Rega Kubhadhara Mutero Wakawanda Kana Muchidimbu Kupfuura Iwe Owe
Kupa mvumo yakawanda yekuregererwa kwekuregererwa kwepaFomu W-4 iwe iwe newaunoshandira kunogona kukonzera kubhadhara mitero yako yegore.
Kutaurawo kune vashomanana vasingabvumirwi kuregererwa uye iwe unoguma uchikwereta Uncle Sam mari yako isingabatsiri. Izvo hazvina kunaka sekukwereta, asi sei uchirega kufarira mari yako nekushandisa kwemari iyo mugore?
Kune vamwe vanhu, kubvisa zvingabhadhara zvinogona kushandiswa semhando yekumanikidzirwa kuchengetedza account. Mari yacho yakachengetwa kusvikira yavapa mitsara, saka vanoigamuchira zvose zvakare muchikwereti chemari mumamiriro ekubhadharwa kwemitero. Asi, pane nzira dzakanakisisa dzokuchengetedza.
Semuenzaniso, zvinogona kukubatsira iwe zvakawanda kuti uchinje kubvisa kwako uye uwane mari yakawedzerwa kubhadhara mubhadharo yako kana kubhengi yebhangi nguva imwe neimwe yekubhadhara uye kuendeswa ku- akhawunti yekuchengetedza . Kana iwe uri kuchengeta mari yacho mune imwe nhoroondo yekuchengetedza mari yakawanda , iyo inowanikwa nguva dzose inokwanisa kukura nokukurumidza kupfuura nguva, ichienzaniswa nekodheji yekuchengetedza kero. Kana iwe usingatendi musimba rekuchengetwa kwemadiki, edza kutevera peni imwe neimwe yaunopedza kwemwedzi.
Ini ndinovimbisa kuti iwe uchashamiswa (kana usingatyisidzi) pane zvakawanda zvingaita sezvikwereti zvisingakoshi zvinowedzera kusvika.
Kutanga uye kuguma kwegore ndezvenguva dzakanaka kuti uongorore hurongwa hwako hwokudzivirira hunoita kuti uve nechokwadi chokuti iwe unoti nhamba yakakodzera yekuregererwa. Izvo zvakare pfungwa yakanaka yekuona kuti iwe unorega nguva nenguva gore rose kuti uone kuti hauri kubhadhara zvakanyanya-kana kuti zvishoma - mumitero.
Mushure mezvose, haudi kushamiswa nemutero mukuru wemutero munaEpril.
Kusarudza Kubata Kwako
Zvakanaka, iwe unofanirwa kutora nhamba yekusunungurwa iyo ichaita kuti urege kuchengetedza zvaunokwereta sezvaunokwanisa. Nhamba yako yekutsvaga inobva pane yako yekutsvaga chimiro, mari uye kana iwe une vanhu vanovimba navo zvaunoti pamitero yako. Kana iwe uchivhiringidzika nematareji ekubvisa mapepa ebasa, nzira iri nyore yekuverenga yako yakakodzera kubvisa ndeyekuvhara nhamba yacho mumutero neholding calculator.
Zvinonyanya kukosha kuti udzokezve kubvisa kwako kana uchinge wawana hupenyu hunokosha hunochinja mugore rapera, kana iwe wakakwereta mitero kana kuti ukawana mari yakawanda. Somuenzaniso, iwe unoda kuzadza W-4 itsva uye uiendese kune waunoshandira kana chimwe chezviitiko zvinotevera zvinoshanda kwauri:
- Iwe unowana kubhadhara kukuru gore rakapera
- Iwe waive uchikwereta kudarika $ 100 gore rapera pawakaisa mutero wako wekudzokera
- Iwe wakaroorana kana wakarambana
- Iwe wakanga uine mwana
- Iwe haugoni kuramba uchitsvaga munhu anovimba naye wawakazviti gore rapera
- Iwe wakatanga kutarisira mumuviri uye mune zvemari kumubereki akwegura
Yeuka kuti kana iwe wakaroora uye iwe nemumwe wako mose munoshanda, munogona kutora nhoroondo ye "mutero wemutero wemuchato," paunenge uchitora kubvisa kwako.
Iyi chirango inoguma kune vakaroorana vanowedzera kubatana vachidzoka kune mimwe mitero kupfuura vanhu vaviri vasina kuroora vane mari imwe chete vaizobhadhara. Zvingave iwe uri pasi pemutengo wemutero wewanano kunowanzoenderana nemari yako. Pasi pemitambo yakadarika ichangobva kudarika uye Jobs Act , chirango chemutero chewanano chakachengetedzwa asi chete kune vanonyanya kuwana. Kutanga muna 2018, inobatanidza chete vakaroorana vakaroorana pamwe chete vachiwana mari ye $ 400 000 kana kupfuura. Kubudisa mutero wekubhadhara mutero kunogona kukubvumira kuti usatora mutero wemutero wewanano, asi zvinogona kuita kuti iwe usakwanisa kubhadhara zvimwe zvikwereti kana kubviswa, izvo zvingaderedza mitero yako yemutero.
Kana Wakabhadhara Mitero Yako
Kana gore rapera rakaramba kusarudzwa rakaguma nekutengesa kwemitero kwegore, usavhunduka. Iwe unosvika pakupera kweApril kudarika nguva yekubhadhara chikwereti chaunofanira kubhadhara musati wawanikwa uye zvikwereti zvinotanga kuwedzera.
Yeuka, iyo Internal Revenue Service inopa chibvumirano chekugadzirisa vateresi vanoda urongwa hwekubhadhara kuti vagutsikane mutero wavo wekubhadhara.
Zvimwe, iwe unogona kushandisa kadhi rechikwereti kana kuti chikwereti chako kuti ubhadhara mutero wako wekutero kana iwe usingadi kuti uwane chikwereti chero chipi zvacho kuhurumende. Yeuka kuti kana uchizoshandisa kadhi rechikwereti kuti utarise imwe inopa iyo yakaderera yegore rose yepamuti inokwanisika kana iwe usingakwanisi kubhadhara mubhadharo zvakakwana pakarepo. Uyewo zive kuti IRS inogona kukubhadhara mari yekugadzirisa kubhadhara mitero yako nekadhi rechikwereti .