Mutemo we 72 ndeyekukurumidza kuongorora kuona kuti kushingairira mari yako kunowedzera sei
Chinhu chimwe chete chemuzivo waunoda kuti chiverengi ichi chiyero chegore rekudzoka, kunyange zvazvo uchiita masvomhu, iwe unogona kunge uchidawo kuverenga.
Kunyange zvazvo hupfumi huzhinji husina huwandu hwekudzoka kwenguva yakareba, iwe unogona kushandisa chiyero chekufungidzira kuti uwane pfungwa yakajeka yekutora nguva yakareba sei kuti uwedzere mari yako.
Mashandisiro Aungaita Mutemo we 72
Kuti uenzanise kuti zvinotora nguva yakareba sei kuti mari yako iite kaviri, inongoparadzanisa 72 nehuwandu hwechibereko . Chigumisiro ndechekuti makore akawanda achatora sei kuti mari yako iite kaviri pamutengo iwoyo.
Somuenzaniso, ngatiti iwe unogona kuwana 6% yemari yekudzoka. Inguva yakareba sei kutora $ 1 000 kuti ikure mu $ 2,000? Heino muyano:
72/6 = makore gumi nemaviri
Mumuenzaniso uyu, kana iwe ukabhadhara madhora 1 000 mune imwe nhoroondo yakagadzirisa 6% yehuwandu hwekudzoka kwegore, shure kwemakore gumi nemaviri, kubhadhara kwako kwaizofanira kukwana $ 2,000.
Mutemo we 72 weNharaunda
Kuti ndikuchengetedze nguva shoma, apa pane mamwe maitiro anowanzodiwa, pamwe nehuwandu hwenguva inotora kuti iwe uwedzere kudyara kwako nehuwandu hwekuda kwekuita:
1% - makore 72
2% - makore 36
3% - makore 24
4% - makore 18
5% - makore 14
6% - makore gumi nemaviri
7% - 10.3 makore
8% - 9.0 makore
9% - 8.0 makore
10% - makore manomwe
11% - 6.5 yemakore
12% - 6.0 makore
Yeuka, Icho Chinokoshesa
Ramba uchiyeuka kuti izvi zvinongokurumidza kuongororwa.
Zvichienderana nekushandurwa muhuwandu hwekudzoka kwemazuva, izvo zvaunoshandiswa iwe, kuti iwe unozviisa sei, kuti kufarira kunoshandiswa sei, uye zvichibvira zvinokonzerwa nemitero, iyo chaiyo yakawedzerwa nguva inoda kuwedzera mari yako ichasiyana.
Kunyangwe zvakadaro, mutemo we 72 unogona kubatsira apo iwe nokukurumidza unoda kuenzanisa kuwanda kwekukura kwezvipimo zviviri.
Mutemo we 72 unoshandawo zvakare - unogona kubatsira pakunzwisisa simba rekuwedzera kwezvinhu. Kana iwe uchifunga kuti muvhareji wenguva refu yehuwandu hwekuwedzera kwepakati iri pakati pe3% uye 4%, uchacherechedza paunoshandisa mutemo we 72 kuti chimwe chinhu chinokosha $ 100 nhasi chinodhura $ 200 mumakore anenge makumi maviri.
Izvi zvinogona kubatsira kuenzanisira simba rekuwedzera kwezvinhu, uye kukosha kwekuona chiyero chekudzoka kwechinguva chisingaiti chete kukurira kuwedzera kwemitengo, asi nemitero.