Kana iwe uchifunga kuchengetedza nhauriro yekodhi yemari yakaderera zvikuru , unogona kunge uri kutsvaga ma-akhawunti ekuchengetera kwepamusoro. Nhoroondo idzi dzakakwana kune vanhu vanoda kuvaka mari yekukurumidzira kana vanoda nzvimbo yakachengeteka kuisa imwe yemari yavo. Nzvimbo dzepamusoro-dzekuchengetwa kwezvikwereti zvakare nzvimbo yakanaka yekuchengetedza kubhadhara kwekuimba paimba kana yemotokari itsva. Zvisinei, kana iwe uchida kukura pfuma yako, iwe uri nani pakusimudza mari yako mutual funds kana mu real estate. Nhoroondo yekuchengetedza, kunyange yepamusoro-inofarira, inzvimbo yekuisa mari yako uye kwete nzvimbo yekukura mari yako.
01 Mari Mari Makambani
02 Pamusoro pekuchengetedza Maaka
Mabanki akawanda ari muIndaneti anokwanisa kupa chikwata chapamusoro chekudarika kune bhidhiyo yekodhi kana chikwereti chekambani . Zvakakosha kuve nechokwadi chokuti bhangi ichiri kutarisirwa neDFIC. Iwe unofanirwa kutarisa kuti uone kuti nzvimbo imwe neimwe yakarurama iwe usati wasayina kudii. Uyezve, unofanira kunge wakagadzirira kubvumira mazuva mashomanana kutumira mari kuongororo yako yekodha kana kuti gwaro rekuchengeta. Iwe unogona kutumira mari kumakambani edu ekuchengetedza kwekutsvaga kwekombiyuta uye nyore nyore kutarisa iyo account. Chimwe chekubatsira ndeyekuti account yekuchengetedza iri muIndaneti inogona kubatsira kukanganisa kutengesa kwekutsvaga sezvo inotora mazuva mashoma kuti uwane mari.
03 Zvitatimiti zveDhiposit
Certificate yeDosits (CDs) inogona kupa chikwata chapamusoro kune chikwata chekuchengeta mari. Zvisinei, iwe unovhara muzinga yehuwandu hwenguva. Kana ini ndichitsvaga huwandu hunoenda, iwe unenge uine chikwata chechibereko chepasi uye iwe ucharasikirwa nehuwandu kana uchibvisa mari yacho kare. Zvisinei, iyi inhoroondo yakarurama yekufunga nezvechikwata chekutsvaga kana zvimwe zvinangwa zvenguva pfupi yekuchengetedza. Iwe unogona kuzarura CD kubhangi rako kana chikwereti chebato. Iwe unogona kukwanisa kuwana muzinga wakakwirira pabhanki rekutsvaga asi iwe. Kana iwe unonetseka kuti iwe uchapedza mari yaunenge uchigadzirisa, CD inogona kuva yakasarudzo yakanaka sezvo vanhu vakawanda havazobvumi mari iyi nekuda kwechirango.
04 Funga Kuisa Mari Yako
Kana iwe uchida kukura pfuma yako, unofanira kufungidzira kuisa mari yako. Iwe unofanirwa kuva nechikwata chekukurumidzira kwemwedzi mitatu kusvika kumatanhatu mune imwe gwaro rekuchengeta . Uyezve, unofanirwa kuchengetedza zvekutenga kwako kukuru kana mari yekunyura mubhuku rekuchengetedza. Mushure mekunge mazadzisa zvinangwa izvi, iwe unofanira kufungidzira kushandisa mari yako yose kuitira kuti uwane pfuma. Kana kuisa mari yako kunotyisa kana kukuvhundutsa iwe, iwe unofanira kutaura nemudzidzisi wezvemari uye dzidza nezvemazvikwereti anonzwa akachengeteka kwauri. Mari yekubatana ndiyo nzira yakachengeteka yekutanga kushandisa mari. Mutengo wemari wakatove wakaparadzira dambudziko kubva apo ivo vanowedzera mumatokisi akasiyana-siyana . Iwe unofanirwa kutsvaga mari yekutengeserana yakave yakasununguka kwemakore masere mashanu neine rekodi yakanaka.