trustee Mabasa
Mutariri wemapurisa kana kuti bankruptcy trustee anonyanya kutungamirira Chitsauko 7 chekudarika chikwereti. Mutrasti anoongororai chikumbiro chebhengi uye magwaro akaiswa nemunhu ane chikwereti kunyatsoruramisa uye kuona chero upi noupi hunokanganisa. Imwezve basa rinokosha remutongi we bankruptcy ndeyekutora chero zvisiri izvo zvisingakwanisi kubhadhara chikwereti kuti zviparidzire kune chikwereti. Chikamu chemabasa aya chinoitwa paMusangano weVatengi, apo chikwereti chemari chikwereti chinofanira kusangana nemutongi uye kupindura mibvunzo pasi pesungo.
04 Kuunganidza uye Kuparidzirwa Kwezvinhu
Kunyangwe mumatare akawanda akanganisa bankruptcy trustee haawani mari yekuparadzira, kana mari isingabhadharwi iripo, mutrasti anofanira kutora izvo zvinhu. Zvinhu zvinobva zvatengeswa pamutengo wakakwirira. Mari yakagamuchirwa inobva yabhadharwa kune vane chikwereti mune chimwe chinhu chakakosha sekusimbiswa neBhangeruptcy Code.
05 Kunyengedza uye Kusarudzwa Kwekutsvaga
Mutariri we bankruptcy anokwanisawo kuisa mhosva kumubhadhara, anonzi muvengi anopfuurira, kutsvaga kudzorerwa kwemari kana yeimba nemunhu ane chikwereti. Izvi zvinoshandiswa kunzi kushandiswa kwekubiridzira, uko chikwereti ichiendesa mari kana chivigiro kuti chivanze kubva kune chikwereti. Izvi zvinodanwa kunofanirwa kana munhu ane chikwereti achibhadhara mari yakawanda kana pfuma nguva pfupi asati asvika kune mumwe munhu ane chikwereti (kazhinji shamwari kana nhengo yemhuri). Kana akabudirira, mutsigiri we bankruptcy anogona kutora mari kana chivako.
06 Mhosva
Mumwe mutsigiri we bankruptcy anobhadhara mari shoma pane imwe neimwe nyaya yavanotora. Zvisinei, iyo Bankruptcy Code inopa matareseti mamwe mafambiro ekuwana zvinhu. Muteresi anopiwa huwandu hwemitemo kune chero ipi zvayo inowanikwa kune akakwereta.
07 Chitsauko 13 uye Chitsauko 11 VaTrasti
Nokuti Chitsauko 7 kushandiswa kwemashoko kune zvakanyanya kufanana neChitsauko 11 uye 13 kubhadhara , mamwe maatrasti akawanda anodiwa kuChitsauko 7 matambudziko. Uyezve, Chitsauko 11 uye 13 mhosva dzinogona kunge dzakaoma. Somugumisiro, nzvimbo dzakawanda dzematare dzinotungamirira kune vatendi vakawanda vanoshumira seChitsauko 11 kana 13 vatevedzeri. Aya mavrasti anowanzonziwo se "bankruptcy trustees."
08 Mutongi Anokanganisa Sei Kubhadhara Kwako Nyaya?
Kana zvisiri pachena kubva pane zvataurwa pamusoro apa, mutsigiri we bankruptcy angakonzera kuti bankruptcy yako ipinde nokukurumidza uye pasina chiitiko kana kuita kuti nyaya yako iwedzere nguva yakareba. Nzira yekusungirirwa kwako kune imwe nzvimbo kunze kwekugadzirisa kwako, asi zvinokosha kuti ukwanise kushandira pamwe nemutongi we bankruptcy muzvinhu zvose. Chinonyanya kukosha, iwe unofanira kupa zvose zvese zvavanokumbira.