Chikonzero Nei Uchifanira Kuedza Mavhisi Yevhiki Nega seAvakuru

Mazano uye Nhungamiro yekurarama paChipo

Fungidzira kwatingave tiri nhasi kana tikaramba takabatana nepfungwa yemari yevhiki yevhiki yatakagamuchira sevana. Hazvina kunonoka kushandisa pfungwa yakawanda, uye vhiki yevhiki yega yega iwe unogona kunge usingadi kurega kuenda nokuti wakasiya ucheche shure.

Vickie Champion, bhizimisi, hupenyu, nemudzidzisi wemari, zvinoratidza kuuya nehomwe yevhiki yega rega senzira yekubatsira vanhu vakuru kuti vagadzire mari yakawanda.

Vickie inyanzvi pakubatsira vanhu kuvandudza mari yavo yekushandisa uye kuchengetedza tsika kuburikidza nekuchinja nzira yavanofunga nezvemari. Anoti:

"Ndaimbova nechipo chevhiki nevhiki pandakanga ndichiri muduku.Pandakaenda koreji ini ndakazvipa pasi pechikonzero chekuti yaiva yevana, uye ikozvino kuti ndakanga ndakwegura ndakanga ndisingadi. Itai kuti zvandakadana kusununguka kwezvemari.Icho chakakanganisa! Pashure pemakore akawanda kuti ndive nematambudziko emari nguva dzose ndichiita "nzira yakakura," ndizvo zvandinoziva zvino pamusoro pemaripo yevhiki nevhiki. "

8 Zvikonzero nei Munhu wose achifanira kushandisa Weekly Allowance

1. Inokuchengetedza iwe kuziva kuti mari iri kubuda sei.
2. Inokuita kuti urege kubva muitiro wekushandisa ma ATM uye makadhi ekubvisa.
3. Zvinokuita iwe kufunga kaviri usati washandisa mari pamutambo we-moment-the-moment.
4. Inokudzidzisa iwe nemhuri yako kuti ungashandisa sei mari .
5. Inochengetedza zvinhu zvakaenzana kune vakaroorana saka umwe haashandisi kupfuura imwe.
6. Zvinogadzirisa bhajeti nyore nokuti haufaniri kutarisa zviduku zvinotenga iwe uchibhadhara nemari yako.

1. Inobatsira iwe kuchengetedza mari yakawanda.
2. Inokukurudzira kuti uite zviroto zvako nekushandisa mari pane zvinhu zvinokosha kwauri.

Chinokosha Chekuita Basa reMugovera Wevhiki

Kusarudza kuti iwe unogona kushandisa nguva yakawanda sei vhiki imwechete chinhu chinokosha kushandisa svondo rekubhadhara kwevhiki. Dzidzira iwe pachako kubvuma kuti hakuna mari inowanikwa apo mari yako yekubhadhara iri kupera.

Paunopedza kushandisa mari yako, iwe wapedza. Hakusi kuenda kuATM kana kutengesa zvinhu pachikwereti kukutsvaira.

Izvi zvinogona kureva kuti iwe unofanira kumirira mazuva mashomanana kuti uende kugoroka. Iwe unogona kushamiswa kuona kuti hauna nzara. Ikoko nguva dzose inoratidzika kune chimwe chinhu chokudya kumashure kwepari.

Kuzvidzivirira kune chikwereti kunoreva kuti pane dzimwe nguva unogona kuti kwete kuti uende neshamwari, kana iwe unogona kubvisa kugadziriswa kwemba kusvikira waponesa mari. Asi zvinogona kunzwa zvakanaka kuti uve mutungamiri wekuti mari yako iripi.

Kana iwe usinganzwi wakasununguka kubvisa mari yakakodzera sekudya kana kugadziriswa kwemumba, kutsaurira chikamu chebhadha yako yose kune zvinhu izvi kuitira kuti varege kubuda mune zvekubhadhara kwenyu. Ichokwadi kuti iwe unogona kuderedza chikwereti chako kuti ugare navo, uye ivo, zvakare, vanofanira kuva nehomwe yemwedzi. Kana iwe uchigovera X nhamba yemadhora kuti uwane zvekudya, iwe hauzove wakaderera ku-splurge pane iyo T-bone kana zvinoreva bhajero rako rekudya rinogona kupera musati mwedzi kana vhiki.

Ita Chiedzo Chimhanya

Iwe haufaniri kuzvipira kune pfungwa yekupa mukana wehupenyu hwako hwose. Edzai kwevhiki, vhiki mbiri kana mwedzi.

Kana iwe ukaona kuti uri kushungurudzika, tora tsika yako kana kuti uirege uye edza bhajeti mune imwe nzira. Asi ndiani anoziva? Iwe unogona kungoona kuti pfungwa yekubhadhara inoshanda chaizvo kwauri.