Hedge Your Portfolio Against Against Rising Rates
Nharaunda Mahara uye Equity Mitengo
Nharaunda inowanikwa chete mari yekushandisa mari yemumwe munhu. Sezvo mabhizimusi makuru ari kupindira mari, vanogona kukanganisa mazinga aya kuburikidza nekuwedzera kana kuderedza mari yavanowedzera mamwe mabhangi kuwana mari. Iko kushandurwa kunokonzera migumisiro muhupfumi hwose sezvo izvi zvinodhura zvinodhadirwa kune mabhizimisi uye vashandisi. Kutaura zvazviri, chido chekuda ndiwo inonyanya kushandiswa kwemari yemitemo yemashandisi inoshandiswa nhasi.
Central mabhangi anoshandisa chido chekuda kutengesa kutengesa kwezvinhu nenzira mbiri:
- Kurera Dhiyabhorosi: Kuwedzera kwemari yemari inokonzera mari inodhura, inoderedza mari, uye inokurudzira vatengi kuchengetedza.
- Nharaunda dzezasi: Kuderera kwezvikwereti zvinowedzera mari kunodhura chikwereti, kunowedzera mari, uye kunokurudzira vatengi kuti vashandise.
Nharaunda inowanzoita kuti pave nemari yekutengesa kuburikidza nehutano hwavo pamusoro pebhizimisi uye tsika dzevatengi
Kurera chikwata chekuda chikwereti kunokurudzira mabhizimisi nevatengi kubhadhara zvishomanana nekupedza zvishoma, izvo zvinotungamirira kumari shoma uye mari yakawanda. Mari inowanikwa muzasi uye inowanikwa mumatare inokonzera kutengesa kwemaoko emitengo uye zvingangodaro zvakaderera mutengo-kuwana mari yakawanda . Kusiyana ndezvechokwadi kana chido chekuderera chiri kuderedzwa, kushandiswa kwekuwedzera, uye kushandiswa kwemari kunovandudza.
Nharaunda inowedzerawo inokonzera kuenzana kwehutano kuburikidza nekushandura kuderedzwa kwezinga Kana kukosha kwekuenzana kwakaenzana nekukosha kwemari yose yeramangwana mumazuva ano emari, vatengesi vanofanira kushandisa sengo rekuderedza iro rinomiririra chikwata chekuda mari kune imwe nguva. Kuwedzera kwechirwere ichi zvinoreva kuti mari yekambani inokosha kuduku nhasi, iyo inofanirwa kuderedza kukosha kwekuenzanisa uye mutengo wemari pamusi wekukwira kwechikwereti.
Mamwe mapato anogona kubatsirwa nehuwandu hwemari uye vamwe vanotambura kupfuura vamwe. Semuenzaniso, mhizimusi yemari inowanzoita kuti iwedzere kukurudzirwa nokuti inogona kukwereta mari yekukweretesa mari. Nhamba yepamusoro yekutora inotungamirira ku kuwedzera kwekutora zvikwereti uye inogona kunge yakakwirira yekodzero yemari kumabhangi. Asi, makambani ekugadzira angave anotambura semari yepamusoro yemari inowanzoendesa kune imwe simba yeDhora reAmerica uye zvishoma zvishoma kunokwikwidzana mutengo wepasi rose.
Kuwedzera kwekutora mutengo kunokonzera kutengesa kwepamusoro kwekutengesa uye kushandiswa kwehutano hwepamusoro uye zvakashata zvekuwira kwechido. Asi, kwete zvose zvisungo zvakafanana. Zvikwereti zvinokura kwenguva yakareba zvinowanzochinja zvakanyanya maererano nehuwandu hwezvikwereti kupfuura kusunga kwenguva pfupi. Izvi ndezvokuti chido chekuda kuwedzera chiri nani kuti chirambe chichikwirira kupfuura kwenguva yakareba, izvo zvinoguma nemutengo mukuru mukana kana ukasvika pakutsvaga zvimwe zvibereko zvinokwezva kune imwe nzvimbo.
The Global Economic Recovery
Central bank dramatically downed interest rates in response to the 2008 financial crisis. Mune dzimwe nyika, nyika dzakawanda dzakanga dzava pedyo-zero, zero, kana kunyange dzisina kufarira kuwanda . Central mabhangi akanga achiri kutarisana nematambudziko akazoshandura nzira dzisingabvumirwi nedzimwe nzira dzekuita mari, dzakadai sokucheka kwehuwandu (QE) kusimbisa misika nekudzorera chivimbo. Mushure memazana emakore, maitiro aya akabudirira, uye misika yakasimbiswa kusvika pamwero mukuru.
Nebasa rakakwana uye zviratidzo zvekuwedzera , US Federal Reserve yakatanga kusimudzira mitengo uye yakagadzirisa zvirongwa zvayo zvekutengesa. IEuropean Central Bank (ECB) yakafanana yakagadzirisa kutora zvirongwa zvayo zvekutengesa uye inogona kusimudzira nhamba yezvibereko munguva yekupedzisira-2018. Mushure memakore akawanda ehuwandu hwezvido zvekufambisa-zero, izvi zvinogona kutungamirira kune njodzi dzezvisungo uye zvikwereti.
Nhanho yekutambira kwechikwereti inofamba inononoka asi inogona kunge yakakosha pamusika.
Iyo yakanakisisa kufananidzwa kwenhoroondo ndeye nguva inotevera Hondo Yenyika II. Panguva iyoyo, kuwanikwa kweUnited States kwaive kwakaderera zvikuru uye Federal Reserve yakaunza nhamba huru yehupfumi hweHurumende. Bhenji yepamusoro yakatanga kukwira mizinga mumavambo ekutanga kwema1950 uye kutengesa kwenyika kwakaramba kuripo kusvika pakutanga kwema1960. Imakore gumi yemari yeHurumende inobereka kugurwa kwemazana mashanu kubva muzana, asi S & P 500 yakasimuka inenge mazana mashanu kubva muzana, ichiratidza kuti zvikwereti zvinogona kunge zvisingakwanisi kutarisa mahedheni kana hupfumi huri hwakasimba.
Zvimwe zvisati zviri zveAmerica zvingasangana nematambudziko akafanana sezvaanotanga kuunganidza kutenga mari uye pakupedzisira inowedzera chido chekuda. Zvakakosha kuongorora kuti sei kufarira kuwedzera kune kuwedzera kune kutarisa sechiitiko chega. Uye kunyange kana sangano reUnited States rakabatira panguva yekukwira kwemahara, mararamiro emarudzi akawanda evanhu vanogona kuenzanisa zvikwereti zveUnited States kana zviyero zvavo zvisingawedzere zvakapiwa simba mu US dollar.
Nzira Yokuita Nhepfenyuro Yenyu Yenyu
Kune dzimwe nzira dzakasiyana-siyana dzinoshandiswa nevashambadzi venyika dzakawanda vangada kufunga nezvekuvhara zvikwata zvavo.
Mitengo yeBond inogona kuderera sezvo chikwata chezvibereko chichiwedzera. MuUnited States uye EU, izvi zvinogona kureva kuguma kwemutambo wemabhizimisi emakore akawanda akatengeswa nemari yakaderera. Vashandi vangave vachida kufungidzira kuderedza kukura kwezvisungo zvavo zvekubatanidza kuisa njodzi idzi kana kugadzirisa mararamiro avo ekugadzirisa zvikwereti zvakawanda pamusoro pezvisungo, kana zvichienderana nehuwandu hwavanoda hwekuda uye kudzoka.
Mikana inogona kunge isingambove yakakosha yekuona kuderera kubva kumahombekombe akareba, asi dzimwe nzvimbo dzinogona kuwana uye dzinotambura kupfuura dzimwe. Vatengesi vezvokushandisa, dzimba, uye zvinoshandiswa zvinogona kuona kupesana kwekukoshesa sezvo zvikwereti zvavo zvisingakoshi kune varairidzi, apo mari nemabhizimisi vanogona kupfuudza zvakaderera sezvo zvikwereti zvinowedzera. Vashandi vangave vachida kutarisa nzira dzekushandura dzechirongwa kuti vashandise maitiro aya.