Mutero Wemitero uye Jobs Act Inoparadza Iri Rute Kutanga muna 2019
Mitero Cuts uye Jobs Act, yakasayirwa mutemo musi waDecember 22, 2017, yakaita zvimwe zviitiko zvakakosha kune kubviswa kweanmony. Kuenderera mberi, alimony zvekubhadhara hazvizogadziriswa-ouch!-Asi munhu anogamuchira haafaniri kuzivisa semari inowanikwa.
Mutemo weTisiti wa2018 Unopa Chinangwa Chitsva "Kutongwa Kwemitero" uye Kurambana
Zuva remutemo wenyu wokurambana mutemo kana chibvumirano chinhu chinokosha pasi pemitemo yeRhafu Cuts uye Jobs Act.
Kana wakarambana muna 2018, mitemo yekare yakashanda. Asi kana kurambana kwako kwapera musi waJanuary 2, 2019, ivo vari kunze kwewindo ... kunze kwekuti iwe ukanyatsoshandura chirevo chekare kana kuti chibvumirano chokurambana chinotora mazwi eTCJA. Izvi zvinoda kubvumirana kwevamwe vaviri vekuroorana.
Iwe unogona kuedza kuita zvose zvaunokwanisa kuputira zvinhu kusvika pakuguma kwegore-kunyanya, December 31, 2018-kana iwe uri kupedza nhaurirano yekurambana uye inoratidzika kunge iwe unenge wava kuenda kuguma uchibhadhara alimony. Iyo flip side ndeyokuti iwe uchange uri nani zvikuru kana kuenderera mberi kuchikwira kupfuura kwekutanga kwegore kana iwe zvichida uri kuzogamuchira alimony,
Taura nezvekugadzirisa mutero.
Kuudza Alimony Wakagamuchira
Kufunga kuti kurambana kwako kunopera kusati kwapera kwe 2018, mitemo yekupa mari yacho inoramba isina kuchinja kubva kumakore akapfuura.
Iwe unofanirwa kupinda muwandu hwakazara weow alimony iwe wakagamuchirwa kwegore mugore re11 yeFomu 1040 .
Pamusoro pezvinangwa zvemitero, alimony inosanganisira izvo zvinowanzonzi "zvakasiyana-siyana kuchengetedza" -zvimwe zvakagamuchirwa kana iwe wakaparadzaniswa zviri pamutemo asi kwete iwe wakarambana. Iyo haina kusanganisira zvipo zvakagamuchirwa pasi pemirairo yechirongwa chechigadziro chenguva pfupi chingave chiripo apo iwe kurambana kwako kuri kumirira.
Iwe haufaniri kuudza chero mari yawakagamuchira nokuda kwekutsigirwa kwevana.
Kutsigirwa kwevana kunofungidzirwa sechiitiko chisingaregi. Hazvibvumirwi pamusoro pe federal yako inoshandiswa uye iyo mubereki aribhadhara haagoni kuitaura semutengo wokubvisa mutero.
Kusava nehanya kune Rute
Kana yako yekare yekare isingatauri kuderedzwa kweanmony kana kushandiswa kwakasiyana kwakabhadharwa kwauri, haufaniri kuitaura semari inowanikwa. IRS inoda kuti mumwe munhu abhadhara mitero pamari iyi. Kana wako wawakaroorana naye asiri kuita kudaro, saka iwe unofanira. Kana yako yekare inosanganisira iyo mumutero wayo waunotengesa, hauregere kutaurira semari inowanikwa.
Kana zvisina kudaro, yako alimony mari yako inowedzera kune yako yose inotengesa mari ... kubva muna 2018. Pashure pacho, Congress inoti iwe unogona kugamuchira iyo isina mutero. Mari iyo inotengesa kune munhu akaiwana pakutanga - yako yekare.
Kuudza Alimony Wakabhadhara
Kana iwe wakabhadhara alimony kana kupatsanurana kwekuchengetedza kune wawakaroorana naye, ridza iyo mari yose iri mumuganhu 31 (a) yeFomu 1040, wozoisa nhamba yako yekare-yekuti Social Security nhamba iri papeji 32 (b). Usanetseka kana iye asingazokupi iwe uye iwe haugone kuwana mumakore apfuura 'pamwe chete-kudzoka kudzoka. Iwe unogona kuzivisa IRS yenhamo uye yako yekare inogona kutongerwa ne $ 50 chirango chekusati ichikupa iwe.
Iwe unogona kutaura kuti alimony yakabhadharwa se "pamusoro pezera" rakabviswa papeji imwe yeFomu 1040, zvichida kusvika 2018.
Iwe haufaniri kuitemesa zvitsva zvako kuti uzvitaure. Iwe unogona kutora zvose kubhadhara kunowanikwa uye kubhadhara zvakakwana zvakare, kana iwe unogona kuzvitora uye itemize zvimwe zvakabviswa.
Zvido zvekutsvaga kuwanikwa kwemari
Zvichida hazviuye zvakanyanya kushamisika kuderedza kubhadhara iwe wakabhadhara kunouya nemabhuku ose ezvido nemitemo.
- Iwe haugoni kuisa mutero wemubhadharo wekudzoka newawakaroorana naye, uchifunga kuti iwe unokwanisa kuita zvakadaro nokuti kurambana kwako hakusi kwekupedzisira.
- Iwe unofanirwa kubhadhara alimony mune mari, iyo inosanganisira kuongorora kana mari yemirairo. Kana iwe uchipa pfuma kana nhumbi panzvimbo ye alimony, hazvisi kuderedza.
- Kubhadhara kunofanira kugamuchirwa kana nekuda kwewakaroorana naye kana wawakaroorana naye, sekunge kurambana kwako kana kupatsana kwekugadzirisa chirevo kunofanirwa kuti iwe unofanira kumubhadhara chikwereti kwaari sechimiro chekunyadzisa.
- Kurambana kwako murairo, kupatsanurwa kwekuchengetedza chirevo, kana kugadziriswa kwechibvumirano chakanyorwa hakugoni kutaura kuti kubhadhara chimwe chinhu kunze kwekunamoni. Ichokwadi, iyo nyanzvi inofanira kujekesa kuti yakanyatsogadziriswa kana kuparadzaniswa kwakasarudzwa, kwete kutsigirwa kwemwana kana chimwe chezvinhu zvekugadzirisa nzvimbo. Kutsigirwa kwevana uye pfuma yekubhadhara mari hazvirevi seanmony.
- Imi newaimbova mukaroorana hamugone kugara mumhuri imwe chete kana iwe uchibhadhara.
- Iwe hauna chikwereti chekuenderera mberi nekubhadhara shure kwekufa kwewaimbova wawakaroorana naye. Zvakanaka, kurairirwa kwako kwekurambana kana chibvumirano chakasiyana chekugadzirisa kunofanira kujekesa izvi zvakare.
The Recapture Rule
Iko Internal Revenue Service inokodzera kodzero yeku " dzorera " yako kudhakwa kana ichitsvaga kuti kubhadhara kwakange kuripo mune zvekugadzirisa pfuma kana kutsigirwa kwevana. Izvi zvinoreva kuti chikamu chekunakisa iwe chaunodzingwa chinofanira kuwedzerwa kumashure ako emitero inotengeswa mumakore emangwana emitero, panguva iyo inoshandiswa.
Izvi zvinogona kuitika kana chikwereti chemari yako inodonha zvakanyanya mukati memakore maviri kana maviri ekurambana kwako, kana kana yako paymony payments inopera zvachose mumakore matatu ekurambana kwako. Zvinogonawo kuitika kana zvikwereti zvinopera pakarepo mwana wako muduku paanosiya dendere. I IRS ichadzokorora mamiriro ako ezvinhu kuti ione kana zvikwereti zvaive zvechokwadi zvakafanana kana kuparadzaniswa kwakasarudzwa.
Kunyanya, zvikwereti zvako hazvikwanisi kuderera ne $ 15,000 kana kupfuura mugore rechitatu zvichienzaniswa nezvavakange vari mugore rechipiri, kana kuti makore maviri ekupedzisira "kubhadhara" haagoni "kunge zvishoma" kupfuura zvavakanga vari mugore rokutanga.
Hapana dhora rakabatanidzwa kune "zvakaderera" kutonga-iyo yakazarurirwa kududzira IRS. Mhedzisiro ndeyekudzivirira vakaroorana kuti vasapinda mumakamuri edzimba seanmony. Nzvimbo dzekugara dzinowanzopera mumakore matatu ekutanga mushure mekurambana.
I IRS inoita zvisiri pamamiriro ezvinhu asingagoni kudzora, sekunge kana alimony inoshandurwa pasi nedare nekuda kwedambudziko risati raitika risati rasvika.
Cherechedzai: Mitemo yemitero inoshanduka nguva nenguva, uye iwe unofanirwa kubvunzurudza unyanzvi wemitero kune mazano akawanda-kusvika. Mashoko aya ari munyaya ino haafananidzi sekupa mazano emitero uye haisi kutsiva mazano emitero.