Nzira Yokukwereta Kana Uchivaka (kana Kuti Uchivakazve) Chikwereti
Uine chikwereti chechikwereti chakaderera, zviri nyore kuwira mumisungo inodhura, saka zvishoma zvigadzirira zvinogona kukubatsira kuti urege kudzivisa matambudziko makuru. Asi kukwereta nokuchenjera kunokubatsira kuchengetedza mari nekuvaka chikwereti chako kuitira kuti zvive nyore kubhadhara nguva inotevera.
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Chikwereti chako chingave chisina kunaka sezvaunofunga. Kana iwe wakaziviswa kuti chikwereti chako chakaparadza mikana yako yekuwana chikwereti, iva nechokwadi chokuti ichokwadi. Panogona kungova nezvikanganiso zvishomanana pamushumo wekwereti yako. Kamwe apo zvikanganiso izvozvo zvakagadziriswa, zvinhu zvinogona kutarisa zvakasiyana nevakweretesi.
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Izwi rokuti "rakaipa chikwereti" rinoreva zvinhu zvakasiyana kune vanokweretesa vakasiyana. Mumwe anokweretesa anogona kukutsausa iwe apo vamwe vanoda kupa chikwereti. Usatya kutenga zvakapoteredza (iyo inogara iri pfungwa yakanaka) usati wasarudza kuti chikwereti chako ndechekutengesa. Asi tenga pedyo nenzira yakarurama :
- Tumira zvose zvekushandisa kwako munguva shoma-vhiki mbiri kana zvakadaro - kuti urege kukwereta chikwereti chako nemibvunzo yakawanda (izvi zvinoratidza kuti iwe uri muuchenjeri hwekutenga mabhizimusi, usingatsvaki chikwereti chitsva imwe neimwe mwedzi)
- Itai chete kune avo vanokweretesa vanokweretesa vakadai sebhangi, zvikwereti zvekweretheni, uye vatengesi vepaIndaneti vanotsanangurwa pawebsite ino; vanotora chikwereti vanenge vachida kukupa chikwereti (ne " hapana cheko chekwereti " inokosha), asi iwe uchazvidemba gare gare
Kana chikwereti chako chiri chakaipa, heyi maitiro mashomanana ekuedza kuwana chikwereti nechakaipa chikwereti.
Shanyira Zvikwereti Zvekwereti
Zvikwereti zvekwereti zvingave zvakanyanya kuda kukushanda newe, kunyange kana iwe une chikwereti chakaipa. Nemhaka yokuti vanowanzova vaduku pane mabhanga makuru , kune mikana iri nani yokuti ivo vachakutarisa iwe pachako - kusiyana nekutarisa pane chikwereti chekwereti uye zvimwe nhamba pamushandisi wemari chikwereti.
Kana iwe ukagara pamasvingo kubva kuvanhu, iwe unogona kunzwisisa zviri nani zvavanoda, uye vanogona kunzwisisa kuti mave kupi uye zvaunoda.
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Dhomanana, mabhenji emunharaundawo maitiro akanaka.
Edza P2P Vatengesi
Vezera rekuona kukweretesa mabasa ndeimwe imwe nzira yakanaka yekuwana chikwereti nezvakaipa chikwereti . Panzvimbo yekukwereta kubva kumabhangi (nemitemo yakaoma uye yakakwirira pamusoro pemari), unogona kukwereta kubva kuvanhu. Vangangove vanonzwira tsitsi, asi havatarisi kuti varasikirwa nemari yavo.
- Mutambo weP2P yevakwereta: Nzira Yei Kuda Kuda Kukwereta Mabasa
Mamwe Vatengesi veIndaneti
P2P vanokweretesa sePprosper uye Lending Club vakatanga kutsika, uye mari dzekutsvaga muIndaneti dzakaramba dzichitsanduka. Izvi zvinoreva kuti kune mikana yakawanda yokukwereta kune vasiri vebhanki, uye avo vanokweretesa vangave vachida kukubvumirai nechezasi chikoro chikoro. Ingova nechokwadi chekudzivirira kubhadhara zvikwereti , izvo zvinodhura zvakadhura kwenguva refu zvikwereti (uye zvakanyanya kukurudzirwa paIndaneti).
Tapira Shamwari & Mhuri
Vazhinji vanonyanya kutarisa zvikwereti zvinokubvumira kubhadhara kune vanhu vatisingazivi. Zvisinei, kana chikwereti chako chiri chakaipa, shamwari dzako nemhuri yako inogona kunge iri iwe chete sarudzo. Vanokuziva iwe, uye vangave vachida kutora mukana.
Kana iwe ukweretesa kune shamwari neshamwari, ita izvi zvakakodzera kuitira kuti munhu wose azvidzivirire: nyora zvinyorwa zvikwereti pamapepa, uye funga kushandisa munhu wechitatu kuti aite mari.
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Kana shamwari neshamwari dzisingakwanisi kupa mari yavo pachavo, vangave vachikwanisa kubatsira. Kana vane chikwereti chakanaka , vanogona kukubatsira iwe kukwanisa kubhadhara chikwereti sevashandi vekubatana .
- Tsvaga kuti Kushandiswa Kwekuita Kwekuita
Shandisa Dhinda
Kana uri nekutambudzwa kugamuchirwa, iwe unogona kuisa kuchengetedza mari . Nokubvuma chimwe chinhu chinokosha, wako chikwereti anoziva kuti iwe wakakomba uye ane mukana wakanaka wekuunganidza mari (nokuti vanogona kutora mari yako nekuitengesa).
- Borrow against your savings and build credit with Cash Secured Loans
- Kubata kwechipiri mari yekugadzirisa mari: Mhuri yekubhadhara mari inoshandiswa sei
- Dzokera kunheyo dzepamusoro: Kushandiswa Kwakaitwa Sei
Iva nehanya nekupikira chibvumirano. Kana iwe uine mukana mumba mako, unogona kukwereta kune iyo - asi kune ngozi huru. Kana iwe usingakwanisi kuita zvose zvaunokwereta , iwe unogona kudzingwa kunze kweimba yako - uye izvo zvichaita kuti mamiriro ezvinhu akaipa awedzere.
Borrower Chenjererai
Vamwe vanokweretesa (uye con artists) vanoshandisa iwe paunenge uri pasi. Vanonyanya kutsvaga vanhu vanoda chaizvo kukwereta, vachiziva kuti dzimwe nzira dzingasarudzwa dziri shoma uye dziri kure. Vaya vanokweretesa vanobhadhara mari yekudenga uye vanoita kuti zvive zvisingakwanisi kuzvivhara kunze kwechikwereti. Kana iwe ukwereta pamatunhu akakwirira uchishandisa kubhadhara chikwereti chemari, chikwereti chemusoro chemotokari , kana chero munhu anokweretesa uyo "achabvumira vanhu vose ," unoisa pangozi kuita zvinhu zvakanyanya kuipa ( kwete kureva kugadzirisa , kana ukashandisa motokari yako sekutora).
Dzimwe nguva, haungatombogoni kutarisana nemutengi chaiye: scam artists anopa zvikwereti, asi iwe unofanirwa kubhadhara mari yakawanda yekushanda mberi. Pakupedzisira, haungagamuchirwi, uye iwe haugoni kuwana mari yako (iyi inozivikanwa sepamberi yekubhadhara mari). Dzivisa kubhadhara mari yepamusoro kuti uwane chikwereti chako - chero mari yekushanda inofanira kubuda kubva kune yako yawakabhadhara chikwereti