Tsanangudzo Yenheyo Yenguva Yekutengesa
Paunonzwa izwi rokuti "mukana wekutora" iwe uri kunyatsonzwa izwi rakanaka rokuti "kushandiswa-kurega."
Nguva dzose paunosarudza, kune basa-rekufunga. Iwe unofanidza kuongorora zvauri kuwana pamwe chete nezvingave iwe uchirasikirwa.
Izwi rinonyanya kukosha rematengo mukana ndiwo mutengo wechinhu chinotevera chakanaka iwe ungadai wakaita dai usina kuita sarudzo yako yekutanga. Dzimwe nyanzvi dzezvematongerwo enyika dzinofanidza kuputsa mutengo wemari kuti zvive pachena uye zvakajeka .
- Chii chinonzi Explicit Opportunity Cost?
Kana iwe uine nzvimbo yekutengesa yakanaka uye iwe uwedzere chinhu chitsva mumamiti inoda $ 30 mubasa, zvigadzirwa, magetsi, uye mvura, mari yako yakajeka inodhura ndiyo iwe ungadai wakaita ne $ 30 iyo wakasarudza kusawedzera chinhu chitsva kumenyu. Iwe unogona kunge wakabvisa mubhizinesi, wakazvipa kune rudo, wakaripedza pazvipfeko, kana wakawedzera chimwe chinhu chemenu. Chii chinonzi Implicit Opportunity Cost?
Kana uine imba yechipiri yaunoshandisa seimba yezororo, mukana wakakwana unobhadharwa mari yekubhadhara iwe unogona kunge wakaita kana iwe uchikwereta kune vashandi uye uchitora cheko chemwedzi pane kuti uishandise iwe nemhuri yako.
Icho Chinopfuura Kupfuura Bhizimisi Chete
Kunyange zvazvo pfungwa yemari inodhura yakadzika midzi mune zvehupfumi uye mari, mukana wekuwana unofanirwa kuyerwa zvichienderana nemanzwiro ako pachako uye maitiro. Somuenzaniso, kana uchida kubika, iwe haufaniri kuva chiremba panzvimbo yemukuru chete nekuti vanachiremba vanowana mari yakawanda kupfuura vafudzi.
Uyezve, iwe unogona kutyaira nutswe uchifunga nezvezvinhu zvose zvingave zvakaitika dai waita zvisarudzo zvakasiyana. Ko dai iwe usina kuenda kumabiko wawakasangana nemumwe wako? Ko dai iwe wakanga watenga mari iyo yekutengesa iyo yakave yakashata? Ko kana iwe wakanga wapinda kuStanford uye iwe ukava shamwari dzakanakisisa nemaviri makuru-mabhiriyoniire magetsi makuru?
Iwe unogona kuenda uchinyengera uchiedza kuongorora zvinhu zvose zvaungadai wakaita, saka kusarudza kusati kwave kwakanaka.
Chinangwa chekudzidza pfungwa yemari yakakosha haisi kuzviita nguva dzose kufungidzira zviito zvako kana urongwa, asi kuti uve nechokwadi chokuti unoziva kuti zvisarudzo zvako zvine migumisiro. Sezvawakadzidza munguva pfupi yapfuura, kunyange usingaiti chinhu chiri, uye mukati mawo, sarudzo ine mukana wekutengesa .
Mukana Wekuda Unofananidzwa Nezvokutengeserana
Kana iwe uine dambudziko kunzwisisa chirevo, rangarira kuti mari inodhura isinganzwisisiki yakabatana nemafungiro anenge ega kusarudzwa kwose kunoda kubhadhara. Tiri kurarama munyika yakakwana; iwe haugone kuva nzvimbo mbiri kamwechete. Izvozvo zvinoreva kana ukasarudza imwe resitorendi manheru ano, haugoni kusarudza imwe. Kune uwandu hwekutengeserana hunobatanidzwa muchisarudzo ichocho, kusanganisira kurema uye nguva yekufamba inodiwa kusvika pakugadzwa, mutengo wezvinhu zvezvinhu pane imwe neimwe, urongwa hwebasa, rudzi rwekudya, nekukurumidza izvo zvokudya akauyisa patafura yako.
Parizvino, chaizvoizvo, uri kuverenga nyaya ino apo iwe ungadai wakave gorofu, kana kuti kunyora, kana kushandisa, kana kushanda pabhanga rekudya, kana kushandisa madhiragi, kana kudzidza ruzivo rutsva, kana kuti kusvetuka pane ndege kuenda kune imwe nyika pasina chinhu asi $ 24 muhomwe yako.
Kusvika pamwero zvikonzero zvinogona kudzorwa, hupenyu hwako huwandu hwekupedzisira kwezvisarudzo zvako zvekare. Izvozvo, muchidimbu, ndiyo tsanangudzo yemutengo inodhura.
Pane imwe nhanho, ichi chinhu chinowanikwa mupfungwa zvese izvo economists dzinoda kuita zvakaoma. Zvose zvaunofanira kuita ndezvizvibvunze:
- Zvakadini kana Walt Disney asina kumbobvira afamba?
- Zvakadini kana Elton John asina kumbokwanisa kuimba nziyo?
- Zvakadini kana Warren Buffett akasiya paakarambwa kubva kuHarvard Business School?
- Zvakadini kana Thomas Edison ainge asisa kushanda pabhari yegetsi apo akakundikana zvishoma zvishoma zvuru zvenguva?
- Zvakadini kana Michael Jordan akamira kutamba basketball paakagurwa kubva kuchikoro chesekondari?
- Zvakadini kana Steve Jobs asina kumbobvira adzokera kuApple kuti atungamirire kudzoka kwayo, kunyatsogadzirisa remangwana rekombiyuta?
Zvose zvoupenyu mukana wekuwana.
Iwe haugoni kupukunyuka. Gamuchirai. Ita zvakanakisisa zvayo. Fambira mberi.