Hapana Chikonzero Chekutya Kana Usingakwanisi Kubhadhara Mutero Wako Wemitero
1. Faira Zvaunodzokera Panguva
Kunyange kana iwe usina mari yakakwana yekubhadhara mitero inokodzera, iwe uchiri kutoda kutumira mukudzoka kwako nekunonoka kwekutsvaga .
I IRS inongoronga maitiro maviri emitero yekotora: imwe yekudhinda nguva uye imwe yekusakwanisa kubhadhara. Kwegore ra2018, chirango chekuisa firimu ndeye 5% yemitero yako yaunokweretwa pamwedzi woga wako kudzoka kwako kunonoka, kusvika kusvika pa25%. Iyo yekubhadhara mubhadharo chirango, nekuenzanisa, ndeye 0.5% chete yemitero isina kubhadharwa inokodzera. Kana iwe usingakwanisi kubhadhara mutero wako wekubhadhara zvakakwana panguva, iwe ucharamba uchingoronga chirango chakanyanyisa kudarika iwe unenge wakamirira kuisa kudzoka kwako. Saka pasi, tarisa kudzoka kwako nekunonoka kwekufambisa kana kusati kwaitika.
2. Ongorora Zvaunosarudza Kuti Ubhadhe
Pasinei nokuti iwe unokwereta $ 100 kana $ 10 000, chinhu chekutanga unofanira kuita ndezvekuedza kuwana mvumo yekuwana mari iyi. Semuenzaniso, iwe unogona kufunga nezvekubatana kwehutano mumba mako , uchishandisa kadhi rechikwereti kubhadhara mitero yako, uchichera mune mari yako, kuwana chikwereti chako, kukwereta kubva kune shamwari neshamwari, kana kutenga mari yakabhadharwa kubasa. Chimwe chinonyanya kukanganisa ndechokusvitsa mari kubva pakuchengetedza basa; zvisinei, izvi zvinogona kukonzera mitero yake yemitero kuitira kuti zvive zvakanaka kuona iyi sechisarudzo chekupedzisira kusarudza.
Kana uri kufunga nezvechikwereti kana kadhi rechikwereti kuti ubhadhara mutero wako wekubhadhara, yeuka kuverenga mutengo wekuda uye mari. Kana iwe uchikwanisa kubhadhara chikwereti kana kadhi rechikwereti nekukurumidza, mari inogona kunge isingakoshi. Asi, kana iwe uine chikwereti chikuru chemutero, vanofarira vanogona kuwedzera nokukurumidza zvikuru. Uyewo, cherechedza kuti IRS inoshandisa mari yekugadzirisa mari yekubhadhara mutero wemari nekadhi rechikwereti , iyo inogona kuwedzera mari yako yose.
3. Tarisa Nguva Yako
Kunyange zvazvo nguva dzose zviri nani kubhadhara mitero yaunokwereta yakazara uye nenguva, pane zviitiko apo zvose zvaunoda kubhadhara ndeyokuwana mubhadharo wako unotevera. Mukudaro, iwe unogona kudzorera kudzoka kwako uye kubvuma chikamu chekubhadhara chikwereti. Chero bedzi iwe uchitora mitero yako panguva, IRS inokutumira tsamba mune tsamba iyo inotaura kuti iwe une chikwereti chakawedzerwa kana chimwe chezvibereko kana zvikwereti zvinowanikwa.
Zvinonyadzisa ndezvokuti mutero wako wekubhadhara uchange uri kupera pamusoro pemusoro wako kwenguva refu uye zvaunokwereta zvichawana zvikwereti uye chido kusvikira iwe uchibhadhara. Izvo zvakasara, zvisinei, ndeyekuti kufarira iwe unobhadhara kunenge kwakaderedzwa nekuenzanisa nekubhadhara mari nemumwe. Zvechokwadi, izvi hazvifaniri kunge zvisingagadziriswi kwenguva refu uye chinangwa chako chinofanira kunge chiri kubhadhara IRS nekukurumidza.
4. Cherechedza Chigwaro Chechigwaro
Hurumende, saiye munhu wose, ingadai yakawana mari yacho kwenguva yakati isiri iyo isiri iyo, saka ivo vane chirongwa chekugadzirisa chinowanika apo iwe haugone kuripa zvachose. Kuti ubvunze chirongwa chekugadzirira , unofanira kushandisa Fomu 9465 . Iwe unokwanisa kugadzirisa urongwa uhwu kuti uite mari yakananga kubva kubhangi yebhangi kuitira kuti nzira yacho ive nyore nyore.
Chibvumirano chechinguva chiduku chingagadziriswa kana iwe uchifunga kuti unogona kubhadhara mutero wako wekubhadhara zvakakwana mumazuva makumi maviri kana kupfuura; chirongwa chenguva refu chinowanikwawo kana uchida mazuva anopfuura 120 kubhadhara.
Pane mari yekuisa chigwaro chechigwaro.
Vanhu vanogona kushandisa paIndaneti purogiramu yekubhadhara kwenguva pfupi kana vachikwereta kudarika $ 100,000 mumitero yakabatana, chirango uye chido. Zvirongwa zvepanguva refu zvinowanikwa kana iwe unokwereta $ 50,000 kana pasi. Kana mutero wako wakakwereta wakakwirira, unofanira kutumira mameseji muFomu 9465 kuti uite. IRS inosarudza kuti mari yacho inoshandiswa kuburikidza nebhadharo yakananga kubva kubhengi yako yebhangi. Mhosva uye chido chinoramba chichiwedzera kusvikira iwe mubhadharo wako uchibhadharwa zvakakwana.
5. Shandisai Chipo Mukugadzirisa MuNyaya Dzakawanda-Mamiriro Ezvinhu
Kana iwe usingakwanisi kuwana mari uye iwe haugone kuwana chirongwa chekugadzirisa, pane imwe nzira yekupedzisira inowanikwa: Chipo muCompromise . Ramba uchifunga mupfungwa, izvi ndezvemamiriro ezvinhu akawandisa.
Kana iwe ukakumbira kupiwa mukutengesa, iwe unogona kupa kuti uite chikwereti chemari-chema kana zvikwereti zvakasimbiswa kwenguva pfupi.
IRS inobvuma kugamuchira zvishomanana kudarika chikwereti chakakwana chakweretwa kugutsa mutero wako wemitero. Izvi zvinoda kuti iwe upe mutemo wakakwana wezvemari uye chibharo chekushanda che $ 150 muwedzera paFomu 656 .
Iyi inopa inoongororwa pane imwe nyaya-ne-kesi uye iwe unogona kana kuti haugoni kubvumidzwa. Kana IRS inosarudza kubva pane zvawakapiwa kuti haugoni kubhadhara mari yacho yakazara, chipo chinogona kugamuchirwa. Kana ikagamuchirwa, unobvumirana kubhadhara mitero yako yakazara uye nenguva kwenguva yemakore mashanu mushure mekunge chibvumirano chakatangwa.
Ongorora Zvaunosarudza Nokuchenjera
Kubhadhara mitero yaunokwereta inokosha zvikuru, saka zvinokosha kuti uongorore zvese zvaunosarudza panzvimbo pekutya. Pamusoro pezvose, faira kudzoka kwako nenguva kuti usapedza chirango chekupedzisira. Zvino, tora nguva yekufungisisa kuti ndeyechokwadi sei iwe kubhadhara mitero yako uye ndeapi nzira dziripo.