Nzira Nekutsvaga Kwekudzikisa Mukadzi Akaroorana Akadzoka
Maererano ne IRS, "Kana iwe nemumwe wako mukasarudza kuisa kubatana kwekudzoka, mutero wenyu unogona kunge wakaderera pane mutero wenyu wakabatanidzwa kune mamwe maitiro ekutumira.
Uyezve, kuderedzwa kwako kwemazuva ose (kana iwe usingakwanisi kubvisa zvinyorwa) zvingave zvakakwirira, uye iwe unogona kukodzera kubhadhara mitero isingashandisi kune mamwe mazita ekutumira. "
Kana usingazivi kuti chii chakanakisisa pamamiriro ako ega, nyanzvi dzinokurudzira kugadzirira mitero yako yose nzira yekuziva kuti ndeipi nzira inogadzirisa pfungwa yako yezvemari iwe. Unogonawo kuda kuchengeta mitemo mishoma mupfungwa.
Ndezvipi Unogona Kufambisa Joint Return With Your Wife?
Iwe unokodzero yekuisa imwe joint joint return kana iwe uchifunga kuti wakaroorana zviri pamutemo. Izvi zvinoreva kuti iwe wakaroora musi wekupedzisira wegore rekutere.Zvino kana iwe wakatumira kurambana mukati megore, IRS ichiri kufunga kuti iwe wakaroora kana iwe usingagamuchiri mutemo wekurambana kana kuti usati waDecember 31.
Ndiwo mutemo unokosha. Iwe haugoni kuparadzaniswa zviri pamutemo nehurumende, kana, kunyange hachisi mvumo yekugara pamwe chete. Iwe unogona kungorarama uri oga kunze kwekuita kuti dare ribudise mutemo uchiraira mazwi ekuparadzanisa kwako.
Zvose iwe newawakaroorana naye munofanira kubvumirana kuisa iyo joint joint and both of you must sign it.
Mawaniro Okuroorwa Nekuroorana Anokanganisa Kuda Kwemutero Wako
Mamiriro ekunyora kwemunhu anosarudza kuti ndeapi iyo yakaderedzwa muwandu uye iyo purogiramu yemitero inoshandiswa. Aya ndiwo matanho uye mabheji emamiriro ekubatana akaroorana akaroorana mumakore emitambo 2017 uye 2018.
2017 Mitero Yemitero:
| Nhamba | Bracket Inowanikwa |
| 10% | $ 0 kusvika $ 18,650 |
| 15% | $ 18,651 kusvika ku $ 75,900 |
| 25% | $ 75,901 kusvika $ 153,100 |
| 28% | $ 153,101 kusvika ku $ 233,350 |
| 33% | $ 233,351 kusvika $ 416,700 |
| 35% | $ 416,701 kusvika $ 470,700 |
| 39.6% | $ 470,701 uye pamusoro |
| Nhamba | Bracket Inowanikwa |
| 10% | $ 0 kusvika $ 19,050 |
| 12% | $ 19,051 kusvika ku $ 77,400 |
| 22% | $ 77,401 kusvika $ 165,000 |
| 24% | $ 165,001 kusvika ku $ 315,000 |
| 32% | $ 315,001 kusvika ku $ 400,000 |
| 35% | $ 400,001 kusvika ku $ 600,000 |
| 37% | $ 600,001 uye pamusoro |
Idzi idzi dzinofambira mberi kana kuti pamatare emitero. Izvi zvinoreva kuti chikamu chepamusoro hachina kukanda kusvikira mari yako inosvika kusvika pachikumbaridzo ichocho, uye ipapo chete mari yako yaunowana pane iyo chikumbaridzo inotererwa pazana yezana iroro. Somuenzaniso, kana iwe newawakaroorana naye mukawana $ 19,051 muna 2018, $ 19,050 yokutanga yaizobhadhara pa 10 kubva muzana uye chete iyo imwe yei dollar yaizobhadhara pa12 muzana.
Dambudziko rekudzikisa muwanano wokuroorana akadzoka
Vose vakaroorana vanofanira kurondedzera mari yavo yose, kubviswa, uye zvikwereti pane kudzoka kwakafanana kana vakanyora pamwe chete. Vose vanobvuma mutoro wakakwana wehutano uye kukwana kwemashoko aya.
Saka, chii chinoitika kana pane zvikanganiso? Mumwe nomumwe wavo ane basa rekupa mabhuku kuti aratidze kutenderera kwemutero wekubhadhara kana akaongororwa ne IRS. Mune mamwe mazwi, mumwe nemumwe anobatwa pamwe chete uye akazvimiririra pamhosva yezvikanganiso.
Uye kana chero mutero unokodzera uye chikwereti usina kubhadharwa, mumwe nemumwe anenge ari oga ane mhosva yebhadharo rose.
Hezvino izvo IRS inotaura pamusoro payo: "Imi mose munogona kutongwa, pamwe chete uye mumwe nomumwe, kune mutero uye chero chekuda kana chikonzero chinokonzerwa nekudzokorora kwako. Izvi zvinoreva kuti kana mumwe mukadzi asingabhadhara mutero wakakodzera, imwe yacho inogona kuve.Kana, kana mumwe mukaro asingatauri mutero wakakodzera, vaviri vari vaviri vangarova mitoro yemimwe mitero yakarongwa ne IRS. Mumwe mukadzi anogona kutarisirwa pamitero yose yakatarwa kunyange kana mari yose yakawanikwa nemumwe mukadzi. "
I IRS inoziva kuti havasi vose vakaroorana vane hukama hwakakwana uye dzimwe nguva vanopa zvisiri izvo kuti vabatanidzwe mutoro kuburikidza nemunhu asina mhosva wemubatsiro, kupatsanurwa kwemhosva, kana kuregererwa kwakakwana, zvichienderana nemamiriro ezvinhu enyaya yacho.
Asi mitemo yakaoma saka ona nyanzvi yemitero kuti ubatsire kana iwe ukazviwana uri munhamo iyi.
Kusvitsa Kudzokorora Vakaroorana Vakasiyana
Kuisa kudzokorora kwakasiyana kunopa rubatsiro kubva pamubatanidzwa pamwe chete wemitero. Mumwe nemumwe ndiye oga ane mhosva yekutenderera kwekuzvitsvaga kwekubhadhara mutero uye yekubhadhara kwezvimwe zvikwereti zvemitero zvakasiyana zvinosangana nazvo. Asi vateresi vakaroora vanoparadzana vari kurasikirwa nekukodzera kwavo kune zvishomanana kuderedzwa kwemitero uye zvikwereti, uye vanowanzobhadhara mitero yakawanda yemitero.
Nenzira imwecheteyo, kufungidzira zvakasiyana kunogona kubatsira mune zvishoma mamiriro ezvinhu:
- Kana iwe nemumwe wako muchibatanidza mitero inokonzerwa nemitero yenyu yakasiyana yakadzoka, iyo yose yakafanana kana kuti iri pedyo zvikuru nemutero waizove wakakodzera nokuda kwekudzoka. Muchiitiko ichi, kuisa zvakasiyana zvakagadzirisa chinangwa chekuchengetedza mutoro wakasiyana wekutenderera kwekudzoka uye kubhadhara mutero asi pasina chero mimwe mitoro.
- Mumwe murume haafariri kana asingakwanisi kubvuma kutumira mutero wekubatana.
- Mumwe mudzimai anoziva kana kuti anokanganisika kuti mumwe mukadzi anenge asiya mari kana kudarika zvakaderedzwa, uye kuti mudzimai wacho haadi kutongwa somumwe mutero womumwe wako.
- Vakaroorana vanogara vari voga kana vakaparadzana asi vasati varambana. Vanoda kuchengetedza mari yavo sevanoparadzana sezvinobvira.
- Vakaroorana vanogara vari voga kuitira kuti mumwe muvakidzani awane kodzero yekutungamira mamiriro ezvinhu emhuri kana vasina kuisa pamwe chete.
Kana Mumwe Wawakaroorana Anopera
Iwe unogona zvakare kuisa joyano kudzoka nemumwe wako kana akafira panguva yemutero wegore. Maererano ne IRS, "Kana wawakaroorana naye akafa gore rose, iwe unonzi wakaroora gore rose uye unogona kusarudza kuroorana kunyoresa pamwe chete semamiriro ako ekutsvaga."
Kuenderera mberi, iwe unogona kuisa sechirikadzi inokodzera (er) kwenguva shoma, seimba yemhuri , kana semunhu asingabhadhari mutero. Mitemo yakasiyana inoshanda pane imwe nhengo yekunyorera uye dzimwe dzayo dzinogona kuva dzakaoma, saka chengetedza kune unyanzvi wemutero kuti uone kana iwe unokodzera chirikadzi inokodzera (er) kana mukuru wemamiriro emhuri kana kana uchida kuisa semunhu aripo chete.
Vakaroorana Nevamwe Vakaroora Vakaroorana
Vanhukadzi vakaroorana vanobvumirwa kuisa pamwe chete mutero inoshandiswa vachishandisa kuwanikwa kwekuroorana nemamiriro ekubatana, kana kuti vanogona kukwanisa kudzoka zvakasiyana-siyana vachishandisa baroora kuisa mamiriro akasiyana. Asi vateresi vari mumabhadharo ehurumende vakanyoreswa kana masangano ehurumende vasiri kubhadharwa, saka vanofanirwa kuisa zvadzo zvekushandisa vachishandisa imwe chete kana musoro wemamiriro ekunyora kwemhuri.
I IRS inotaura muRitoring Ruling 2013-17, "Nezvekutengeserana kwemutero, mazwi okuti 'mudzimai,' 'murume nomudzimai,' 'murume' uye 'mudzimai' havasi kusanganisira vanhu (vangave vevasikana kana kuti ivo vanoita zvepabonde) avo vakapinda muhurumende yepamutemo yakabhadharwa, hurumende yehurumende, kana humwe ukama hwakafanana hwakarongwa hunoonekwa pasi pemutemo wehurumende iyo haisati yakarongedzerwa semuchato pasi pemitemo yenyika iyo, uye izwi rokuti 'kuroorana' harisi kushamwaridzana kwakadaro. "