Kukurumidza, Kuwedzera Zvidiki Kungakuponesa Mari
Nenzira yakanaka, kuburitsa nekukurumidza kunobvumira kuti iwe nokukurumidza uwane chikwereti chenhoroondo yako mitsva, uye iwe unogona kuona zvikwiriso zvakakwirira mukati memazuva mashoma.
Kushanda nevatengesi iwe pachako, zviito zvaunotora mazuva ano zvinogona kutora mwedzi umwe kana kupfuura kuti uzviratidzire mune zvinyorwa zvemari yako. Asi vatengesi (uye zvibvumirano zvekutengesa) vane nguva dzakare, uye zvikwereti zvekwereti zvinowanikwa kune wako chikwereti nhasi zvichave zvichienderana nemashoko iye zvino anoratidzwa mumafaira ako echikwereti. Kana iwe usingakwanise kuwana nguva yako yekubhadhara mari nemutengo waunoda (kana kana zvikwereti zvichienda zvakakwirira uchimirira), iwe uchafanirwa kuita zvisarudzo zvakaoma.
Chii Chinokurumidza Kudzorera?
Rapid rescoring ishumo inokweretesa vanokweretesa kuti vashandise zvinyorwa zvishoma nezvemashoko enyu emari. Chinangwa ndechekuvandudza ruzivo rwekukwereta kwako, zvichiita kuti uwane chikwereti chakakwirira. Nokubvisa zvinhu zvisina kunaka, kuderedza zvikwereti zvemari chikwereti, nekugadzirisa zvikanganiso, zvingava zviri nyore kugamuchirwa kuti zvikweretwe mari shoma.
Izvi zvinonzi "kukurumidza" nokuti zvinyorwa zvinowedzera. Panzvimbo yekumirira ruzivo mumichechi yako yechikwereti kuti iongororwe nekugara yakarongedzerwa mabheji emishumo, iwe uchadzokorora zvinyorwa izvozvo uchibatsirwa nemutengi wako.
Somuenzaniso, kana iwe uchibhadhara kadhi rechikwereti, ruzivo irworwo runogona kukwidzwa kune chikwereti chekwereti mazuva mashomanana mushure mekubhadhara kwako, uye iwe unogona kukumbira chikwereti chekubhadharwa chekwereti kubva kune chikwereti.
Kukurumidza kubvisa hakusi chinhu chaunogona kuita iwe pachako. Kuti ushandise sangano, iwe unoda kushanda kuburikidza nemukweretesi (kazhinji anopa chikwereti chauri kushandisa kutenga imba kana kugadzirisa ).
Mutero wako ane ukama nevana vatatu vevashandi vanobata basa rekuvandudza chikwereti chako, uye wako chikwereti anewo ruzivo rwunoda kuziva kana kukurumidza kusunungura kuchabatsira.
Kurumidza Kudzoka Mienzaniso
Muenzaniso # 1: Wakatengesa mari yako broker anoshandisa kombiyuta simulator kuona kuti une mukana wekuvandudza chikwereti chako. Kana iwe ukasimudza chikamu chako ne 20, unowira muchikwata chekukwereta chinopa chikwereti chinoderera chechibereko. Iyo simulator inoti iwe unogona kuita izvi kana iwe uchibhadhara pasi zvikwereti zvekadhi rako rechikwereti kuitira kuti iwe unoshandisa pasi pe30 muzana yekwereti chako chikwereti . Iwe unogona kubhadhara makadhi ako mwedzi woga woga, asi kambani yako yekadhi yekwereti iri kutora chinyorwa apo bhadharo yako yakakwirira, saka chikwereti scoring model chinofunga kuti uri kuwedzera makadhi ako. Kana iwe uine mari iripo (kana iwe uchangobva kuribhadharira makadhi), kuripa chikwereti uye shandisa zvinyorwa zvekutsvaga kuti upe ruzivo rwakagadziriswa kumahofisi emarikiti. Wana mutsva wechikwereti, uye (zvakakodzera) kugamuchirwa pamutengo uri nani.
Muenzaniso # 2: Paunenge uchitsvaga chikwereti, unotadza kukanganisa kwakakura pamushumo wekwereti yako. A chikwereti chakashuma kuti iwe wakakundikana kubhadhara chikwereti, asi iwe hauzivi chinhu pamusoro pekwereti ichocho.
Iwe unogona kuudza kukanganisa iwe pachako uye kuitora kubviswa zviri nyore nyore, asi iwe haunzwisisi kumirira (inotora mwedzi umwe usati watora chikwereti chako chikwereti). Kushanda nekutora chikwereti chako chemari, iwe unopikisa chinhu chacho, uye yako mheteti yemitemo yakakurumidza kugadziriswa. Nechikanganiso chacho chakabviswa, iwe unoguma nechepamusoro, yakanyatsokodzera chikwereti chikoro.
Izvo Zvichida Zvisina Kuita Zvisingaiti
Kururamisira kwakakosha: Kukurumidza kuchengetedza kunoendesa mberi nzira yekuvandudza zvikwereti zvemari yako. Zvisinei, inoshanda chete kana ruzivo rwaunopa rukarurama. Kana pane mukana wokukanganisa uchitaura kuti hauna kukweretesa pachikwereti , kuchengetedza nokukurumidza kunogona kubatsira kuwana iyo ruzivo kubviswa nokukurumidza. Kana iwe wakakosha pane chikwereti, haungatori chinhu chakaipa chakabviswa kwechinguva (haisi "mano" ekuvandudza chikwereti chako nguva yakareba zvakakwana kuti uwane chikwereti chako).
Kwete kubhadhara zvikwereti: Rapid rescoring haisi kukwereta chikwereti - inongova nzira yakananga yekuwana ruzivo kune chikwereti chemari. Iwe hausi kuenda kukakavadzana nechinhu chipi nechipi chinowedzera pasi chikwata chako (kunze kwekuti zvinhu zvose zvisina kururama), uye iwe hausi kuzokurukura mitsara nevanokwereta. Pane kudaro, iwe uchatora matanho ekuvandudza zvakakodzera chikwereti chako uye kuti zviito izvozvo zvinoratidzike mune chikoro chako chikoro nokukurumidza.
Tarisira zvidiki zvishoma: Kana uchida kukura kwakanyanya mune chikwereti chako, usaisa kutenda kwakanyanya mukuchengetedza nokukurumidza. Muzviitiko zvakawanda, vateresi vari kutsvaga bump zvine mwero (20 nharo kana kuti) kuitira kuti chikwereti chako chigamuchirwe. Izvozvo zvakati, kana iwe ukabvisa kukanganisa kwakaipisisa sekunopera, unogona kuona zviitiko zvinoshamisa.
Kungokurumidza sezvaunenge uri: Kubudirira kuburikidza nekudzikinura nokukurumidza, unogona kutora chikamu pakuita. Somuenzaniso, kana iwe wakanonoka kubhadhara, iwe unogona kuwana ikozvino uye kushandisa nekukurumidza kusunungura, asi iwe unoda kuuya nemari uye uiendese kune wako chikwereti usati waraira chikwereti chekwereti chakashandurwa. Saizvozvowo, ungave uchida kugadzira zvinyorwa zvinoratidza kuti mabhengi akabhadharwa, uye zvinotora nguva nekuedza - haugone kuverenga mutero wako kuti aite basa rose kwauri.
Nzira dzako dzinogona kusiyana: Kurumidza kuburitsa kazhinji kabudiriro inobudirira, asi inogona kudzorera kana kukundikana kubudisa migumisiro iwe iwe nemutengi wako uri kutarisira. Mune dzimwe nguva, chikwereti chako chikoro chinogona kudonha. Usati watora matanho, kurukura nezvezvese nemutengi wako (uye ona kuti wako chikwereti ane ruzivo uye ruzivo kukupa mazano akanaka).
Nzira Yokushandisa Nenguva Dzokudzorera
Shanda pamwe nemutengi wako kushandisa zvidzidzo zvakakurumidza. Iwe unofanirwa kuva nekwanisi yekugadzirisa chinangwa (chepamutemo) chakanaka kune zvikwereti zvekwereti. Kana wakweretesa wako asingazivi kuti iwe unyanzvi ihwohwo, ungada kuunza izvi iwe pachako. Kana wakweretesa wako asingatauriri nekukurumidza, unogona kumirira zvinhu kuti uvandudze nzira yekare kana kushanda nemumwe mutero.
Zvinowedzera Zvakadii?
Rapid rescore ishumiro inobhadharwa nemutengi wako, uye iwe kazhinji haubhadhara mari yebasa. Vatengesi havabvumirwi kubhadhara mari yakasiyana yebasa riri pasi pemutemo weFeralra (FCRA). Zvisinei, hapana chakasununguka, saka iwe uri kubhadhara chikwereti chako muhuwandu hwechikwereti uye kuvhara mari yaunobhadhara.
Zvinotora Nguva Yakadini?
"Kukurumidza" zvinoreva zvinhu zvakasiyana kune vanhu vakasiyana. Vamwe vanochengetedza vatsigiri vebasa vanopikira kwemazuva maviri kusvika mashanu. Zvechokwadi, unofanirwa kutarisira hurongwa hwekutora vhiki, uye mutengi anoremekedzwa anogona kupa huwandu hwakawanda hwehutungamiri. Mune zvimwe zviitiko, zvinotora kunyange nguva refu zvisati zvaiswa zvose uye zvichishandurwa. Zvinotora nguva kuunganidza ruzivo, kutumira mari, kutumira zvikwereti, uye mail nyora.
Zvimwe Zvimwe Zvokukurumidza Kudzorera
Kana kutsvaga nokukurumidza hakusi kusarudzo kana kuti hazviratidzika sekanaka yakakodzera yemamiriro ako ezvinhu, kune dzimwe nzira dzokuvandudza chikwereti chako.
Taura kune vatengi vanokweretesa: Vakweretesi vakasiyana vane zviyano zvakasiyana zvekugashira, uye vanopa mabasa akasiyana. Iko nguva dzose pfungwa yakanaka yekutenga zvakapoteredza. Unogona kuwana kuti vamwe vanokweretesa vanoda kuvhara nokukurumidza - kana vangangokubvumirai kuti muwane chikwereti chakanaka apo vamwe vasingadi kushanda newe.
Kubhadhara zvikwereti: Kuwana kugamuchirwa kunowanzova nyaya yekuita kuti mari yako ichabhadhara. Kana iwe uine mari iripo, iwe unogona kubhadhara zvikwereti kuti udzikise mitoro yako yepamwedzi (uye uvandudze chikwereti chako kune mari yaunowana ). Izvozvo zvinogona kukwana kuti zvikwanise kuwana chikwereti chakanaka.
Ronga Pamberi
Hazvingave zvakanaka here kuva nechimwe chinhu chiduku chokuzvidya mwoyo pamusoro paunenge uri pakati pekutengesa kwakaoma uye kunonetsa? Kukurumidza kuchengetedza kunogona kukubatsira iwe kugadzirisa nekukurumidza, asi nenzira yakanaka, iwe uchava nezvinhu zvose zvakarongeka usati watumira chikwereti. Chengetedza zvikwereti zvekwereti nguva dzose, gadzirisa zvikanganiso, uye chengetedza zvikwereti zvako zvekadhi rechikwereti kuitira kuti hapana chinogona kugadzirisa nguva inotevera kana iwe ukakumbira chikwereti.