Kuchengetwa kwemari kunowanikwa apo iwe waunoshandira akasiya chikamu chemari yako yekubhadhara chikwereti chako. Mubairo wako unogona kungogadziriswa semugumisiro wemirairo yematare kana imwe yemutemo mutemo uye haufaniri kuuya sechishamiso chakakwana. Zvakakosha kuti usakanganwa kutongerwa mhosva. Kana iwe ukadaro, iwe unorasikirwa nemukana wekurwisana nekugadzirisa muhomwe.
Mutengi Wekudzivirirwa Kwekudzivirira Mutemo anorongedza kugadziriswa kwemari, achitsanangura huwandu huwandu hunogona kugadzirwa uye hunorambidza vashandi kuti vakurove nekuda kwekugadziriswa kwemari chete.
Maximum Zvikwereti Pamusoro Pokugadziriwa Kwemari Mari
Nenzira yakanaka, dare rinogona kungobvumira mubairo wako kuti ugadzirwe nechimwe chikamu. Nhamba yepamusoro inogona kugadzirirwa kubva pamari yako ndiyo nhamba shoma yeiyi inotevera:
- Kusvika 25 kubva muzana yemari yako yaunokwanisa kana yakawanda kupfuura $ 290.
- Chero chiyero chakakura kudarika makumi matatu makumi matatu emadhora emadhora emadhora: $ 217.50.
Federal federal wage is currently $ 7.25 per hour.
Kuti uwane mari yekugadzirisa, mari yako inowanikwa ndeyemari yako yakawanda zvisingabvumirwi nemutemo zvakabhadharwa kusanganisira federal, nyika nemitero yemunharaunda, inshurensi yekusashanda, kubviswa kwehutano hwevanhu, uye hurumende yekutora mari. Zvimwe kuderedzwa semishuwarenzi yehutano, inshurensi yehupenyu, nemipiro yezvipo haibvumirwe zviri pamutemo uye naizvozvo haisashandisi kugadzirisa mari yako inogona kuwanikwa.
Iko mahombekero ekugadzirisa mubhadharo anoshandiswa anoshandisa pasinei nenhamba yevakwereta kutsvaga kuvezwa.
Zvipingamupinyi zvinowanzoitwa pakugadzirisa mubhadharo mari hazvirevi kumatare edzimhosva ekubhadhara mari , federal uye mvumo yemitero yehurumende, migove yokuzvipira mubhadharo, kana rubatsiro rwemwana uye mukaroorana.
Mhando Yezvipo Zvinogona Kugoverwa
Kazhinji, mamwe mapoka emaricho anogona kugadzirwa. Izvi zvinosanganisira mubhadharo, mubhadharo, makomisheni, mabhonasi, kana mamwe emari.
Pension uye kubhadhara mari inogonawo kugadzirwa. Kazhinji, mazano haatongorongedzwi sezvo mutemo wekugadzirisa mubhadharo hauiti kuti vave mari. Social Security mazano haagoni kugadziriswa, kunze kwehurumende yeGermany.
Zvikomborero zveKubatsira Mwana kana Mudzimai
Kana ukatsigira mwana kana alimony, unogona kusvika kusvika ku50 kubva muzana yemari yako yakagadzirirwa kana uri kutsigira mumwe mwana kana mudzimai wako. Kana iwe usiri, iwe unogona kusvika kusvika 60 kubva muzana yemari yako inogadzirwa. Chimwe chezvikamu zviviri kubva muzana chinogona kugadziriswa kana iwe uine chikwereti chinopfuura masvondo gumi nemaviri kumashure.
Mutemo weMutemo wekugadzirisa mubayiro
Zvizhinji zvehurumende zvine mitemo yavo pachake inoronga kugadziriswa kwemari. Apo mutemo wekugadzirisa mubhadharo wehurumende yakasiyana nedare rezvematongerwo enyika, mutemo unoguma mukati memari yakaderera yakagadzirirwa inofanira kushandiswa. Somuenzaniso, kana mutemo wenyu wehurumende mutemo wekuti 15% chete yemari yako inogona kuwanikwa inogona kugadziriswa, mutemo iwoyo waizoshandiswa panzvimbo yemutemo wehurumende.
Kuchengetedzwa kweDhipatimendi Dharedhi
Masangano ehurumende nevatori vavo vanobvumirwa kurongedza kusvika 15 kubva muzana yemari yako inogona kuwanikwa kuitira kuti urege kubhadhara mitero yaunokwereta nehurumende yehurumende. Mukuwedzera, Dhipatimendi reZvesheni kana vatengi varo vanogona kugadzirira kusvika 10 kubva muzana yemari yako yaunogona kuiridzira kubhadhara mari yevashandi vechikwereti inenge isipo.
Mitemo yekugadzirisa hurumende haina kushandisa kana chikwereti chiri kuhurumende yehurumende.
Kugadzirisa Mari uye Job Security
Pasi peVatereji Credit Protection Act, mushandirwi wako haagoni kukupisa iwe kuti uve nechikwereti chimwe chete chakachengetwa kubva muhomwe yako. Zvisinei, Mutemo haubvumiri mushandi kubva kukuuraya pashure pematare maviri kana akawanda anogadzirirwa oga.
Kana iwe uchida kuti iwe wakanga usisina kukodzera kubhadharwa nekuda kwekugadzirisa muhomwe, taura neDhipatimendi reBasa. Iwe unogona kukwanisa kuti basa rako ridzoserwe. Kana Dhipatimendi ichisarudza kuti mushandirwi wako anonyatsoputsa mutemo, hurumende uye mhosva dzezvemhosva dzinogona kutevedzwa.
Muenzaniso Kubudirira uye Zvikomborero
Mari yakawanda inogona kugadziriswa kubva pamubhadharo wako inobva pane mari yaunowana uye kwaunogara. Mimwe mienzaniso yekugadzirira:
- Kana iwe mari yako inogona kuwanikwa iri $ 217.00 pavhiki, ipapo munhu ane chikwereti haazokwanisi kuwana muchero wehomwe pamusoro pako.
- Kana mari yako yakawanikwa iri $ 290 pavhiki, saka une $ 72.50 yakakodzera yekugadzirisa.
- Kana iwe mari yako inogona kuwanikwa iri $ 400 pavhiki, iwe unogona kugadzirirwa kusvika ku $ 100.
- Ngatitii mari yako inogona kuwanikwa inodarika $ 500 pavhiki uye iwe iye zvino une $ 250 yekugadzirirwa kutsigirwa kwevana (iyo 50 muzana yepamutemo yepamutemo apo iwe uri kutsigira mumwe mwana kana mudzimai). Mumwe munhu akakwereta haazokwanisi kuwana hukomba pamusoro pako nokuti iwe unotova nepamusoro yepamutemo inogadzirirwa.
Vatungamiri vehurumende
Mubairo neHawa Chikamu cheDhipatimendi reMabasa chinogona kukupa ruzivo rwakawedzerwa pamusoro pokuva nemari yako yakagadzirirwa. Iwe unogona kuonana navo paIndaneti pawww.wagehour.dol.gov kana nekudana 1-866-487-9243.