Muchikamu chino tinotaura pamusoro pokuti nguva yakadini inoshanda, iyo isiri iyo uye iyo inopera.
The Automatic Stay is Effective When The Case is Filed.
Muzviitiko zvizhinji , kusarisana nekwereti yezvikwereti kunotanga kushanda panguva iyo mumwe munhu akashandisa kukanganisa mhosva, pasinei nekunamata kwemari.
Izwi rokuti "zvinonongedza" rinoreva kuti kugara kunowanzodikanwa kuti hapana chiito chekutonga chinoshanda. Muzvokwadi, nepo kazhinji kazhinji ,
- iyo kugara haina kushanda pane zvimwe zviito ,
- inogona kunonoka kana kusaenda kushanda zvachose,
- haigari nokusingaperi, uye
- iyo inogona kusimudzwa nedare rehurumende nokuda kwechikonzero chakanaka.
Ona Uri Uri Creditor? Usaita Izvozvi MuBhengruptcy Case .
Kusiyanisa Kukutonga: Serial Filings
Zvinokwanisika kuva nezviitiko zvinopfuura chimwe zvichiri kumirira panguva ipi neipi yemwedzi gumi nemaviri. Dzimwe nguva, zvingave zvakanaka kutungamira kunotevera Chitsauko 7 kubudiswa neChitsauko 13 kuchengetedza imba kana motokari. Dzimwe nguva, munhu ane chikwereti achakwanise kuchengetedza chikwereti muChitsauko 13 mhaka, regai nyaya yacho ibudiswe, uye itai zvakare mushure mekunge. Izvi zvinonzi serial filings.
- Mhosva mbiri Mune Imwe Yea r: Kana iwe wakanga uine chikwereti chimwe chekuvharira mukati megore rapfuura, uye wobva waisa chechipiri, iyo ichagara ichagara kwemazuva makumi matatu pachiitiko chechipiri kunze kwekunge iwe uchikumbira dare kuti riwedzere.
- Zviitiko zvitatu mugore rimwechete : Kana iwe wakave nemhosva mbiri yakapera mugore rakapfuura, kugara hakuzoiti chero nguva iwe paunotadza nyaya yechitatu. Kugadzirisa izvozvo, iwe unogona kutumira zvinyorwa, sarudza kunzwa, uye edza kukurudzira mutongi kuti kuisa matatu matatu kunonzwisisika pamamiriro ako, kuti hausi kuedza kubhadhara vatengi vako kana kushandisa zvisina kufanira urongwa hwekushungurudza, uye kuti iwe unofanirwa kubhururuka ugare.
Apo Automatic Stay Terminates
Kureba kwekutsvaga kwekutsvaga kunobva kune iyo inoshandiswa pakuunganidza basa kumunhu ane chikwereti kana kupikisa pfuma yemunhu ane chikwereti.
- Nokuda Kwebasa Rokuunganidza Rinotungamirirwa Kune Mucheri
Sezvo kune chikwereti, iyo inowanzochengetedza inowanzogarisa kusvikira uyo ane chikwereti achiwana kubudiswa. Panguva iyoyo, vatengi vanogona zvakare kutangisa basa rekuunganidza pamatokari asina kubviswa . Nezvikwereti zvinosunungurwa, imwe murairo inotanga kushanda inonzi kusunungurwa kwemhosva .
- Nokuda Kwebasa Rokuunganidza Rinotungamirirwa Kunzvimbo
Zvinokwanisika kuti munhu ane chikwereti aite chimwe chinhu kune imwe chikwereti chemutoro kunyange kana iyo inongoramba iripo ichiri kushanda semunhu ane chikwereti pachake.
Kunyange kana iwe ukaisa chikwereti, uyo anokweretesa ane kodzero yekubhadhara chikwereti chechibvumirano kana chibvumirano pachako. Kana iwe ukaisa Chitsauko 7 chikamu chekushungurudza, pakati pezvinyorwa zvakawanda zvaunopa iChitatimende cheNzira inoudza dare nevatengi vako kana iwe uchizozvipira kana kudzikinura chikwereti kana kutsigira chikwereti . Iwe unofanirwa kuisa iyo Statement of Intention mukati memazuva makumi matatu ekudhinda chikwereti chebhengi. Kana iwe ukakundikana kuisa chirevo chacho panguva, iyo inowanzozvichengeta inogara ichitsvaga musi weSvondo 31.
Uyo ane chikwereti ndiye akasununguka kuti arambe achidzoka kana chimwe chezvimwe zvepamutemo zvekusungirirwa zvinopesana nezvayo.
Kana zvisina kudaro, iyo inongoramba iripo ichagumisa kwemazuva makumi matatu kusvika ku45 mushure memusangano wevakwereta nekuremekedza kubhadhara (iyo Bankruptcy Code haina kunyatsoziva kana nguva yakakodzera iri mazuva makumi matatu kana makumi mashanu). Saka, kana iwe uchida kuchengetedza pfuma, unofanirwa kudzikinura kana kutsigira zvakare mazuva makumi matatu asati apera.
Kana munhu akatora chikwereti kana mutengesi achinyanya kushingaira uye achienderera mberi nekuunganidza mari mushure mokunge iwe wabhadharwa, iwe unenge uchida kuimisa uye udzoserwe chero dambudziko raunotambura. Verenga zvakanyanya paHurumende Dzako Kana Mutungamiri Akasvibisa Iko Automatic Stay .
Kuti udzidze zvakawanda pamusoro pezvinhu zvikwereti zvinogona uye zvisingakwanisi kuita munyaya yekudarika, ona Uri Uri Creditor here? Usaita Izvozvi MuBhengruptcy Case .