Vaka chikwata chakanaka chekwereti uye uchengetedze chikwereti chiduku kunyange mukoroji
Nei chikwereti chakanaka kuchikosha
Nhoroondo yako kushandisa kadhi rechikwereti inonyorerwa mushumo wechikwereti uye inogadziriswa nekwereti chikoro.
Vatengesi, vashandi, varidzi venyika, makambani einishuwarenzi uye kunyange vashandi vebasa rekushandira vose vanoshandisa ripoti rako rechikwereti kana chikwereti chekwereti (kana zvose zviri zviviri) kusarudza kana uchibvumira zvikukumbira zvako uye pamutengo upi. Ona Chikwereti Chikamu uye Chikamu Overview .
Kuva nekakawanda kadhi rechikwereti chikwereti kunogona kusiya mavara asina kunaka pamushumo wekwereti uye kutengesa chikwereti chako pasi. Kana iwe uine nhoroondo yekushaya mari, ichaderedzawo chikoro chako chekwereti. Izvi zvinogona kukuchengetedza kuti urege kuwana chikwereti kana imba. Muridzi weimba angada kuti iwe uve ne-co-signer. Anoshandira haagoni kukubhadhara. Nzvimbo dzehutano dzinogona kutora nzvimbo yakachengeteka yokuchengetedza mari isati yatanga basa.
Kuva nekodzero yakanaka yekwereti kunokosha, kunyanya apo iwe uchangotanga iwe pachako. Pasinei nokuti iwe une chikwereti chechikwereti chakanaka kubva pane zvaunoshandisa (uye usashandisa zvikwereti zvemakadhi) panguva yekoroji yako makore.
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Usarega kadhi rechikwereti richikusarudza iwe .
Kunze kwekuti iwe uri nechokwadi kuti iri basa rakanaka, usaisa chikwangwani chekadhi rechikwereti kuti uwane t-shati yakasununguka kana mugomba wekhofi. Verenga kuburikidza nemitemo yemvumo yekadhi yemakadhi yaunogamuchira. Chengetedza mari uye chikwereti chezvibereko, uchizvienzanisa kune imwe kadhi inowanikwa iwe. Zvadaro, unosarudza kadhi rechikwereti rakakunakira iwe.
Mudzidzi wepamusoro wechikwereti makadhi haana chikwereti chemari yegore negore, chikwata chechikwereti chakaderera, uye chikwereti chikwereti chepasi
Rimwe kadhi rechikwereti rakwana . Kunyangwe iwe unogona kuedzwa kuisa kadhi kadhi rechikwereti iro rinouya nenzira yako, zviri nani kuchengetedza makadhi ako kusvika zvishoma pane ino. Zvose zvitsva zvekubhadhara kadhi rechikwereti zvinokonzera kudonha mune chikwereti chako. Uyezve, iyo yakawanda yemakadhi ekwereti, iwe unowedzera dambudziko rokutora chikwereti chekwereti chekwereti.
Chengetedza izvo zvaunokwanisa kubhadhara . Kusvikira ikozvino, iwe zvichida wakatora kadhi rechikwereti chairehwa kuti ubhadhe zvinhu zvausingakwanisi kuwana ikozvino, asi zvichida uchatokwanisa kuzvipa gare gare. Kushandisa kadhi rechikwereti kana iwe usingagoni kuwana ndiyo nzira inokurumidza yekuvaka muganhu iwe usingakwanisi kuripa. Iko mari shoma iyo inoita "nyore" kubvisa chikero, chaizvoizvo ichiita kuti inodhura. Iwe unogona kuguma kubhadhara $ 100 ne $ 20 pizza.
Bhara bhadha yako yakazara mwedzi mumwe nomumwe . Kana iwe ukapinda muitiro wekubhadhara chikwereti chako paunowana bhiri, iwe urege kutakura chikwereti chekwereti chikwereti . Uyezve, iwe uchabhadhara izvo zvawakatenga, kwete mari yepamusoro yekambani yemakadhi yemakadhi inotengesa kana iwe usingabhadhari zvakakwana.
Usatombofungisisa nezvemari inotangira . Havasi vakanaka sezvinoonekwa.
Iwe uchabhadhara 2-4% mari yekufambisa mberi mari pamwe nemari dzemari pamutengo wekushandiswa kwemari iyo inogona kunge ine yepamusoro yekutarira kune yekutenga kwako. Uye kana iwe uine chikwereti chekutenga pane kadhi rako rechikwereti, mari yako yepamwedzi inoparadzaniswa pakati pemari.
Gara pasi pekwereti yako chikwereti . Haisi kungove-ye-- mari yemari inodhura, ivo vanewo zvakaoma kubvisa. Nemhaka yenzira yekubhadhara mabheji uye mazuva ekubhadhara anowira, unogona kufunga kuti uri kubhadhara chikwereti chako pasi pemuganhu, asi mari yemari nemari inotora zvakadzoka zvakare. Iyo yakanakisisa kutengesa ndeye kuchengeta mhaka mukati me 10-30% yekwereti yako chikwereti.
Ita shamwari dzako dziwane kadhi ravo rechikwereti . Kana iwe ukarega mumwe munhu kushandisa kadhi rako rechikwereti, iwe uri mutoro wekubhadhara mhosva kana vachikubhadhara iwe kana kwete. Mushure mezvose, chaiva chiratidzo chako pane kadhi rechikwereti, kwete shamwari yako.
Kunyangwe shamwari dzakanakisisa dzinogona kutendeukira kune vavengi mumusana wemasekondi, saka zviri nani kusanganisa ushamwari nemari.
Usatya kuvhara kadhi . Kazhinji, ndinoudza vanhu kuti varege kuvhara makadhi avo emakadhi nekuda kwekukuvadza kwavanogona kuita kune chikwereti chikoro. Asi, kana iwe usina mari yekubhadhara kadhi rechikwereti uye iwe unoziva kuti iwe hauzovi nehanya nekadhi rako, zviri nani kuvhura account pane kuparadza chikwereti chako. Kuvhara kadhi rechikwereti zvimwe hazvizokuvadzi chikwereti chako chakanaka sechinhu chakashata sekukwereta kadhi rechikwereti.
Usatarisira kuti vabereki vako vakubudisire kunze . Kana ukangosununguka, ndiro basa rako kubhadhara chikwereti chako chekadhi rechikwereti. Vabereki vako vane zvikwereti zvavo zvekubhadhara uye kubhadhara mari yekuchengetedza, saka hazvina kunaka kutarisira kuti vabhadhara chikwereti chekadhi rako rechikwereti. Kana iwe ukapinda mumatambudziko, unogona kubvunza vabereki vako chikwereti kubhadhara chikamu. Mukudzoka, iwe unofanirwa kubvisa kadhi rechikwereti, uya nechibvumirano chekuripira vabereki vako, uye usarudza kusambopinda mukadhi rechikwereti chinetso zvakare.
Makambani ekadhi rechikwereti haakupi zvinyorwa pakushandisa kadhi rechikwereti nzira yakarurama. Chaizvoizvo, vanoda kuti iwe uite zvikanganiso zvinodhura kuitira kuti vagone kukubhadhara zvimwe zvekuda uye mari. Tevedzera mazano aya kuti uchengetedze iwe chikwereti pasina uye chikwereti.