Iko inobvisa mitsara yakawanda iyo iri, zvinosuruvarisa, kwete kubudiswa. Kuti udzidze zvakawanda pamusoro pekuti ungashandisa sei kubhadhara matambudziko ekutungamirira nheyo dzisingabhadhara mitero, ona Using Bankruptcy kuti Uchengetedze Nondischargeable TaxesDebts .
Heino mhirizhonga yeiyo mhando yematokari.
Chero mitero isingasunungurwi : Izvi zvinonzwika zvishoma zvakajeka, asi zvakakosha kusimbisa kuti mitero yemari inosvika inogona kusangana nezvose zvinodiwa pakudzingwa asi inokundikana pane imwe chete yaidiwa. Kana izvozvo zvikaitika, mutero unova usina kukwanisika. Ichi ndicho chimwe chezvikonzero zvinokosha kuti tibvunzurwe nemurengeti wepamusoro wevatengi vanoona nezvekubhadhara kana muteresi kuti atarise nguva yakanakisisa yekuisa chikwereti chebhengi.
Mitero Yemitero . Dzimwe nguva, hurumende inobhadhara inogadzirisa hutano pahupfumi hwako kuchengetedza kubhadhara kwemitero yakanyanya. Kana mitero ichichengeterwa, pane zvinhu zviviri chaizvo zviri kuitika. Chokutanga nderemhosva yako pachako yekubhadhara mitero.
Chechipiri ndiyo imwe danho rekuwedzera - kuiswa kwehutano - iyo inopa simba rekuteresa kodzero yeimba yako kana ukakundikana kubhadhara mutero. Izvi zvakafanana nezvinoitika kana iwe ukatora chikwereti chemotokari.
Apo hurumende inobhadhara inotarisa bhanhire, hutano huchabatanidza kune yako yepfuma uye haichizobva nekuda kwekuti mitero yakasunungurwa mubhengi.
The bankruptcy haiti kukanganisa. Nokudaro, paunobva kubhadhara, unogona kunge wakabvisa chikwereti chako, asi hutano huri hunoiswa pane yako. Paunotengesa zvinhu zvako, kunyanya yako chaiyo yekutengesa, hutano huchafanira kugutsikana kubva pane zvekutengesa.
Imisoro Mitero : Kana mitero yako yemitero yaibhadhara mukati megore rimwe rekuvhama kwako, haisi kuregererwa. Kana vakwegura kupfuura gore risati rasvika, iwe unogona kukwanisa kubhadhara mutoro wega wega, asi yakawanda yemitero yepaimba inotakura chikamu chinotora chikwereti chavo. Saka, iwe unogona kukwanisa kubvisa chikwereti chako, asi chibvumirano chichagara uye chichagutsikana kana iwe uchitengesa imba (kunze kwekuti mutongi wekuteresa asarudza kuedza kutengesa iyo zvisati zvaitika.)
Trust Fund Mitero : Iyi ndiyo mitero inoshandiswa nemushandirwi wako kana imwe sangano kuti urege kubhadhara kubva pamari yako, semutero wemari, Social Security uye Medicare. Inosanganisirawo mitero yekutengesa iyo bhizinesi rinounganidza pane kutengesa kwezvinhu kana maitirwo.
Zvimwe Basa Rokubhadhara Mitero, Kubhadhara Mitero uye Mabasa Akamboita . Kubhadhara mitero kune mitero inobhadharwa kune mamwe marudzi ezvimwe zvinhu. Zvinowanzobatanidzwa mumutengo wekutengesa.
Mimwe mienzaniso inonzi petrooline, doro uye zvinhu zvefodya. Mitemo yemitero inotengesa kune zvinhu zvakatengeswa munyika.
Mhosva dzisina kukodzera Mitero kana Zvikwereti Zvine chokuita Nezvikwereti Zvinotengesa Mitero : Iyi ndiyo mitero inowanzopiwa mhosva kumashure kumubhadhara mutero mushure mokunge mutero wekudzorera uiswa . Zvinogona kusanganisira zvikwereti zvakabudiswa nekanganiso yepamusoro yepamusoro, kubhadhara kwakabudiswa nekuda kwekukanganisa.
Mitero yeTero : Mutero wemitero yakagadzirirwa kuita chimwe chezvinhu zviviri. Vanogona kushanda kubhadhara hurumende yemari yakarashika, kana kuti vanoita sechirango chekuita zvakaipa. Chirango chemitero chemhosva hachikwanisiki kana mutero usingakwanisi kuwanika. Izvo zvisingarevi mutero wemitero pamitero isingabhadharwi ivo pachavo inotengeswa kana mutengesi kana chiitiko chakakonzera chirango chakaitika mushure memakore matatu mushure mokunge chikwereti che bankrupt chiiswa.