Imwe Rubatsiro Rwevana Rwakabviswa?

Kutsigirwa kwevana kunofungidzirwa somutero-kusatsigira mutambo

Mwedzi woga woga, kana zvichida kunyange nemari yekubhadhara, iwe unotumira mari yakatarwa kune yako yekare muchimiro chekutsigirwa kwevana. Zvinoratidzika zviri kungonzwisisika kuti iwe unogona kukwanisa kutora mari iyi sekubviswa pane imwe nzvimbo pamutero wako wekubhadhara-inogona kuwedzera, shure kwezvose. Uye alimony is tax deductible, saka haufaniri kutsigirwa nemwana kunotswa pamwe chete here? Nhamo, Internal Revenue Service inoti, "Hapana nzira."

Kuregererei?

Tarisa pazviri nenzira iyi: Kana iwe wakatora mwanakomana wako kana mwanasikana wako kumatendi masikati masikati kwechikwata cheshangu zvitsva, iwe haugoni kutora mutero wokubvisa mutengo. Ndiyo mari yaunoda, uye IRS haina kupa mitsva inobhadhara mutero pamunhu oga. Apo iwe unobhadhara rubatsiro rwevana , iwe unonyatsopa kupa "mari yehomwe" kune yako yekare kunze kwekuchengetedza gorozi. Izvi hazviiti kuti mutero deductible. Hazvina basa kuti ndiani anogamuchira mari yacho-inoramba ichienda kunobhadhara imba, zvipfeko uye zvimwe zvido zvako zvepamwe mwana wako.

Saka kwete, iwe haugoni kubvisa zvikwereti izvozvo pamutero wako wekubhadhara, uye wako wekare haafaniri kutora mari semari inowanikwa. Kana kuti mwana wako haafaniri kuzvitaura, chero zvaanoda kuti ataure chipo chake kune IRS. Kutsigirwa kwevana kunofungidzirwa somutero-kusatsigira mutambo. Sezvo IRS ichiisa muChirangaridzo 504, "Kubhadhara mari yevana haisi kuderedzwa nemubhadhara uye haisi kutererwa kune mubhadharo." Uyezve, "Paunenge uchiverenga mari yako yakawanda kuti uone kana iwe uchida kutora mutero wekubhadhara, usaisawo mari yekutsigira vana yakagamuchirwa."

Ndiwo mutemo kunyange kana iwe usingakwanisi kutora mwana wako seanomuda .

Kududzira Mutero Mutemo

Mitemo miviri yemitero inoshanda pamwe chete kuti inzwisise kubhadhara mitero yekutsigirwa kwevana. Kune rumwe rutivi, zvine musoro kutarisira kuti rubatsiro rwemwana runogona kuwanikwa mari inobhadharwa nekuti mutemo mumwe unoti, "Pfuma yakawanda inoreva zvose zvinowanikwa kubva kune chero zvisikwa zvinobva." Asi kune chikonzero chinokosha.

Mutemo wakakwana muInternal Revenue Code chikamu 61 (a) chinoratidzika seizvi: " Kunze kwekunge pane zvimwe zvakapiwa mumutsetse uyu , mari yakawandisa inoreva zvose zvinowanikwa kubva kune chero zvakakosha zvinobva."

Uye izvo zvinotiendesa kune mutemo wechipiri pakutamba pano-ndeye "kunze kwekunge pane imwe nzvimbo inopiwa" caveat. Kune imwe nzvimbo mumutsetse weA Internal Revenue Code, tinowana Chikamu 71, chinotarisana nemari yekuchengetedza uye yakasiyana. Uye mutemo uyu unoti, "Pfuma yakawanda inosanganisira mari inogamuchirwa seanmony kana kuti zvakasiyana zvekuchengetedza mari."

Inoenderera mberi kupa ruzivo rwekutsigirwa kwevana: "Chikamu (a) hachifaniri kushanda kune chikamu ichocho chekubhadhara chero kupi zvayo izvo zvinyorwa zvekurambana kana zvigadziro zvekuparadzanisa zvinogadzirisa (maererano nemari yemari kana chikamu chekubhadhara) semari inobhadharwa kutsigirwa kwevana vemudzimai anokwereta. " Mune mamwe mazwi, rubatsiro rwemwana haruna kubatanidzwa mumari yakawanda yemunhu anowana alimony kana kutsigirwa nemudzimai.

Nokuti muteresi anokwanisa kungotora mari iyo inofanirwa kunge irimonyamu , uye nekuti rubatsiro rwevana haruna kufungidzirwa kuti haaroni, munhu anobhadhara mwana anotsigirwa haagoni kukwanisa kubhadhara mari iyo kubatsiridzirwa sevana kana kuti sechikamu cheimwe mitero inobviswa.

Chii chinoita kuti mwana anotsigire kutsigira uye kwete alimony?

Zvinowanzoedza kuenzanisa zvikwereti zvevana izvo zvawakave uchiita seanmony kana kugadzirisa kusangana pabonde panguva yekubhadhara.

Usazviita-IRS inotarisira izvi uye iri mberi kwako.

Mutero wemitero unotorazve mutemo panzvimbo inoda kuti vateresi vanyore mari yavakatora pamakadzo apfuura seanmony kana zvichizoitika kuti zvikwereti zvakanga zvisina kufanana zvachose. Mutemo unosanganisira zvimwe zviratidzo, zvakadai se "alimony payments" iyo inoguma panguva imwecheteyo mwana wenyu muduku mudiki anobhururuka mudendere uye haasisinazve rubatsiro rwemari. Ichokwadi kuti izvi zvinonzwisisika-zvichida waive uchibhadhara chikwereti kuitira kuti wako wekugona kunge ari kugara-kumusha amai uye alimony yakaguma apo pakanga pasina munhu aida kugara mumba. Chiitiko chacho hachizogadzirisa mutemo wekunakirwa wega, asi inogona kuwedzera mureza pa IRS uye iwe ungadaidzwa kuti utaure magwaro edzimhosva anoratidza kuti mari yacho yaive zvechokwadi alimony.

Uye kana iwe usingakwanisi, iwe unofanirwa kudzorera zvakare iyo mitengo yakabviswa pamusana pemitero inoshandiswa.

Tora Kuchengetedza

Nguva dzose kuchenjera kuti uite chokwadi kuti kurambana kwemurairo kana kurongeka kwevana kune kristall yakajeka pakuratidza mararamiro emari ipi yauri kuita kune yako yekare. Mumwe gweta anokwanisa achaziva izvi, asi kana iwe uri kurambana iwe, iva nechokwadi chokuti zvinyorwa zvinosanganisira mutauro wakakodzera wekuita kunyange kana iwe uchifanira kuva neyezve gweta kuti uongorore ivo vasati vatumire nedare. Kana zvisina kudaro, iwe unogona kupedzisa kurasikirwa nemutemo unobvumirwa kutengesa mutero kana IRS inosarudza mutemo kana kurongeka kusina kujeka uye kubhadhara kunogona kunge kwave kuri kutsigirwa kwevana.

Child Support in Arrears

Kubatsirwa kwevana uye mitero inobatanidza nenzira imwe. Dhipatimendi reMariki ichadzorerazve mitero yezvemitero kubva kune vanhu vari shure kumashure ekubhadhara vana kwavo , kutumira mari panzvimbo iyo kumubereki anonyima uyo ane kodzero yekuwana rubatsiro rwakadaro. Pasi peMari yeHurumende Offset Program, hurumende ichabhadhara mari yekubhadhara mitero kumubereki wehurumende yehurumende yekusimbisa sangano, uye iyo sangano ichazoitawo kuti mari iwane kumwana. Iyi purogiramu inobvumirwa neInternal Revenue Code chikamu 6402 (c).

Cherechedzai: Mitemo yemitero inoshanduka nguva nenguva, uye iwe unofanirwa kubvunzurudza unyanzvi wemitero kune mazano akawanda-kusvika. Mashoko aya ari munyaya ino haafananidzi sekupa mazano emitero uye haisi kutsiva mazano emitero.