Mafoni efoni anoita kuti upenyu huve nyore zvikuru. Zvokuvaraidza uye zvibereko zvezvibereko zvinowana zvakawanda zvebhuku uye zvemari mapurogiramu hazviwani kupenya zvakakwana. Kana uri kutsvaga nzira dzakajeka dzekugara pamusoro pekwereti yako uye chikwereti, heuno mazvinomwe mapurogiramu aunofanira kutora.
Chikwereti Karma Mobile
Mariro : Free
Platform : Android, iOS, Online
Chikoro cheKarma Karma chine zvishandiso zvitatu zvinobatsira kubatsira kutarisira chikwereti chako uye zvose zvinowanikwa pasina.
Iwe unokwanisa kuwana chikwereti chako chikoro, chikwereti chekwereti, uye kugamuchira chikwereti chekucherechedza. Hausi kungowana chete chikwereti chako, iwe unogamuchirawo zvakawanda nezvezvinhu zvinokonzera chikwereti chako, mazano ekuvandudza chikwereti chako chikoro, uye mazano ekugadzirwa kwemarikiti inogona kukubatsira kuchengeta mari. Zvakakosha kuziva kuti chikwereti chinyorwa chinogoverwa chinoenderana neTransUnion credit report yemashoko uye chikoro chekwereti haisi FICO chikamu.
Credit Sesame
Mariro : Free
Platform : Android, iOS, Online
Chikoro cheSesame ndechimwe chikoro chekwereti chekwereti. Iyi inopa mwedzi wega wega Experian chikwereti chikwanganiso uye chikwereti chekuongorora, inopfupisa mvumo yako ye mwedzi yemwedzi, uye inonyora chikwereti chako chemari chikwereti. Zvichienzaniswa neKwata Karma's app, Chikoro cheSesesame chekushanda chakakosha, asi chikwereti chekwereti chakasununguka kubva kune chikwereti chakasiyana chekwereti ichiri kukoshesa. Ramba uchifunga nezvechikwereti chikoro chawakagamuchira kuburikidza neCredit Sesame haisi FICO chikamu.
Mint.com Personal Finance
Mariro : Free
Platform : Android, iOS, Online, Windows
Mint app ine toni yemabasa makuru, asi imwe yepamusoro ndiyo kukwanisa kuongorora mari yako. Imwe nzira inotora mabhizinesi uye kadhi rechikwereti uye inoronga kuti iwe uone nekukurumidza kuona nyore kwaunoshandisa mari.
Iwe unogona kugamuchira zviyeuchidzo zvebhadha, kushandiswa uye kuenzanisa masayeri, uye zviziviso zvemari yebhangi. Ita zvinangwa zvemari uye app inokubatsira kuti uzive maitiro ekugadzirisa sei kuitira kuti iwe ugone kusangana nezvinangwa izvi. Mint chete inodaro ruzivo rwekodha yako; purogiramu yacho haigone kuita zvekutengeserana kana kutamisa mari kubva kubhuku rako.
Tarisa: Bhadhara zvikwereti, makadhi emakadhi
Mariro : Free
Platform : Android, iOS
Kuyeuka zvose zvamunotora pamwedzi yakakodzera ndeyekuoma. Kana ukangomisa matanho ako paIndaneti yeKuongorora, inotumira zviyeuchidzo kana mabhizimisi ako akakwana uye akupa mukana wokubhadhara pakarepo kana kuronga mubhadharo. Iwe unokwanisa kutora ma kadhi kadhikiti, mabhengi ebhengi, nezvimwe zvikwereti. Izvo purogiramu inoshandisa encryption, 4-digit PIN, uye data yakasara inoparadza kuchengetedza mazwi ako ehutu hwemunhu. Dambudziko rega roga nderokuti mamwe mabhanki maduku uye zvikwereti hazvikwanisi kutsigirwa.
ReadyforZero: Kubhadhara chikwereti
Mariro : Free
Platform : Android, iOS, Online
ReadyForZero inobatsira vanhu kubhadhara $ 180 mamiriyoni mune chikwereti - uye kuverenga. Ikokuta inokubvumira kubatanidza zvose zvikwereti zvemari yako, ita purogiramu, uye tarisa kufambira mberi kwako kuti uwirire chikwereti chako chinangwa. Zviyeuchidzo uye zviziviso zvinokudzivirira kuti urege kusvikirwa nemisi yakakodzera uye unoita kuti uwane mari inodhura nguva refu. Zvinonyanya kukosha ndezvekusununguka, asi iwe unogona kuvandudza pamari yepamwedzi uye kuwana zvimwe zvinhu zvakadai sokukwanisa kuita nguva imwe chete kana kubhadharwa kwekare, kuverenga nguva yako uye kuchengetwa kwezvibereko, uye kugamuchira yako VantageScore.
Chikwereti Chigadziri uye Calculator
Mariro : Free
Platform : Android
Chikwereti Chekugadzira Chikwereti neKickingLettuce Studios chinoita kuti uronge uye uronge zvikwereti zvako uye zvinonyanya kukosha kukuudza iwe kuti zvichakuita nguva yakareba sei kuti uwane chikwereti zvichienderana nemashoko pamusoro pekwereti yako uye mari yekubhadhara. Iko inoshandiswa purogiramu yepurogiramu inotora chikwereti chekubhadhara kubva pane kubhadhara chikamu chebhadharo chakaderera kutanga. Iwe unogona kuvandudza kuDhebt Planner Pro kwe $ 1.99 chete uye unogamuchira maitiro akasiyana ekubhadhara, zviyeuchidzo zvemwedzi uye mwedzi.
Wallaby Credit Card Makomborero
Mariro : Free
Platform : Android, iOS, Online
Kana uine zvipo zvakawanda zvemakadhi emakadhi, pane mukana wakaisvonaka wausina kuwana zvizhinji zvacho. Dambudziko nemakadhi makadhi ndeyekuti vazhinji vedu tinokanganwa kuvashandisa. Wallaby anokubatsira kuti uwane mubayiro wekadhi rechikwereti raunoshandisa iwe uchiri kutenga kuti uwane mibayiro yakawanda.
Iwe unoudza Wallaby kuti makadhi emakadhi anei uye oita kuti azive kwauri kutenga, zvicharatidza kuti kadhi rechikwereti rinoshandisa. Hazvidi kuti nhamba dzako dzekadhi rechikwereti dziite rumbidzo.