Wati wambotora chikwereti chichikandwa kubva kune mumwe anounganidza kuenda pane chimwe pane izvo zvinoita sekunge makore? Pane imwe nguva, mhirizhonga inofanira kumira, zvakarurama? Rudyi.
Dhaka dzine rudzi rwekupera kwezuva rinozivikanwa semutemo wekukanganisa kunochengetedza chikwereti vatengesi, uye kunyange wekweretesi wepakutanga, kubva pakuitevera nokusingaperi. Usati wabvumirana kubhadhara chikwereti chakare, kutanga tanga nechokwadi kuti mutemo wekukwanisa hauna kupera.
Kana nguva yacho yasvika, iwe unogona kusarudza kuti iwe unofarira kuti usabhadhara.
Nenguva Miviri Yezvikwereti ZveDhaka
Vanhu vazhinji vanowana mutemo wekukanganisa kusanganiswa nechikwereti chekupa chikwereti nguva. Kunyange zvazvo ivo vari vaviri nguva dzisingabatanidzi zvikwereti kune chikwereti, vane zvisizvo zvakasiyana uye zvinokonzerwa nezviitiko zvakasiyana muhupenyu hwechikwereti.
Chikwereti chekupa chikwereti nguva yezvikwereti chikamu chakawandisa chenguva yemari chikwereti chinogona kusanganisira zvikwereti zvinodarika pamushumo wekwereti yako. Pamusoro pemarudzi akawanda emakorokari, makore manomwe kubva pazuva rokudengenyeka. Zvisinei, kushungurudzwa kunorondedzerwa kwemakore gumi uye mutero wemitero unogona kuziviswa kwemakore gumi nemashanu. Chikwereti chekupa chikwereti nguva yakatarwa chinorondedzerwa ne Fair Fair Reporting Act uye hachifukidze mutemo wekukwanisa kubhadhara chikwereti.
Mutemo wekupera kwechikwereti, kune rumwe rutivi, ndiyo nguva yenguva iyo chikwereti chinosungirirwa zviri pamutemo.
Zvinoreva, nguva yekwereti kana muteresi anogona kushandisa dare kuti akumanikidze kubhadhara chikwereti. Nguva yacho inotangira musi wekupedzisira webhuku rebasa uye inopesana nehurumende.
Mashandisiro Aungashandisa Mutemo Wekubatsira Kwako
Mutemo wekupera kunotanga musi wekupedzisira webasa paakaunti.
(Ramba uchifunga izvi zvinogona kunge zvakasiyana kubva musi waakazopfuura.) Mharidzo yako yechikwereti inowanzosanganisira zuva rekupedzisira rebasa.
Kunyange kana mutemo wekukanganisa wakapera, vamwe vateresi vateresi vacharamba vachiedza kuunganidza. Vari kutarisira kuti hauzive pamusoro pemutemo wekukanganisa uye iwe uchabhadhara kana vakashevedza kana kukutyisidzira iwe zvakakwana. Vangatotopomera mhosva pamusoro pako. Kana iwe uchiziva kuti mutemo wekukundikana waperera, unogona kushandisa icho icho sechikonzero chokuti haufaniri kuripa chikwereti.
Ngwarira kuti usatangazve mutemo wekukanganisa. Chero nguva yaunotora chiito nebhuku, mutemo wekukanganisa unotangazve. Kuita mubhadharo, kuita chivimbiso chekubhadhara, kupinda muchibvumirano chekubhadhara, kana kuita mutero nekambani kunogona kutangazve mutemo wekukanganisa. Apo awa rinodzokazve, rinodzokerazve zero, pasinei nokuti nguva yakareba yakafamba sei mberi kwebasa racho.
Kudengenyeka kwePasita-Mutemo Wekukwanisa Kupomerwa
Mushure mokunge vatopomerwa neFTC muna 2012, Asset Acceptance, imwe yevatokari vematokari makuru, vakabvumirana kuzivisa vatengi kana zvikwereti zvavo zvapfuura mutemo wekukanganisa nekubatanidza muchengeti yekuunganidza chikwereti "Zvichienderana nezera rekwereti hatisingaiti iwe. " Inogonawo kusanganisira "uye hatizouyi kuzivikanwa kune imwe sangano rekubika." Hasi ose masangano ekuunganidza achabatanidza izvi kuzivisa, saka mutoro wehuchapupu hunoramba uri pamusoro pako.
Chii Chirevo Changu Chekugumira?
Mutemo wekukundikana unowanzowanikwa pakati pemakore matatu nematanhatu, asi wakareba semakore gumi nemashanu mune imwe nyika. Tarisa Zvose Zvekare zveMitemo Yezvikwereti neHurumende kuti udzidze chikwereti chekuregererwa kwehurumende yako.
Kana iwe uchangobva kutama, sneaky chikwereti vatori vanogona kuedza kushandisa musha wekugara wenyu mutemo wekukanganisa , kunyanya kana nguva iyo nguva yakakura kupfuura yehurumende yauri kugara. Izvi zvinogona kupa muunganidzi nguva yakawanda yekuunganidza pane chikwereti.
Zvimwe zvikwereti hazvina mutemo wekukanganisa. Izvi zvinosanganisira mari yevashandi vehurumende, rubatsiro rwevana mune dzimwe nyika, uye mitero yemari. Iwe haugoni kushandisa mutemo wekukanganisa sekuzvidzivirira mumhosva pamusoro pezvimwe zveizvi kunyange kana usina kutora chero chiito pane account mune makore akawanda.
Zvinorehwa nemitemo yezvikwereti hazviiti
Ramba uchifunga mupfungwa kana mutemo wekupera usingaperi, zvinodzivirira mutengesi kuti akunde kutongwa newe apo iwe unogona kuratidza kuti mutemo wekukanganisa wapera. Hazviiti:
- Chengetedza muunganidzi kubva pakuisa mhosva pamusoro pako. Inogona kuvadzivisa kuti vasakunda kana iwe uchishandura kwavari mudare.
- Bvisa chikwereti. Kana chikwereti icho chakanaka chako, iwe uchiri chikwereti.
- Dzivirira chikwereti kubva pakuziviswa pamusoro pekwereti yako yemari. Chikwereti chinogona kuziviswa chero bedzi nguva yekukwereta chikwereti nguva inobvumira.