Co-signing inoitika apo munhu anovimbisa kubhadhara chikwereti kune mumwe munhu. Izvi zvinoitika apo bhengi haigoni kubvumira chikwereti (kana kuti hachizobvumi kushandiswa kwepakutanga, asi kurikumbira kukweretesa kana mubatanidzi wemubatanidzwa achibatanidzwa).
Vanokwereta kazhinji vanoda chikwereti chakanaka uye mari yakakwana kuti vawane chikwereti. Kana vasingakwanisi kuzviwanira ivo pachavo, vanogona kushandisa chikwereti chekubatana pamwe nemari kuti vabatsire.
Kana mumwe munhu akabatana , vanobatanidzwa mukushanda uye kubhadhara chikwereti - vanosimbisa kukwidza kweiye akakwereta.
Chiito chekushanda kwechinyorwa ndechekuti zvinonzwika sei: mubati wepachipiri anoratidza chibvumirano uye anova nemhosva yeimba yechikwereti.
Chii Chandinofanira Kuziva Kana Ndichiwana Co-Signer?
Kutsvaga kubatanidza vangave kwakaoma. Kutanga, iwe unoda kuwana munhu ane chikwereti chakanaka, uye ane mari yakakwana yekutsigira chikwereti chako (kuti usataure chero zvikwereti zvavangava nazvo pachavo). Iko kunowanzoreva mumwe munhu ane nhoroondo refu yakwereta uye anowana zvakawanda kana kupfuura kupfuura iwe.
Zvadaro, unofanirwa kuwana mumwe munhu anenge achida kubatidzira. Uyu munhu achatora 100% mutoro weimba yako chikwereti kana iwe ukakundikana kuripa icho chero chikonzero. Iko ibasa guru - kana iwe ukafira mune imwe njodzi, kurasikirwa nebasa rako, kana kusarudza kusabhadhara, mubati wehomwe anosara ane chikwereti chako. Kana vasingakwanisi kuripa, chikwereti chavo chichatambura, saka kukumbira mumwe munhu kuti akupei chiratidzo kuti akumbire nyasha huru.
Kuti uwane mamwe mashoko, ona Kuwana nekushandisa Co-Signer .
Kana zvichizoitika kuti iwe haugoni kuwana chero ani zvake kuti abvumire chikwereti chako, kana iwe unosarudza kusashandisa mubatanidza, pane zvimwe zvingave nenzira dzokukwereta. Nokuda kwemashoko mashomanana, verenga Ita Mari Inenge Isina Cosigner .
Yeuka kuti izvi hazvisi kuzogara nekusingaperi: nekufamba kwenguva, iwe uchavaka chikwereti uye iwe uchakwereta iwe pachako.
Chii Chandinofanira Kuziva Isati Ndasimbisa Kubhadhara Mari?
Kubatirira chikwereti kune mumwe munhu kune ngozi. Sezvakataurwa pamusoro apa, iwe unotora zvakakwana chikwereti - kunyange iwe uri kuwana mari. Kana uyo akakwereta asingakwanisi kana kuti asingatsivi, mutoro unowira kwauri.
Kushandisa kwekugodha kunogona kuva nengozi kunyange kana mukuru wekukwereta achibhadhara chikwereti: apo iwe unopindirana, vamwe vanokweretesa vanogona kuona kuti iwe unogona kubhadhara chikwereti - saka vangave vachizeza kukweretesa iwe pachako. Izvozvo zvinoreva kukodzera imba kana chikwereti chemotokari zvichava zvakaoma, kunyange zvazvo iwe usingatori chikwereti pane chikwereti chawakasayina.
Kushandira chikwereti chikamu chechipo: iwe uchapa mumwe munhu ruoko, kazhinji asingashandisi dime yemari yako. Asi kune ngozi. Yeuka, bhangi iri mubhizinesi rekukweretesa , uye havadi kupa mari kune kune akakwereta-saka unoda chikonzero chakanaka chekutora njodzi. Kuti uone mamwe mashoko (pamwe nenzira dzakasiyana dzekubatsira pasina kuisa chikwereti chako pamutsetse), verenga Usati Wanyora Chikwereti .