Heino Chikonzero nei uchiri kudikanwa neAkodha Yokuchengetedza Account
Makomborero eApps Accounts
Nhoroondo dzekuchengetedza ingangodaro imwe yezvokutanga zvebhengi mabhengi amuchaita.
Zvichida kunyange pamberi pekaunti yekuongorora. Icho chimwe chezvinyorwa zviri nyore uye zvakajeka zvaunogona kuva nazvo. Nhoroondo yekuchengetedza inokubvumira kuchengetedza mari yakachengeteka nebhangi rinochengetedzwa kana chikwereti chekambani neine zvishoma kudarika $ 25 kuti uzarure.
Kunyange zvazvo mari yacho isinganyanyi kuwanika kubva kuunti yekuchengetedza maererano nekodha yekuongorora, ichiri chigadzirwa chemvura kwaunenge uchinyoresa kupinda. Asi kunotsanangurwa kwekambani yekuchengetera ndeyekuti iwe unogona kuwana chimwe chido. Kunyange zvazvo kudzoka kusinganyanyi kukosha, zvakanyanya kupfuura iyo mari yaizowana mari yekuongorora iyo iyo uye ichiri kuwanika nyore nyore kupfuura iyo yakaiswa mune imwe motokari seSitifiketi cheDhipatimendi (CD) kana kumwe kuchengeteka sematokari.
Kuwedzerwa, nhoroondo dzekuchengetedza zviri pachena ndedzimwe nzvimbo dzakachengeteka dzekutora mari, kusvika kusvika ku $ 250,000 pamubhadha rega rimwe nerimwe bhangi inofambiswa neDICIC. Asi mukutsinhanisa nehutano hwakanyanya hwekuchengeteka, iwe unowanzosiya chero mukana wekuwana mari yakakosha uye panzvimbo iyo unowana muwandu wezvokuda mumari yako yekuchengetedza.
Mabhengi akawanda anopa mahokheni akawanda ekuchengetwa kwezvibereko izvo zvinowanzova nekwikwidhi yemari inowanikwa. Nekuda kwehuwandu hwemadhora asiri muchiitiko chepasi pane mavhareji mazinga iwe uchiri kuda kuenzanisa doro kuti uwane nhoroondo yakanakisisa yezvinangwa zvako.
Kana uri kutsvaga maakareji ekuchengetedza kuti akubatsire kusvika kune zvinangwa zvako zvekutsvaga kwehupfumi iwe unogona kuwana mhinduro dzevamwe mazita akakurumbira kuburikidza nemapeji akabatanidzwa pasi apa:
- Highest Savings Account Inotora Mitengo
- Online Banking 101
- Mabhengi eBlogi uye Makomba
- Kwamuri Kuzarura Ada Free Savings Account
- Bankrate
- Deposit Accounts (tsvakurudzo yebhengi uye chikwereti chekambani)
Maintenance Accounts for Emergency Funds
Nhoroondo dzekuchengetedza dzinoramba dzichikosha muzvikamu zvose zvehupenyu hwako nokuti nguva dzose dzinotsvaga kuti dzive dzakachengeteka, zviri nyore kuwana mari yakagadzirirwa pane zvinokurumidza . Vazhinji vanoronga mari vanokurudzira kuchengetedza mari inenge mitatu kusvika kumwedzi 6 yezvokushandisa zvekugara zvekushandisa mune imwe nhoroondo kubva pane zvekuongorora zuva nezuva. Asi zvakadaro, kunyaradza kwako kwehuwandu hwekuchengetedzwa kwekukurumidza kunogona kukumbira mari yekukurumidza inopfuura iyo ballpark inofungidzira. Dambudziko rinogona kuitika kune chero chimwe chezvikonzero zvakasiyana-siyana kusanganisira kurasikirwa nebasa, kambani yemotokari (kubhadhara deductible), kurapwa kwezvokurapa (pane izvo zvakaderedzwazve), kana kusatariswa kwemusha kusingatarisirwi. Kana iwe uchida mari nokukurumidza, haufaniri kuisa mari iyo pakadhi rechikwereti. Iwewo hausi kuda kutengesa chikwata kana chimwe chikwereti chisingadi kuti uwane mari yakakodzera. Pashure pezvose, hazvigone kuti iwe wakanga usiri kuronga kutengesa mabhizimusi akakuvadzwa pazuva rawakatengesa.
Zvichida chinhu chinonyanya kukosha pakuva nekodha yakazara yekuchengetera gwaro musati warega basa ndechokuti kuvapo kwechikwata chekutsvaga mune imwe nhoroondo yekuchengetedza kunokubvumira kuchengetedza mamwe mari zvakanyanya kuvhiringidza zvekurega basa panguva yekubasa kwako basa kupfuura iwe.
Zvino kana iwe uchinge wapedza basa, mari yekuchengetedza inokubvumira kurara zviri nani usiku kuziva kuti iwe wakagadzirira kusatarisira.
Mhando dzeApping Accounts
Nhasi kune marudzi akawanda ekuchengetwa kwebhuku kunowanikwa mabhizinesi. Iwe unogona kuva neakaunti yekuchengetedza iyo yakabatanidzwa neakaunti yako yekuongorora kana iwe unogona kunge uine kari yekuchengetera nebhangi rinoshanda paIndaneti chete. Tinokurudzira kuongorora zvaunogona kuita kuti uwane zvakakunakira iwe. Zvinonyanya kukoshesa kwauri here kuti mari yako yekuchengetedza uye kuongorora mabhizimusi inobatanidzwa pabhangi rimwechete kuti ribvumire kushandiswa kwakanyatsogadziriswa uye pakarepo? Kana iwe ungave wakagadzirira kurega bhenji nemabhangi emunharaunda nekuda kwekutsvaga kwekutsvaga kunopa huwandu hwekufarira? Sarudzo ndeyako.