Nzira yekuvandudza zvinangwa zvebasa Nebasa Asset Working Capital Fund
Wapiwa nguva, ndine chokwadi kuti unogona kuyeuka chimwe chiitiko kubva paudiki hwako pawakanzwa chimwe chinhu chakakonzerwa nekugadzirira "zuva remvura."
Zvechokwadi ndinoyeuka dzimwe nguva kunzwa semhuri yedu yaiva mukugara nguva dzose yekugadzirira makore emvura inogona kuputira pasina chiziviso uye kugumbura murairo wehupenyu. Nhasi mari yedu yemvura yakapa zvishoma zvishoma kuchengetedza njodzi dzakawanda dzinogona kukwikwidza mamiriro edu ematongerwo emari atosimbiswa.
Pane zvishoma zvatakanga tasiyira shure kwekubhadhara zvikwereti, zvimwe chimwe chinhu chakapinda muhomwe mwedzi mumwe nomumwe.
Sezvo ini ndakakura ndakasvika pakuziva kukosha kwekuwana mari yezuva zuva uye ndinoonga kuna mbuya nekudzidzisa chidzidzo munguva yemakore angu ekudzidzira. Mune maitiro angu semudzidzisi wezvemari, ndinokurudzira vese vandaishandira kuti ndichengetedze mari yekuchengetedza kwekukurumidzira , imwe nguva yakawanda yemazuva ano nokuda kwechikwata chezuva chekuedzwa kwemvura.
Career Asset Working Capital Fund
Kana zvasvika pamabasa ako epfuma , zvakakosha kuchengetedza matura kwete kwete chete mamiriro ekukurumidzira asiwo nekuenderera mberi kwekutsvaga basa. Ndinodana izvi kuchengetedza Career Asset Working Capital Fund uye yakasiyana nedzimwe nzvimbo dzekuchengetedza mari. Iyi mari inosimbiswa nechinangwa chekuvandudza, kuchengeta nekugadzirisa mararamiro ako emabasa. Iyi mari inova yakakosha zvikuru mumabasa ako ekupedzisira uyezve mamwe maitiro emabasa.
Vapapi vemazano vezvemari vanokurudzira kuti vatengi vanochengetedza mari yekuchengetedza kwekukurumidzira mumwedzi mitatu kusvika kumitanhatu yemari yekugara yakazara-mitoro yekubhadhara kusanganisira kubhadhara / kubhadhara, zvishandiso, uye zvokudya. Zvisinei, Career Asset Working Capital Fund mari ichasiyana-siyana zvichienderana nenjodzi zvinhu zvinosanganisira basa rako rekushanda uye basa rako kusagadzikana.
Career Velocity
Career velocity inoreva nhamba uye nguva dzinoshandiswa basa. Kana iwe unotaridzirwa kana kuti basa rebasa rako rinoreva kuti uri kuchinja basa makore ose mashomanana, iwe une yepamusoro yevelocity mubasa rako rebasa. Kushandura mabasa kazhinji kunouya nekuwedzera mari inoshandiswa pakutsvaga kwebasa, kutengesa mitambo, kuumba iwezve purogiramu uye zvimwe zvekuzvikurudzira zvinhu, basa rekudzidzisa kana kupa mazano nekumwe mari. Iko mari inogona kuve yakakwirira zvakanyanya kana kudiwa kwekushanda kwebasa kunobva pane chimwe chiitiko chisingafanoonekwi sekusagadziriswa kusingagumi kana kuderedza kushanda.
Career Volatility
Basa rekutsvaga ndiko kuchinja kwepfuma pamusoro pehupenyu hwehupfumi hwako. Dzimwe nguva kushaya simba ndiko kwekugadzirisa kwebasa kunobhadhara mubhadharo wakaderera kupfuura basa raimboita. Dzimwe nguva, ndeye mugumisiro wekushandura kwebasa umo iwe unotora mushure mutsva wekutanga basa rinogona kureva kuti iwe unowana mubairo wakaderera kwenguva yakawanda apo iwe unovaka unyanzvi mune basa idzva. Pasinei nokuti chikonzero chei, kushanduka kunowanikwa mumari yako inomirira chiitiko chinokuvadza chinofanira kuverengwa mubasa rako Asset Asset Capital Fund.
Career Asset Fund
Nepo nguva yekukurumidzira mari inoshandiswa kubhadhara mari yekushandisa mari, Career Asset Fund inoshandiswa kubhadhara kuvaka kana kuchengetedza unyanzvi hwako, kubhadhara basa uye basa rekuchinja mari, uye kugovera basa rekuita basa kana kuti Family Medical Leave times.
Hasi yose yeChristal Asset Fund inodiwa mune mari. Dzimwe dzayo dzinogona kunge dziri mumigwagwa yechikwereti, 529 Zvigadziro kana zvikwereti zvekuchengetedza basa rekuchengetedza basa semasangano 401k anogona kushandiswa kwenguva yakareba kana yepamusoro-inodhura masimba ekutsvaga semasabata kana kudzokera kuchikoro.
Vashandirwi vakawanda vanopa zvikwereti sebhasidzo yekubhadhara uye vanobhadhara kushandira kunosangana nebasa pamisangano, masangano, etc. Mikana iyi haingokubatsiri kuti uwedzere kukosha muhupfumi hwako, iwe unoshandira unobatsirwa neunyanzvi hwako hwakawedzerwa uye ruzivo. Cherechedza, zvisinei, kuti vashandi vanowanzova nemitemo, kusanganisira nguva yekubhadhara yebhaition reimbursement saka hazvikurudzirwi kushandisa chibharo ichi kana chiri chinangwa chako kuti usiye mushandi wako iyezvino munguva yekubhadhara.
Ndinosarudza Sei Mari Yakawanda Yokushandisa?
Kuti uone huwandu hwekutsvaga kwekuda kwaunoda mune yako Career Asset Fund, funga zvinotevera.
- Ndeipi mari yegore negore yekuchengetedza chero zviziviso, mazita ekuremekedza, kana malayisensi mubasa rako? Pane here iwe unofanirwa kuva nawo asi iye zvino hausi? Funga kuwedzera hupfumi hwemari yako kuburikidza nekutsvaga munharaunda idzi. Kuchengetedza zvikwereti izvi mukurega basa zvingavewo chimwe chinhu chaunoda kuronga.
- Ndezvipi zvinowanikwa gore negore zvemasangano ehutano iwe zvauri uye unoda kuchengeta?
- Ndeapi misangano, magungano, mazano okuraira kana semaminisiti mauri kuenda uye unoda kuramba uchipinda? Kune vamwe here zvausina kumboita munguva yakapfuura asi zvingava zvakakosha apo iwe unovaka kana kuvakazve basa rako rinokosha? Iva nechokwadi chekuita muhurongwa hwepurogiramu pamwe nekufamba, pokugara uye mari yekudya.
- Kana iwe uchizodzokera kuchikoro, ungada sei kuti uwane chikoro, mabhuku, nezvimwe zvinodhura? Iva nechokwadi chekutarisa kana iwe uchivandudza / kuvandudza unyanzvi huriko kana kuti chinangwa chako ndechokudzorerazve mune imwe nzvimbo yemabasa. Nekufungidzira kwakakwana, izvi zvinodhura zvinogona kubhadharwa nehurongwa unokwanisa 529 unouya nemitengo inobatsirawo zvakare.
- Iwe uchatora mari yakawanda sei kutsvaka mamwe mikana yemabasa? Unoda here mutambi wemabasa? Iwe uchishandisa sangano rinotangazve munyori here? Iwe uchatora mari yakawanda sei pakusungira zviitiko?
Kuchengetedza Basa Basa rekushandisa Capital Fund richakubatsira kuti uone kuti iwe une zvigadzirwa zvinowanikwa kuti iwe uwane mari yekushandisa mari yako, uzvidzivirire zuva rekunaya, uye, kana zvichidiwa, ramba uchishandura pakurega.
Nyaya iyi inouya kwatiri nekuremekedzwa naMichael P. Haubrich, munyori weChinhu Chinonzi Asset Management: Kuenderera Mberi, Kuramba Uri Mberi, uye Kushandisa Musoro wako kuwedzera Basa Rako Rinokosha.